Groundwork

Auto · County · Oklahoma

Insurance agencies in Ottawa County, OK

Competitor counts, household spending and official business counts for insurance agencies in Ottawa County, OK, set against other counties and the U.S.

Groundwork market score · out of 100

Score 55 out of 100: Upper middle

Ranked #964 of 2,272 scored counties
#23 of 55 scored counties in Oklahoma

Listings
20
2 chain locations (10%)
Official establishments
10
Businesses with payroll, 2023
Household spending a year
$29.7M
On vehicle insurance · $2,496 a household
Spending per listing
$1.5M
18% above the U.S.
Listings per 10k households
16.8
8% above the U.S.
Population, 2025
30,438
+0.7% since 2020

See the insurance agencies around any address in Ottawa County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Ottawa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 20 insurance agencies in Ottawa County. 2 of them (10%) are chain locations, against 21% across the U.S. That is 16.8 per 10,000 households, 8% above the U.S. rate of 15.6.

Household spending on vehicle insurance in Ottawa County comes to about $29.7M a year: $2,496 per household, 28% above the U.S. average. That is about $1.5M of household spending for each agency on map listings, 18% above the U.S. figure of $1.3M.

Official counts show 10 businesses with payroll classed as insurance agencies and brokerages in Ottawa County in 2023. That is one for every 1,192 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $477K has gone to businesses classed as insurance agencies and brokerages in Ottawa County.

Population estimates put the population change in Ottawa County from 2020 to 2025 at +0.7%, slower than the U.S. (+3.1%). Ottawa County scores 55 (upper middle) on the Groundwork market score for insurance agencies, ranking #964 of 2,272 scored counties and #23 of 55 scored counties in Oklahoma.

How Ottawa County compares

The same measures for Oklahoma and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Ottawa County, OK compared with Oklahoma and the U.S.
MeasureOttawa CountyOklahomaU.S.
Listings per 10k households16.821.215.6
Spending per listing$1.5M$1.2M$1.3M
Households per official establishment1,192713966
Official establishment growth, 2019–2023n/a−1.3%−1.0%
Population growth, 2020–2025+0.7%+4.0%+3.1%
Spending per household on vehicle insurance$2,496$2,526$1,957
Median household income$49,947$65,039$80,734
Groundwork market score5550

Official counts and lending

Businesses

Official establishments, 2019 to 2023
9 → 10
Employees, 2023
26
Annual payroll, 2023
$1.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
202 chain locations
Listings at the U.S. rate for this spending
24The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$477K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Ottawa County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Ottawa County

Population, 2025 estimate
30,438+0.7% since 2020
Households
11,921
Median age
37.5
Homes lived in by their owners
68%
Vehicles per household
1.9
Land area
471 sq. mi.
People per square mile
64
Median household income
$49,947+25.3% vs. 2015–2019, before inflation
Average household income
$63,916
Median home value
$123,300
Jobs located here
11,895
Daytime population
29,346Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Ottawa County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Ottawa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Oklahoma

Every Oklahoma market ranked →

The highest-scoring counties in Oklahoma for insurance agencies, numbered among those based in Oklahoma, with Ottawa County marked.

Top counties in Oklahoma

Counties in Oklahoma ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wagoner County, OK843711.8$2.5M+14.6%#147 of 2,272
2Osage County, OK832112.1$2.4M+2.2%#169 of 2,272
3Logan County, OK79158.4$3.6M+11.5%#234 of 2,272
4Cherokee County, OK792211.8$2.1M+4.5%#250 of 2,272
5Grady County, OK782311.1$2.5M+7.7%#266 of 2,272
6Sequoyah County, OK781912.3$2.1M+4.1%#273 of 2,272
7Adair County, OK77811.2$2.3M+2.0%#294 of 2,272
8Rogers County, OK763810.4$2.8M+7.1%#309 of 2,272
9Creek County, OK704315.2$1.7M+4.4%#481 of 2,272
10Delaware County, OK672414.0$1.9M+3.8%#563 of 2,272
23Ottawa County, OK552016.8$1.5M+0.7%#964 of 2,272

Other business types in Ottawa County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Ottawa County, OK?

Ottawa County has 20 insurance agencies on map listings as of September 2026. 2 of them (10%) are chain locations. The listings count insurance agencies. Official counts show 10 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Ottawa County, OK spend on vehicle insurance?

About $29.7M a year, or $2,496 per household. That is 28% above the U.S. average (an index of 128, where 100 is the U.S. average). Spread across the 20 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 11,921 households in Ottawa County and national spending patterns by income.

How does Ottawa County, OK compare with the U.S. for insurance agencies?

Ottawa County has 16.8 insurance agencies per 10,000 households, 8% above the U.S. rate of 15.6. Spending per agency is $1.5M, 18% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Ottawa County would have about 24, against 20 on map listings. There is one business with payroll in the industry for every 1,192 households, against one for every 966 across the U.S.

How fast is Ottawa County, OK growing?

Population estimates put Ottawa County at 30,438 people in 2025, up 0.7% since 2020, slower than the U.S. (+3.1%). It has 11,921 households. The median household income in Ottawa County is $49,947 a year, 38% below the U.S. median of $80,734. That rose 25.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ottawa County scores 55 for insurance agencies (upper middle), #964 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Ottawa County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Ottawa County

Screening a site or an acquisition in Ottawa County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Ottawa County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.