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Insurance agencies in Osage County, MO

How Osage County, MO compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 42 out of 100: Lower middle

Ranked #1,406 of 2,272 scored counties
#18 of 85 scored counties in Missouri

Listings
9
1 chain location (11%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$11M
On vehicle insurance · $2,087 a household
Spending per listing
$1.2M
2% below the U.S.
Listings per 10k households
17.0
9% above the U.S.
Population, 2025
13,611
+2.7% since 2020

See the insurance agencies around any address in Osage County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Osage County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Osage County comes to about $11M a year: $2,087 per household, 7% above the U.S. average. That is about $1.2M of household spending for each agency on map listings, 2% below the U.S. figure of $1.3M.

Osage County has 9 insurance agencies on map listings as of September 2026. One of them (11%) is a chain location, against 21% across the U.S. That comes to 17.0 for every 10,000 households, 9% above the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Osage County was 6 in 2023. That is one for every 881 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Osage County grew 2.7%, in step with the U.S. (+3.1%). For insurance agencies, Osage County has a Groundwork market score of 42 (lower middle): #1,406 of 2,272 scored counties and #18 of 85 scored counties in Missouri.

How Osage County compares

The same measures for Missouri and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Osage County, MO compared with Missouri and the U.S.
MeasureOsage CountyMissouriU.S.
Listings per 10k households17.020.115.6
Spending per listing$1.2M$810K$1.3M
Households per official establishment881753966
Official establishment growth, 2019–2023n/a−1.3%−1.0%
Population growth, 2020–2025+2.7%+1.9%+3.1%
Spending per household on vehicle insurance$2,087$1,625$1,957
Median household income$76,681$70,702$80,734
Groundwork market score4219

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6 → 6
Employees, 2023
13
Annual payroll, 2023
$519K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
91 chain location
Listings at the U.S. rate for this spending
9The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Osage County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Osage County

Population, 2025 estimate
13,611+2.7% since 2020
Households
5,287
Median age
41.2
Homes lived in by their owners
79%
Vehicles per household
2.4
Land area
607 sq. mi.
People per square mile
22
Median household income
$76,681+24.3% vs. 2015–2019, before inflation
Average household income
$103,237
Median home value
$223,300
Jobs located here
4,156
Daytime population
11,311Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Osage County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Osage County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Missouri

Every Missouri market ranked →

The highest-scoring counties in Missouri for insurance agencies, numbered among those based in Missouri, with Osage County marked.

Top counties in Missouri

Counties in Missouri ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Washington County, MO6677.8$2.2M+1.6%#584 of 2,272
2Lincoln County, MO623013.1$1.5M+11.4%#736 of 2,272
3McDonald County, MO601011.7$1.5M+3.1%#786 of 2,272
4Andrew County, MO59710.0$1.9M+0.7%#802 of 2,272
5Dallas County, MO57811.8$1.6M+5.2%#881 of 2,272
6Crawford County, MO561010.4$1.7M−0.4%#909 of 2,272
7Newton County, MO552712.2$1.5M+6.1%#961 of 2,272
8Pulaski County, MO531911.3$1.5M+0.8%#1,019 of 2,272
9Ray County, MO531415.4$1.2M+1.1%#1,029 of 2,272
10Ste. Genevieve County, MO521014.0$1.5M+1.1%#1,044 of 2,272
18Osage County, MO42917.0$1.2M+2.7%#1,406 of 2,272

Other business types in Osage County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Osage County, MO?

Map listings as of September 2026 show 9 insurance agencies in Osage County. One of them (11%) is a chain location. The listings count insurance agencies. Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Osage County, MO spend on vehicle insurance?

About $11M a year, or $2,087 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). Spread across the 9 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 5,287 households in Osage County and national spending patterns by income.

How does Osage County, MO compare with the U.S. for insurance agencies?

Osage County has 17.0 insurance agencies per 10,000 households, 9% above the U.S. rate of 15.6. Spending per agency is $1.2M, 2% below the U.S. figure of $1.3M. The count on map listings matches the U.S. ratio of insurance agencies to household spending. There is one business with payroll in the industry for every 881 households, against one for every 966 across the U.S.

How fast is Osage County, MO growing?

Population estimates put Osage County at 13,611 people in 2025, up 2.7% since 2020, in step with the U.S. (+3.1%). It has 5,287 households. Median household income in Osage County is $76,681, 5% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Osage County scores 42 for insurance agencies (lower middle), #1,406 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Osage County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Osage County

Screening a site or an acquisition in Osage County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Osage County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.