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Insurance agencies in Lincoln County, MS

Competitor counts, household spending and official business counts for insurance agencies in Lincoln County, MS, set against other counties and the U.S.

Groundwork market score · out of 100

Score 38 out of 100: Lower middle

Ranked #1,538 of 2,272 scored counties
#53 of 60 scored counties in Mississippi

Listings
28
9 chain locations (32%)
Official establishments
19
Businesses with payroll, 2023
Household spending a year
$33.4M
On vehicle insurance · $2,542 a household
Spending per listing
$1.2M
5% below the U.S.
Listings per 10k households
21.3
37% above the U.S.
Population, 2025
35,012
+0.5% since 2020

See the insurance agencies around any address in Lincoln County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 28 insurance agencies in Lincoln County. 9 of them (32%) are chain locations, against 21% across the U.S. That is 21.3 per 10,000 households, 37% above the U.S. rate of 15.6.

Households in Lincoln County spend about $33.4M a year on vehicle insurance, or $2,542 per household, 30% above the U.S. average. That works out to $1.2M per agency, 5% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Lincoln County was 19 in 2023. That is one for every 693 households, against one for every 966 across the U.S.

Population estimates put the population change in Lincoln County from 2020 to 2025 at +0.5%, slower than the U.S. (+3.1%). Lincoln County scores 38 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,538 of 2,272 scored counties and #53 of 60 scored counties in Mississippi.

How Lincoln County compares

The same measures for Mississippi and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Lincoln County, MS compared with Mississippi and the U.S.
MeasureLincoln CountyMississippiU.S.
Listings per 10k households21.316.315.6
Spending per listing$1.2M$1.5M$1.3M
Households per official establishment693929966
Official establishment growth, 2019–2023n/a+1.5%−1.0%
Population growth, 2020–2025+0.5%−0.1%+3.1%
Spending per household on vehicle insurance$2,542$2,496$1,957
Median household income$51,119$56,447$80,734
Groundwork market score3854

Official counts and lending

Businesses

Official establishments, 2019 to 2023
16 → 19
Employees, 2023
60
Annual payroll, 2023
$4.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
289 chain locations
Listings at the U.S. rate for this spending
27The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Lincoln County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Lincoln County

Population, 2025 estimate
35,012+0.5% since 2020
Households
13,158
Median age
41.5
Homes lived in by their owners
75%
Vehicles per household
1.9
Land area
586 sq. mi.
People per square mile
59
Median household income
$51,119+20.0% vs. 2015–2019, before inflation
Average household income
$72,564
Median home value
$155,800
Jobs located here
13,891
Daytime population
33,849Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Lincoln County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Mississippi

Every Mississippi market ranked →

The highest-scoring counties in Mississippi for insurance agencies, numbered among those based in Mississippi, with Lincoln County marked.

Top counties in Mississippi

Counties in Mississippi ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Marshall County, MS8886.1$4.7M+2.6%#78 of 2,272
2Tate County, MS811110.0$2.9M+2.1%#197 of 2,272
3George County, MS8199.7$2.8M+8.1%#200 of 2,272
4DeSoto County, MS799913.9$2M+6.3%#254 of 2,272
5Stone County, MS77811.9$2.3M+7.2%#293 of 2,272
6Tippah County, MS76911.2$2.5M−1.6%#312 of 2,272
7Itawamba County, MS731212.5$2.2M+1.3%#385 of 2,272
8Walthall County, MS7059.5$2.9M+0.4%#452 of 2,272
9Greene County, MS70512.2$2.1M+1.3%#469 of 2,272
10Jackson County, MS688514.7$1.7M+3.0%#532 of 2,272
53Lincoln County, MS382821.3$1.2M+0.5%#1,538 of 2,272

Other business types in Lincoln County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Lincoln County, MS?

Lincoln County has 28 insurance agencies on map listings as of September 2026. 9 of them (32%) are chain locations. The listings count insurance agencies. Official counts show 19 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Lincoln County, MS spend on vehicle insurance?

About $33.4M a year, or $2,542 per household. That is 30% above the U.S. average (an index of 130, where 100 is the U.S. average). Spread across the 28 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 13,158 households in Lincoln County and national spending patterns by income.

How does Lincoln County, MS compare with the U.S. for insurance agencies?

Lincoln County has 21.3 insurance agencies per 10,000 households, 37% above the U.S. rate of 15.6. Spending per agency is $1.2M, 5% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Lincoln County would have about 27, against 28 on map listings. There is one business with payroll in the industry for every 693 households, against one for every 966 across the U.S.

How fast is Lincoln County, MS growing?

Population estimates put Lincoln County at 35,012 people in 2025, up 0.5% since 2020, slower than the U.S. (+3.1%). It has 13,158 households. The median household income in Lincoln County is $51,119 a year, 37% below the U.S. median of $80,734. That rose 20.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lincoln County scores 38 for insurance agencies (lower middle), #1,538 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Lincoln County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Lincoln County

Screening a site or an acquisition in Lincoln County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.