Groundwork

Auto · Small-town market · Kansas

Insurance agencies in the Hutchinson, KS area

How the Hutchinson, KS area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 19 out of 100: Low

Ranked #497 of 537 scored small-town markets
#8 of 13 scored small-town markets based in Kansas

Listings
55
7 chain locations (13%)
Official establishments
39
−17.0% since 2019
Household spending a year
$45.1M
On vehicle insurance · $1,762 a household
Spending per listing
$820K
35% below the U.S.
Listings per 10k households
21.5
38% above the U.S.
Population, 2025
61,539
−0.6% since 2020

See the insurance agencies around any address in the Hutchinson area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Hutchinson area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Hutchinson area scores 19 (low) on the Groundwork market score for insurance agencies, ranking #497 of 537 scored small-town markets and #8 of 13 scored small-town markets based in Kansas. That puts it in the bottom quarter of small-town markets.

Households in the Hutchinson area spend about $45.1M a year on vehicle insurance, or $1,762 per household, 10% below the U.S. average. That works out to $820K per agency, 35% below the U.S. figure of $1.3M.

The Hutchinson area has 55 insurance agencies on map listings as of September 2026. 7 of them (13%) are chain locations, against 21% across the U.S. That is 21.5 per 10,000 households, 38% above the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Hutchinson area was 39 in 2023, down 17.0% from 2019. That is one for every 656 households, against one for every 966 across the U.S. Population estimates put the population change in the Hutchinson area from 2020 to 2025 at −0.6%, against +3.1% for the U.S.

How the Hutchinson area compares

The same measures for Kansas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Hutchinson, KS area compared with Kansas and the U.S.
MeasureHutchinson areaKansasU.S.
Listings per 10k households21.521.815.6
Spending per listing$820K$798K$1.3M
Households per official establishment656603966
Official establishment growth, 2019–2023−17.0%−3.0%−1.0%
Population growth, 2020–2025−0.6%+1.3%+3.1%
Spending per household on vehicle insurance$1,762$1,741$1,957
Median household income$60,645$74,275$80,734
Groundwork market score1915

Official counts and lending

Businesses

Official establishments, 2019 to 2023
39−17.0% over the period
Employees, 2023
177
Annual payroll, 2023
$10.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
557 chain locations
Listings at the U.S. rate for this spending
36The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Hutchinson area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Hutchinson area

Population, 2025 estimate
61,539−0.6% since 2020
Households
25,592
Median age
41.4
Homes lived in by their owners
69%
Vehicles per household
2.0
Land area
1,255 sq. mi.
People per square mile
49
Median household income
$60,645+21.5% vs. 2015–2019, before inflation
Average household income
$77,239
Median home value
$132,500
Jobs located here
26,872
Daytime population
60,463Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Hutchinson area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Hutchinson area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Kansas

Every Kansas market ranked →

The highest-scoring small-town markets in Kansas for insurance agencies, numbered among those based in Kansas, with the Hutchinson area marked.

Top small-town markets in Kansas

Small-town markets in Kansas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Ottawa, KS511918.3$1.1M+1.1%#260 of 537
2Pittsburg, KS283119.6$860K+0.1%#446 of 537
3McPherson, KS232419.7$946K−0.4%#475 of 537
4Dodge City, KS202521.2$866K−0.6%#486 of 537
5Arkansas City-Winfield, KS203022.4$785K−0.4%#488 of 537
6Hays, KS203831.0$614K+0.4%#491 of 537
7Emporia, KS193020.5$838K+0.4%#495 of 537
8Hutchinson, KS195521.5$820K−0.6%#497 of 537
9Garden City, KS182821.2$858K−2.1%#502 of 537
10Atchison, KS141526.2$680K−0.9%#520 of 537

Other business types in the Hutchinson area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Hutchinson, KS area?

Map listings as of September 2026 show 55 insurance agencies in the Hutchinson area. 7 of them (13%) are chain locations. The listings count insurance agencies. Official counts show 39 businesses with payroll classed as insurance agencies and brokerages in 2023, down 17.0% from 2019.

How much do households in the Hutchinson, KS area spend on vehicle insurance?

About $45.1M a year, or $1,762 per household. That is 10% below the U.S. average (an index of 90, where 100 is the U.S. average). Spread across the 55 insurance agencies on map listings, it comes to $820K per agency. It is estimated from the incomes of the 25,592 households in the Hutchinson area and national spending patterns by income.

How does the Hutchinson, KS area compare with the U.S. for insurance agencies?

The Hutchinson area has 21.5 insurance agencies per 10,000 households, 38% above the U.S. rate of 15.6. Spending per agency is $820K, 35% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Hutchinson area would have about 36, against 55 on map listings. There is one business with payroll in the industry for every 656 households, against one for every 966 across the U.S. The official count fell 17.0% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Hutchinson, KS area growing?

Population estimates put the Hutchinson area at 61,539 people in 2025, down 0.6% since 2020, against +3.1% for the U.S. It has 25,592 households. Median household income in the Hutchinson area is $60,645, 25% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 21.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Hutchinson area scores 19 for insurance agencies (low), #497 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Hutchinson area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Hutchinson area

Screening a site or an acquisition in the Hutchinson area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Hutchinson area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.