Groundwork

Auto · Small-town market · Kansas

Insurance agencies in the Arkansas City-Winfield, KS area

Competitor counts, household spending and official business counts for insurance agencies in the Arkansas City-Winfield, KS area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 20 out of 100: Low

Ranked #488 of 537 scored small-town markets
#5 of 13 scored small-town markets based in Kansas

Listings
30
8 chain locations (27%)
Official establishments
18
Businesses with payroll, 2023
Household spending a year
$23.5M
On vehicle insurance · $1,759 a household
Spending per listing
$785K
37% below the U.S.
Listings per 10k households
22.4
44% above the U.S.
Population, 2025
34,382
−0.4% since 2020

See the insurance agencies around any address in the Arkansas City-Winfield area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Arkansas City-Winfield area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in the Arkansas City-Winfield area is 20 (low), #488 of 537 scored small-town markets and #5 of 13 scored small-town markets based in Kansas. That puts it in the bottom quarter of small-town markets.

Map listings as of September 2026 show 30 insurance agencies in the Arkansas City-Winfield area. 8 of them (27%) are chain locations, against 21% across the U.S. That is 22.4 per 10,000 households, 44% above the U.S. rate of 15.6.

Households in the Arkansas City-Winfield area spend about $23.5M a year on vehicle insurance, or $1,759 per household, 10% below the U.S. average. That is about $785K of household spending for each agency on map listings, 37% below the U.S. figure of $1.3M.

In 2023, official counts showed 18 businesses with payroll in the Arkansas City-Winfield area classed as insurance agencies and brokerages. That is one for every 744 households, against one for every 966 across the U.S. Population estimates show the Arkansas City-Winfield area declined 0.4% from 2020 to 2025, against +3.1% for the U.S.

How the Arkansas City-Winfield area compares

The same measures for Kansas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Arkansas City-Winfield, KS area compared with Kansas and the U.S.
MeasureArkansas City-Winfield areaKansasU.S.
Listings per 10k households22.421.815.6
Spending per listing$785K$798K$1.3M
Households per official establishment744603966
Official establishment growth, 2019–2023n/a−3.0%−1.0%
Population growth, 2020–2025−0.4%+1.3%+3.1%
Spending per household on vehicle insurance$1,759$1,741$1,957
Median household income$57,878$74,275$80,734
Groundwork market score2015

Official counts and lending

Businesses

Official establishments, 2019 to 2023
18
Employees, 2023
39
Annual payroll, 2023
$1.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
308 chain locations
Listings at the U.S. rate for this spending
19The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Arkansas City-Winfield area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Arkansas City-Winfield area

Population, 2025 estimate
34,382−0.4% since 2020
Households
13,387
Median age
39.5
Homes lived in by their owners
68%
Vehicles per household
2.0
Land area
1,126 sq. mi.
People per square mile
31
Median household income
$57,878
Average household income
$81,245
Median home value
$120,900
Jobs located here
13,490
Daytime population
33,626Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Arkansas City-Winfield area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Arkansas City-Winfield area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Kansas

Every Kansas market ranked →

The highest-scoring small-town markets in Kansas for insurance agencies, numbered among those based in Kansas, with the Arkansas City-Winfield area marked.

Top small-town markets in Kansas

Small-town markets in Kansas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Ottawa, KS511918.3$1.1M+1.1%#260 of 537
2Pittsburg, KS283119.6$860K+0.1%#446 of 537
3McPherson, KS232419.7$946K−0.4%#475 of 537
4Dodge City, KS202521.2$866K−0.6%#486 of 537
5Arkansas City-Winfield, KS203022.4$785K−0.4%#488 of 537
6Hays, KS203831.0$614K+0.4%#491 of 537
7Emporia, KS193020.5$838K+0.4%#495 of 537
8Hutchinson, KS195521.5$820K−0.6%#497 of 537
9Garden City, KS182821.2$858K−2.1%#502 of 537
10Atchison, KS141526.2$680K−0.9%#520 of 537

Other business types in the Arkansas City-Winfield area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Arkansas City-Winfield, KS area?

There are 30 insurance agencies on map listings in the Arkansas City-Winfield area as of September 2026. 8 of them (27%) are chain locations. The listings count insurance agencies. Official counts show 18 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in the Arkansas City-Winfield, KS area spend on vehicle insurance?

About $23.5M a year, or $1,759 per household. That is 10% below the U.S. average (an index of 90, where 100 is the U.S. average). Spread across the 30 insurance agencies on map listings, it comes to $785K per agency. It is estimated from the incomes of the 13,387 households in the Arkansas City-Winfield area and national spending patterns by income.

How does the Arkansas City-Winfield, KS area compare with the U.S. for insurance agencies?

The Arkansas City-Winfield area has 22.4 insurance agencies per 10,000 households, 44% above the U.S. rate of 15.6. Spending per agency is $785K, 37% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Arkansas City-Winfield area would have about 19, against 30 on map listings. There is one business with payroll in the industry for every 744 households, against one for every 966 across the U.S.

How fast is the Arkansas City-Winfield, KS area growing?

Population estimates put the Arkansas City-Winfield area at 34,382 people in 2025, down 0.4% since 2020, against +3.1% for the U.S. It has 13,387 households. The median household income in the Arkansas City-Winfield area is $57,878 a year, 28% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Arkansas City-Winfield area scores 20 for insurance agencies (low), #488 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Arkansas City-Winfield area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Arkansas City-Winfield area

Screening a site or an acquisition in the Arkansas City-Winfield area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Arkansas City-Winfield area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.