Auto · County · Hawaii
Insurance agencies in Kauai County, HI
How Kauai County, HI compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 68 out of 100: Upper middle
Ranked #515 of 2,272 scored counties
#2 of 4 scored counties in Hawaii
- Listings
- 16
- 4 chain locations (25%)
- Official establishments
- 19
- −5.0% since 2019
- Household spending a year
- $53.4M
- On vehicle insurance · $2,259 a household
- Spending per listing
- $3.3M
- 2.7 times the U.S.
- Listings per 10k households
- 6.8
- 56% below the U.S.
- Population, 2025
- 73,400
- +0.3% since 2020
See the insurance agencies around any address in Kauai County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Kauai County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 16 insurance agencies in Kauai County. 4 of them (25%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 6.8, 56% below the U.S. rate of 15.6.
At $2,259 per household (15% above the U.S. average), households in Kauai County spend about $53.4M a year on vehicle insurance. That works out to $3.3M per agency, 2.7 times the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Kauai County was 19 in 2023, down 5.0% from 2019. That is one for every 1,244 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $330K has gone to businesses classed as insurance agencies and brokerages in Kauai County.
Population estimates show Kauai County grew 0.3% from 2020 to 2025, slower than the U.S. (+3.1%). Kauai County scores 68 (upper middle) on the Groundwork market score for insurance agencies, ranking #515 of 2,272 scored counties and #2 of 4 scored counties in Hawaii. That puts it in the top quarter of counties.
How Kauai County compares
The same measures for Hawaii and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Kauai County | Hawaii | U.S. |
|---|---|---|---|
| Listings per 10k households | 6.8 | 8.0 | 15.6 |
| Spending per listing | $3.3M | $2.3M | $1.3M |
| Households per official establishment | 1,244 | 1,279 | 966 |
| Official establishment growth, 2019–2023 | −5.0% | +1.6% | −1.0% |
| Population growth, 2020–2025 | +0.3% | −1.3% | +3.1% |
| Spending per household on vehicle insurance | $2,259 | $1,869 | $1,957 |
| Median household income | $97,668 | $100,389 | $80,734 |
| Groundwork market score | 68 | 67 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 20 → 19−5.0% over the period
- Employees, 2023
- 48
- Annual payroll, 2023
- $2.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 164 chain locations
- Listings at the U.S. rate for this spending
- 43The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $330K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Kauai County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Kauai County
- Population, 2025 estimate
- 73,400+0.3% since 2020
- Households
- 23,632
- Median age
- 43.9
- Homes lived in by their owners
- 69%
- Vehicles per household
- 2.3
- Land area
- 620 sq. mi.
- People per square mile
- 119
- Median household income
- $97,668+16.9% vs. 2015–2019, before inflation
- Average household income
- $126,466
- Median home value
- $873,200
- Jobs located here
- 28,378
- Daytime population
- 63,469Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Kauai County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Kauai County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Hawaii
Every Hawaii market ranked →The highest-scoring counties in Hawaii for insurance agencies, numbered among those based in Hawaii, with Kauai County marked.
Top counties in Hawaii
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Hawaii County, HI | 81 | 34 | 4.6 | $4.4M | +4.6% | #192 of 2,272 |
| 2Kauai County, HI | 68 | 16 | 6.8 | $3.3M | +0.3% | #515 of 2,272 |
| 3Maui County, HI | 64 | 32 | 5.7 | $3.6M | −2.5% | #635 of 2,272 |
| 4Honolulu County, HI | 49 | 312 | 9.2 | $1.9M | −2.3% | #1,126 of 2,272 |
Other business types in Kauai County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Kauai County, HI?
There are 16 insurance agencies on map listings in Kauai County as of September 2026. 4 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 19 businesses with payroll classed as insurance agencies and brokerages in 2023, down 5.0% from 2019.
How much do households in Kauai County, HI spend on vehicle insurance?
About $53.4M a year, or $2,259 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). Spread across the 16 insurance agencies on map listings, it comes to $3.3M per agency. It is estimated from the incomes of the 23,632 households in Kauai County and national spending patterns by income.
How does Kauai County, HI compare with the U.S. for insurance agencies?
Kauai County has 6.8 insurance agencies per 10,000 households, 56% below the U.S. rate of 15.6. Spending per agency is $3.3M, 2.7 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Kauai County would have about 43, against 16 on map listings. There is one business with payroll in the industry for every 1,244 households, against one for every 966 across the U.S. The official count fell 5.0% from 2019 to 2023, against −1.0% for the U.S.
How fast is Kauai County, HI growing?
Population estimates put Kauai County at 73,400 people in 2025, up 0.3% since 2020, slower than the U.S. (+3.1%). It has 23,632 households. The median household income in Kauai County is $97,668 a year, 21% above the U.S. median of $80,734. That rose 16.9% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Kauai County scores 68 for insurance agencies (upper middle), #515 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Kauai County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Kauai County
Screening a site or an acquisition in Kauai County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Kauai County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.