Groundwork

Auto · Small-town market · Georgia

Insurance agencies in the Thomaston, GA area

Competitor counts, household spending and official business counts for insurance agencies in the Thomaston, GA area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 62 out of 100: Upper middle

Ranked #168 of 537 scored small-town markets
#13 of 23 scored small-town markets based in Georgia

Listings
20
7 chain locations (35%)
Official establishments
8
Businesses with payroll, 2023
Household spending a year
$25.7M
On vehicle insurance · $2,425 a household
Spending per listing
$1.3M
2% above the U.S.
Listings per 10k households
18.9
21% above the U.S.
Population, 2025
28,500
+2.7% since 2020

See the insurance agencies around any address in the Thomaston area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Thomaston area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 20 insurance agencies in the Thomaston area. Of those, 7 are chain locations, or 35%, against 21% across the U.S. That is 18.9 per 10,000 households, 21% above the U.S. rate of 15.6.

At $2,425 per household (24% above the U.S. average), households in the Thomaston area spend about $25.7M a year on vehicle insurance. That is about $1.3M of household spending for each agency on map listings, 2% above the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Thomaston area was 8 in 2023. That is one for every 1,324 households, against one for every 966 across the U.S.

Population estimates show the Thomaston area grew 2.7% from 2020 to 2025, in step with the U.S. (+3.1%). The Thomaston area scores 62 (upper middle) on the Groundwork market score for insurance agencies, ranking #168 of 537 scored small-town markets and #13 of 23 scored small-town markets based in Georgia.

How the Thomaston area compares

The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Thomaston, GA area compared with Georgia and the U.S.
MeasureThomaston areaGeorgiaU.S.
Listings per 10k households18.917.715.6
Spending per listing$1.3M$1.4M$1.3M
Households per official establishment1,324879966
Official establishment growth, 2019–2023n/a+4.5%−1.0%
Population growth, 2020–2025+2.7%+5.3%+3.1%
Spending per household on vehicle insurance$2,425$2,494$1,957
Median household income$55,429$77,353$80,734
Groundwork market score6263

Official counts and lending

Businesses

Official establishments, 2019 to 2023
8
Employees, 2023
30
Annual payroll, 2023
$1.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
207 chain locations
Listings at the U.S. rate for this spending
21The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Thomaston area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Thomaston area

Population, 2025 estimate
28,500+2.7% since 2020
Households
10,595
Median age
40.6
Homes lived in by their owners
61%
Vehicles per household
1.9
Land area
324 sq. mi.
People per square mile
87
Median household income
$55,429+47.3% vs. 2015–2019, before inflation
Average household income
$78,039
Median home value
$168,700
Jobs located here
7,450
Daytime population
23,235Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Thomaston area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Thomaston area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Georgia

Every Georgia market ranked →

The highest-scoring small-town markets in Georgia for insurance agencies, numbered among those based in Georgia, with the Thomaston area marked.

Top small-town markets in Georgia

Small-town markets in Georgia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kingsland, GA92219.7$2.6M+9.5%#8 of 537
2Jesup, GA8698.1$3.2M+7.8%#27 of 537
3Calhoun, GA832913.6$2M+6.9%#41 of 537
4Jefferson, GA824214.8$2.1M+29.3%#45 of 537
5Summerville, GA8066.6$3.9M+1.5%#48 of 537
6Toccoa, GA741413.3$2.1M+3.8%#75 of 537
7Cedartown, GA742515.7$1.7M+6.0%#78 of 537
8LaGrange, GA-AL715914.6$1.7M+3.0%#95 of 537
9Douglas, GA712614.0$1.7M+2.9%#96 of 537
10Waycross, GA683115.1$1.5M+3.0%#124 of 537
13Thomaston, GA622018.9$1.3M+2.7%#168 of 537

Other business types in the Thomaston area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Thomaston, GA area?

The Thomaston area has 20 insurance agencies on map listings as of September 2026. 7 of them (35%) are chain locations. The listings count insurance agencies. Official counts show 8 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in the Thomaston, GA area spend on vehicle insurance?

About $25.7M a year, or $2,425 per household. That is 24% above the U.S. average (an index of 124, where 100 is the U.S. average). Spread across the 20 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 10,595 households in the Thomaston area and national spending patterns by income.

How does the Thomaston, GA area compare with the U.S. for insurance agencies?

The Thomaston area has 18.9 insurance agencies per 10,000 households, 21% above the U.S. rate of 15.6. Spending per agency is $1.3M, 2% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Thomaston area would have about 21, against 20 on map listings. There is one business with payroll in the industry for every 1,324 households, against one for every 966 across the U.S.

How fast is the Thomaston, GA area growing?

Population estimates put the Thomaston area at 28,500 people in 2025, up 2.7% since 2020, in step with the U.S. (+3.1%). It has 10,595 households. The median household income in the Thomaston area is $55,429 a year, 31% below the U.S. median of $80,734. That rose 47.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Thomaston area scores 62 for insurance agencies (upper middle), #168 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Thomaston area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Thomaston area

Screening a site or an acquisition in the Thomaston area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Thomaston area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.