Auto · Small-town market · Georgia
Insurance agencies in the Cedartown, GA area
The insurance agencies in the Cedartown, GA area, the household spending behind them and how the market ranks against other small-town markets.
Groundwork market score · out of 100
Score 74 out of 100: Upper middle
Ranked #78 of 537 scored small-town markets
#7 of 23 scored small-town markets based in Georgia
- Listings
- 25
- 4 chain locations (16%)
- Official establishments
- 15
- Businesses with payroll, 2023
- Household spending a year
- $42.3M
- On vehicle insurance · $2,662 a household
- Spending per listing
- $1.7M
- 35% above the U.S.
- Listings per 10k households
- 15.7
- In line with the U.S.
- Population, 2025
- 45,514
- +6.0% since 2020
See the insurance agencies around any address in the Cedartown area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Cedartown area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 25 insurance agencies in the Cedartown area. Chain locations make up 16% of them, against 21% across the U.S. That comes to 15.7 for every 10,000 households, in line with the U.S. rate of 15.6.
Households in the Cedartown area spend about $42.3M a year on vehicle insurance, or $2,662 per household, 36% above the U.S. average. That is about $1.7M of household spending for each agency on map listings, 35% above the U.S. figure of $1.3M.
In 2023, official counts showed 15 businesses with payroll in the Cedartown area classed as insurance agencies and brokerages. That is one for every 1,060 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $80K has gone to businesses classed as insurance agencies and brokerages in the Cedartown area.
Population estimates show the Cedartown area grew 6.0% from 2020 to 2025, faster than the U.S. (+3.1%). For insurance agencies, the Cedartown area has a Groundwork market score of 74 (upper middle): #78 of 537 scored small-town markets and #7 of 23 scored small-town markets based in Georgia. That puts it in the top quarter of small-town markets.
How the Cedartown area compares
The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Cedartown area | Georgia | U.S. |
|---|---|---|---|
| Listings per 10k households | 15.7 | 17.7 | 15.6 |
| Spending per listing | $1.7M | $1.4M | $1.3M |
| Households per official establishment | 1,060 | 879 | 966 |
| Official establishment growth, 2019–2023 | n/a | +4.5% | −1.0% |
| Population growth, 2020–2025 | +6.0% | +5.3% | +3.1% |
| Spending per household on vehicle insurance | $2,662 | $2,494 | $1,957 |
| Median household income | $58,515 | $77,353 | $80,734 |
| Groundwork market score | 74 | 63 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 15
- Employees, 2023
- 60
- Annual payroll, 2023
- $2.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 254 chain locations
- Listings at the U.S. rate for this spending
- 34The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $80K
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Cedartown area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Cedartown area
- Population, 2025 estimate
- 45,514+6.0% since 2020
- Households
- 15,901
- Median age
- 38.4
- Homes lived in by their owners
- 66%
- Vehicles per household
- 2.0
- Land area
- 310 sq. mi.
- People per square mile
- 141
- Median household income
- $58,515+30.4% vs. 2015–2019, before inflation
- Average household income
- $76,122
- Median home value
- $187,600
- Jobs located here
- 11,410
- Daytime population
- 36,371Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Cedartown area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Cedartown area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Georgia
Every Georgia market ranked →The highest-scoring small-town markets in Georgia for insurance agencies, numbered among those based in Georgia, with the Cedartown area marked.
Top small-town markets in Georgia
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Kingsland, GA | 92 | 21 | 9.7 | $2.6M | +9.5% | #8 of 537 |
| 2Jesup, GA | 86 | 9 | 8.1 | $3.2M | +7.8% | #27 of 537 |
| 3Calhoun, GA | 83 | 29 | 13.6 | $2M | +6.9% | #41 of 537 |
| 4Jefferson, GA | 82 | 42 | 14.8 | $2.1M | +29.3% | #45 of 537 |
| 5Summerville, GA | 80 | 6 | 6.6 | $3.9M | +1.5% | #48 of 537 |
| 6Toccoa, GA | 74 | 14 | 13.3 | $2.1M | +3.8% | #75 of 537 |
| 7Cedartown, GA | 74 | 25 | 15.7 | $1.7M | +6.0% | #78 of 537 |
| 8LaGrange, GA-AL | 71 | 59 | 14.6 | $1.7M | +3.0% | #95 of 537 |
| 9Douglas, GA | 71 | 26 | 14.0 | $1.7M | +2.9% | #96 of 537 |
| 10Waycross, GA | 68 | 31 | 15.1 | $1.5M | +3.0% | #124 of 537 |
Other business types in the Cedartown area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Cedartown, GA area?
There are 25 insurance agencies on map listings in the Cedartown area as of September 2026. 4 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 15 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in the Cedartown, GA area spend on vehicle insurance?
About $42.3M a year, or $2,662 per household. That is 36% above the U.S. average (an index of 136, where 100 is the U.S. average). Spread across the 25 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 15,901 households in the Cedartown area and national spending patterns by income.
How does the Cedartown, GA area compare with the U.S. for insurance agencies?
The Cedartown area has 15.7 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.7M, 35% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Cedartown area would have about 34, against 25 on map listings. There is one business with payroll in the industry for every 1,060 households, against one for every 966 across the U.S.
How fast is the Cedartown, GA area growing?
Population estimates put the Cedartown area at 45,514 people in 2025, up 6.0% since 2020, faster than the U.S. (+3.1%). It has 15,901 households. The median household income in the Cedartown area is $58,515 a year, 28% below the U.S. median of $80,734. That rose 30.4% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Cedartown area scores 74 for insurance agencies (upper middle), #78 of 537 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Cedartown area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Cedartown area
Screening a site or an acquisition in the Cedartown area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Cedartown area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.