Auto · County · Georgia
Insurance agencies in Oconee County, GA
How Oconee County, GA compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 44 out of 100: Lower middle
Ranked #1,338 of 2,272 scored counties
#94 of 114 scored counties in Georgia
- Listings
- 49
- 7 chain locations (14%)
- Official establishments
- 41
- +17.1% since 2019
- Household spending a year
- $49.3M
- On vehicle insurance · $3,285 a household
- Spending per listing
- $1M
- 20% below the U.S.
- Listings per 10k households
- 32.7
- 2.1 times the U.S.
- Population, 2025
- 44,893
- +6.9% since 2020
See the insurance agencies around any address in Oconee County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Oconee County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $3,285 per household (68% above the U.S. average), households in Oconee County spend about $49.3M a year on vehicle insurance. That works out to $1M per agency, 20% below the U.S. figure of $1.3M.
There are 49 insurance agencies on map listings in Oconee County as of September 2026. 7 of them (14%) are chain locations, against 21% across the U.S. That is 32.7 per 10,000 households, 2.1 times the U.S. rate of 15.6.
In 2023, official counts showed 41 businesses with payroll in Oconee County classed as insurance agencies and brokerages, up 17.1% from 2019. That is one for every 366 households, against one for every 966 across the U.S.
Population estimates show Oconee County grew 6.9% from 2020 to 2025, faster than the U.S. (+3.1%). For insurance agencies, Oconee County has a Groundwork market score of 44 (lower middle): #1,338 of 2,272 scored counties and #94 of 114 scored counties in Georgia.
How Oconee County compares
The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Oconee County | Georgia | U.S. |
|---|---|---|---|
| Listings per 10k households | 32.7 | 17.7 | 15.6 |
| Spending per listing | $1M | $1.4M | $1.3M |
| Households per official establishment | 366 | 879 | 966 |
| Official establishment growth, 2019–2023 | +17.1% | +4.5% | −1.0% |
| Population growth, 2020–2025 | +6.9% | +5.3% | +3.1% |
| Spending per household on vehicle insurance | $3,285 | $2,494 | $1,957 |
| Median household income | $121,217 | $77,353 | $80,734 |
| Groundwork market score | 44 | 63 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 35 → 41+17.1% over the period
- Employees, 2023
- 218
- Annual payroll, 2023
- $14M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 497 chain locations
- Listings at the U.S. rate for this spending
- 39The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Oconee County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Oconee County
- Population, 2025 estimate
- 44,893+6.9% since 2020
- Households
- 14,994
- Median age
- 41.3
- Homes lived in by their owners
- 81%
- Vehicles per household
- 2.5
- Land area
- 184 sq. mi.
- People per square mile
- 236
- Median household income
- $121,217+33.6% vs. 2015–2019, before inflation
- Average household income
- $166,638
- Median home value
- $461,600
- Jobs located here
- 16,874
- Daytime population
- 41,606Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Oconee County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Oconee County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Georgia
Every Georgia market ranked →The highest-scoring counties in Georgia for insurance agencies, numbered among those based in Georgia, with Oconee County marked.
Top counties in Georgia
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Harris County, GA | 96 | 9 | 6.9 | $4.4M | +6.8% | #9 of 2,272 |
| 2Pike County, GA | 95 | 5 | 7.4 | $4.5M | +10.5% | #16 of 2,272 |
| 3Murray County, GA | 94 | 7 | 4.6 | $6.5M | +4.0% | #21 of 2,272 |
| 4Newton County, GA | 92 | 37 | 9.0 | $3.1M | +11.2% | #35 of 2,272 |
| 5Pierce County, GA | 90 | 6 | 7.9 | $3.4M | +5.1% | #57 of 2,272 |
| 6Lamar County, GA | 90 | 8 | 11.2 | $2.5M | +12.9% | #62 of 2,272 |
| 7Jasper County, GA | 90 | 8 | 13.4 | $2.2M | +20.2% | #64 of 2,272 |
| 8Gilmer County, GA | 89 | 15 | 11.5 | $2.4M | +7.9% | #76 of 2,272 |
| 9Liberty County, GA | 88 | 20 | 8.3 | $3M | +7.6% | #82 of 2,272 |
| 10Monroe County, GA | 88 | 12 | 11.4 | $2.8M | +14.1% | #86 of 2,272 |
| 94Oconee County, GA | 44 | 49 | 32.7 | $1M | +6.9% | #1,338 of 2,272 |
Other business types in Oconee County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Oconee County, GA?
As of September 2026, map listings count 49 insurance agencies in Oconee County. 7 of them (14%) are chain locations. The listings count insurance agencies. Official counts show 41 businesses with payroll classed as insurance agencies and brokerages in 2023, up 17.1% from 2019.
How much do households in Oconee County, GA spend on vehicle insurance?
About $49.3M a year, or $3,285 per household. That is 68% above the U.S. average (an index of 168, where 100 is the U.S. average). Spread across the 49 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 14,994 households in Oconee County and national spending patterns by income.
How does Oconee County, GA compare with the U.S. for insurance agencies?
Oconee County has 32.7 insurance agencies per 10,000 households, 2.1 times the U.S. rate of 15.6. Spending per agency is $1M, 20% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Oconee County would have about 39, against 49 on map listings. There is one business with payroll in the industry for every 366 households, against one for every 966 across the U.S. The official count rose 17.1% from 2019 to 2023, against −1.0% for the U.S.
How fast is Oconee County, GA growing?
Population estimates put Oconee County at 44,893 people in 2025, up 6.9% since 2020, faster than the U.S. (+3.1%). It has 14,994 households. Median household income in Oconee County is $121,217, 50% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 33.6%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Oconee County scores 44 for insurance agencies (lower middle), #1,338 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Oconee County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Oconee County
Screening a site or an acquisition in Oconee County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Oconee County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.