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Insurance agencies in Clayton County, GA

How Clayton County, GA compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 65 out of 100: Upper middle

Ranked #619 of 2,272 scored counties
#56 of 114 scored counties in Georgia

Listings
126
38 chain locations (30%)
Official establishments
62
+3.3% since 2019
Household spending a year
$247.1M
On vehicle insurance · $2,333 a household
Spending per listing
$2M
56% above the U.S.
Listings per 10k households
11.9
24% below the U.S.
Population, 2025
297,471
−0.6% since 2020

See the insurance agencies around any address in Clayton County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Clayton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 126 insurance agencies in Clayton County. 38 of them (30%) are chain locations, against 21% across the U.S. That is 11.9 per 10,000 households, 24% below the U.S. rate of 15.6.

Households in Clayton County spend about $247.1M a year on vehicle insurance, or $2,333 per household, 19% above the U.S. average. That works out to $2M per agency, 56% above the U.S. figure of $1.3M.

In 2023, official counts showed 62 businesses with payroll in Clayton County classed as insurance agencies and brokerages, up 3.3% from 2019. That is one for every 1,709 households, against one for every 966 across the U.S. Since fiscal 2022, 5 SBA-backed loans worth $2.6M have gone to businesses classed as insurance agencies and brokerages in Clayton County.

Population estimates show Clayton County declined 0.6% from 2020 to 2025, against +3.1% for the U.S. Clayton County scores 65 (upper middle) on the Groundwork market score for insurance agencies, ranking #619 of 2,272 scored counties and #56 of 114 scored counties in Georgia.

How Clayton County compares

The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Clayton County, GA compared with Georgia and the U.S.
MeasureClayton CountyGeorgiaU.S.
Listings per 10k households11.917.715.6
Spending per listing$2M$1.4M$1.3M
Households per official establishment1,709879966
Official establishment growth, 2019–2023+3.3%+4.5%−1.0%
Population growth, 2020–2025−0.6%+5.3%+3.1%
Spending per household on vehicle insurance$2,333$2,494$1,957
Median household income$59,806$77,353$80,734
Groundwork market score6563

Official counts and lending

Businesses

Official establishments, 2019 to 2023
60 → 62+3.3% over the period
Employees, 2023
236
Annual payroll, 2023
$9.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
12638 chain locations
Listings at the U.S. rate for this spending
197The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
5
Amount
$2.6M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Clayton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Clayton County

Population, 2025 estimate
297,471−0.6% since 2020
Households
105,941
Median age
34.2
Homes lived in by their owners
55%
Vehicles per household
1.7
Land area
142 sq. mi.
People per square mile
2,110
Median household income
$59,806+25.0% vs. 2015–2019, before inflation
Average household income
$75,514
Median home value
$222,300
Jobs located here
139,154
Daytime population
313,425Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clayton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Clayton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Georgia

Every Georgia market ranked →

The highest-scoring counties in Georgia for insurance agencies, numbered among those based in Georgia, with Clayton County marked.

Top counties in Georgia

Counties in Georgia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Harris County, GA9696.9$4.4M+6.8%#9 of 2,272
2Pike County, GA9557.4$4.5M+10.5%#16 of 2,272
3Murray County, GA9474.6$6.5M+4.0%#21 of 2,272
4Newton County, GA92379.0$3.1M+11.2%#35 of 2,272
5Pierce County, GA9067.9$3.4M+5.1%#57 of 2,272
6Lamar County, GA90811.2$2.5M+12.9%#62 of 2,272
7Jasper County, GA90813.4$2.2M+20.2%#64 of 2,272
8Gilmer County, GA891511.5$2.4M+7.9%#76 of 2,272
9Liberty County, GA88208.3$3M+7.6%#82 of 2,272
10Monroe County, GA881211.4$2.8M+14.1%#86 of 2,272
56Clayton County, GA6512611.9$2M−0.6%#619 of 2,272

Other business types in Clayton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Clayton County, GA?

There are 126 insurance agencies on map listings in Clayton County as of September 2026. 38 of them (30%) are chain locations. The listings count insurance agencies. Official counts show 62 businesses with payroll classed as insurance agencies and brokerages in 2023, up 3.3% from 2019.

How much do households in Clayton County, GA spend on vehicle insurance?

About $247.1M a year, or $2,333 per household. That is 19% above the U.S. average (an index of 119, where 100 is the U.S. average). Spread across the 126 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 105,941 households in Clayton County and national spending patterns by income.

How does Clayton County, GA compare with the U.S. for insurance agencies?

Clayton County has 11.9 insurance agencies per 10,000 households, 24% below the U.S. rate of 15.6. Spending per agency is $2M, 56% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Clayton County would have about 197, against 126 on map listings. There is one business with payroll in the industry for every 1,709 households, against one for every 966 across the U.S. The official count rose 3.3% from 2019 to 2023, against −1.0% for the U.S.

How fast is Clayton County, GA growing?

Population estimates put Clayton County at 297,471 people in 2025, down 0.6% since 2020, against +3.1% for the U.S. It has 105,941 households. The median household income in Clayton County is $59,806 a year, 26% below the U.S. median of $80,734. That rose 25.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Clayton County scores 65 for insurance agencies (upper middle), #619 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clayton County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Clayton County

Screening a site or an acquisition in Clayton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clayton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.