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Insurance agencies in Cherokee County, GA

Competitor counts, household spending and official business counts for insurance agencies in Cherokee County, GA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 57 out of 100: Upper middle

Ranked #887 of 2,272 scored counties
#72 of 114 scored counties in Georgia

Listings
210
47 chain locations (22%)
Official establishments
134
+6.4% since 2019
Household spending a year
$282.3M
On vehicle insurance · $2,781 a household
Spending per listing
$1.3M
7% above the U.S.
Listings per 10k households
20.7
33% above the U.S.
Population, 2025
299,273
+11.6% since 2020

See the insurance agencies around any address in Cherokee County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cherokee County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,781 per household (42% above the U.S. average), households in Cherokee County spend about $282.3M a year on vehicle insurance. That is about $1.3M of household spending for each agency on map listings, 7% above the U.S. figure of $1.3M.

There are 210 insurance agencies on map listings in Cherokee County as of September 2026. 47 of them (22%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 20.7, 33% above the U.S. rate of 15.6.

Official counts show 134 businesses with payroll classed as insurance agencies and brokerages in Cherokee County in 2023, up 6.4% from 2019. That is one for every 758 households, against one for every 966 across the U.S. Since fiscal 2022, 5 SBA-backed loans worth $2.1M have gone to businesses classed as insurance agencies and brokerages in Cherokee County.

Between 2020 and 2025, the population of Cherokee County grew 11.6%, faster than the U.S. (+3.1%). Cherokee County scores 57 (upper middle) on the Groundwork market score for insurance agencies, ranking #887 of 2,272 scored counties and #72 of 114 scored counties in Georgia.

How Cherokee County compares

The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Cherokee County, GA compared with Georgia and the U.S.
MeasureCherokee CountyGeorgiaU.S.
Listings per 10k households20.717.715.6
Spending per listing$1.3M$1.4M$1.3M
Households per official establishment758879966
Official establishment growth, 2019–2023+6.4%+4.5%−1.0%
Population growth, 2020–2025+11.6%+5.3%+3.1%
Spending per household on vehicle insurance$2,781$2,494$1,957
Median household income$108,115$77,353$80,734
Groundwork market score5763

Official counts and lending

Businesses

Official establishments, 2019 to 2023
126 → 134+6.4% over the period
Employees, 2023
519
Annual payroll, 2023
$29.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
21047 chain locations
Listings at the U.S. rate for this spending
225The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
5
Amount
$2.1M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Cherokee County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Cherokee County

Population, 2025 estimate
299,273+11.6% since 2020
Households
101,514
Median age
40.8
Homes lived in by their owners
77%
Vehicles per household
2.1
Land area
421 sq. mi.
People per square mile
668
Median household income
$108,115+30.7% vs. 2015–2019, before inflation
Average household income
$131,625
Median home value
$435,100
Jobs located here
78,270
Daytime population
228,185Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Cherokee County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Cherokee County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Georgia

Every Georgia market ranked →

The highest-scoring counties in Georgia for insurance agencies, numbered among those based in Georgia, with Cherokee County marked.

Top counties in Georgia

Counties in Georgia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Harris County, GA9696.9$4.4M+6.8%#9 of 2,272
2Pike County, GA9557.4$4.5M+10.5%#16 of 2,272
3Murray County, GA9474.6$6.5M+4.0%#21 of 2,272
4Newton County, GA92379.0$3.1M+11.2%#35 of 2,272
5Pierce County, GA9067.9$3.4M+5.1%#57 of 2,272
6Lamar County, GA90811.2$2.5M+12.9%#62 of 2,272
7Jasper County, GA90813.4$2.2M+20.2%#64 of 2,272
8Gilmer County, GA891511.5$2.4M+7.9%#76 of 2,272
9Liberty County, GA88208.3$3M+7.6%#82 of 2,272
10Monroe County, GA881211.4$2.8M+14.1%#86 of 2,272
72Cherokee County, GA5721020.7$1.3M+11.6%#887 of 2,272

Other business types in Cherokee County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Cherokee County, GA?

As of September 2026, map listings count 210 insurance agencies in Cherokee County. 47 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 134 businesses with payroll classed as insurance agencies and brokerages in 2023, up 6.4% from 2019.

How much do households in Cherokee County, GA spend on vehicle insurance?

About $282.3M a year, or $2,781 per household. That is 42% above the U.S. average (an index of 142, where 100 is the U.S. average). Spread across the 210 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 101,514 households in Cherokee County and national spending patterns by income.

How does Cherokee County, GA compare with the U.S. for insurance agencies?

Cherokee County has 20.7 insurance agencies per 10,000 households, 33% above the U.S. rate of 15.6. Spending per agency is $1.3M, 7% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Cherokee County would have about 225, against 210 on map listings. There is one business with payroll in the industry for every 758 households, against one for every 966 across the U.S. The official count rose 6.4% from 2019 to 2023, against −1.0% for the U.S.

How fast is Cherokee County, GA growing?

Population estimates put Cherokee County at 299,273 people in 2025, up 11.6% since 2020, faster than the U.S. (+3.1%). It has 101,514 households. Median household income in Cherokee County is $108,115, 34% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 30.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cherokee County scores 57 for insurance agencies (upper middle), #887 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Cherokee County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Cherokee County

Screening a site or an acquisition in Cherokee County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Cherokee County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.