Auto · County · Florida
Insurance agencies in Walton County, FL
Competitor counts, household spending and official business counts for insurance agencies in Walton County, FL, set against other counties and the U.S.
Groundwork market score · out of 100
Score 69 out of 100: Upper middle
Ranked #496 of 2,272 scored counties
#29 of 61 scored counties in Florida
- Listings
- 40
- 8 chain locations (20%)
- Official establishments
- 41
- +51.9% since 2019
- Household spending a year
- $86.5M
- On vehicle insurance · $2,518 a household
- Spending per listing
- $2.2M
- 72% above the U.S.
- Listings per 10k households
- 11.6
- 26% below the U.S.
- Population, 2025
- 93,288
- +22.9% since 2020
See the insurance agencies around any address in Walton County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Walton County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $2,518 per household (29% above the U.S. average), households in Walton County spend about $86.5M a year on vehicle insurance. That is about $2.2M of household spending for each agency on map listings, 72% above the U.S. figure of $1.3M.
Walton County has 40 insurance agencies on map listings as of September 2026. Chain locations make up 20% of them, against 21% across the U.S. That is 11.6 per 10,000 households, 26% below the U.S. rate of 15.6.
In 2023, official counts showed 41 businesses with payroll in Walton County classed as insurance agencies and brokerages, up 51.9% from 2019. That is one for every 838 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $250K has gone to businesses classed as insurance agencies and brokerages in Walton County.
Population estimates show Walton County grew 22.9% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Walton County is 69 (upper middle), #496 of 2,272 scored counties and #29 of 61 scored counties in Florida. That puts it in the top quarter of counties.
How Walton County compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Walton County | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 11.6 | 17.1 | 15.6 |
| Spending per listing | $2.2M | $1.3M | $1.3M |
| Households per official establishment | 838 | 808 | 966 |
| Official establishment growth, 2019–2023 | +51.9% | +13.5% | −1.0% |
| Population growth, 2020–2025 | +22.9% | +8.7% | +3.1% |
| Spending per household on vehicle insurance | $2,518 | $2,265 | $1,957 |
| Median household income | $81,986 | $74,568 | $80,734 |
| Groundwork market score | 69 | 60 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 27 → 41+51.9% over the period
- Employees, 2023
- 151
- Annual payroll, 2023
- $12.6M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 408 chain locations
- Listings at the U.S. rate for this spending
- 69The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $250K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Walton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Walton County
- Population, 2025 estimate
- 93,288+22.9% since 2020
- Households
- 34,362
- Median age
- 44.4
- Homes lived in by their owners
- 79%
- Vehicles per household
- 1.9
- Land area
- 1,038 sq. mi.
- People per square mile
- 80
- Median household income
- $81,986+41.1% vs. 2015–2019, before inflation
- Average household income
- $130,042
- Median home value
- $425,100
- Jobs located here
- 34,667
- Daytime population
- 84,665Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Walton County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Walton County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Florida
Every Florida market ranked →The highest-scoring counties in Florida for insurance agencies, numbered among those based in Florida, with Walton County marked.
Top counties in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Wakulla County, FL | 96 | 6 | 4.7 | $5.9M | +12.3% | #6 of 2,272 |
| 2Santa Rosa County, FL | 90 | 65 | 9.0 | $3.1M | +11.7% | #59 of 2,272 |
| 3Nassau County, FL | 89 | 38 | 9.7 | $2.7M | +17.4% | #73 of 2,272 |
| 4Suwannee County, FL | 88 | 14 | 8.7 | $2.9M | +10.6% | #84 of 2,272 |
| 5Gulf County, FL | 86 | 5 | 8.4 | $3M | +11.7% | #113 of 2,272 |
| 6Washington County, FL | 85 | 5 | 5.4 | $5M | +5.4% | #121 of 2,272 |
| 7DeSoto County, FL | 85 | 10 | 7.8 | $2.9M | +8.8% | #128 of 2,272 |
| 8Putnam County, FL | 84 | 21 | 6.7 | $3.5M | +5.9% | #137 of 2,272 |
| 9Clay County, FL | 84 | 80 | 9.6 | $2.8M | +9.4% | #143 of 2,272 |
| 10Sumter County, FL | 83 | 44 | 6.3 | $3.2M | +21.1% | #158 of 2,272 |
| 29Walton County, FL | 69 | 40 | 11.6 | $2.2M | +22.9% | #496 of 2,272 |
Other business types in Walton County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Walton County, FL?
Map listings as of September 2026 show 40 insurance agencies in Walton County. 8 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 41 businesses with payroll classed as insurance agencies and brokerages in 2023, up 51.9% from 2019.
How much do households in Walton County, FL spend on vehicle insurance?
About $86.5M a year, or $2,518 per household. That is 29% above the U.S. average (an index of 129, where 100 is the U.S. average). Spread across the 40 insurance agencies on map listings, it comes to $2.2M per agency. It is estimated from the incomes of the 34,362 households in Walton County and national spending patterns by income.
How does Walton County, FL compare with the U.S. for insurance agencies?
Walton County has 11.6 insurance agencies per 10,000 households, 26% below the U.S. rate of 15.6. Spending per agency is $2.2M, 72% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Walton County would have about 69, against 40 on map listings. There is one business with payroll in the industry for every 838 households, against one for every 966 across the U.S. The official count rose 51.9% from 2019 to 2023, against −1.0% for the U.S.
How fast is Walton County, FL growing?
Population estimates put Walton County at 93,288 people in 2025, up 22.9% since 2020, faster than the U.S. (+3.1%). It has 34,362 households. Median household income in Walton County is $81,986, 2% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 41.1%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Walton County scores 69 for insurance agencies (upper middle), #496 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Walton County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Walton County
Screening a site or an acquisition in Walton County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Walton County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.