Groundwork

Auto · County · Florida

Insurance agencies in Palm Beach County, FL

Competitor counts, household spending and official business counts for insurance agencies in Palm Beach County, FL, set against other counties and the U.S.

Groundwork market score · out of 100

Score 35 out of 100: Lower middle

Ranked #1,659 of 2,272 scored counties
#58 of 61 scored counties in Florida

Listings
1,286
204 chain locations (16%)
Official establishments
1,077
+14.5% since 2019
Household spending a year
$1.3B
On vehicle insurance · $2,194 a household
Spending per listing
$1M
18% below the U.S.
Listings per 10k households
21.2
36% above the U.S.
Population, 2025
1,575,726
+5.5% since 2020

See the insurance agencies around any address in Palm Beach County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Palm Beach County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 1,286 insurance agencies in Palm Beach County. Chain locations make up 16% of them, against 21% across the U.S. Per 10,000 households, that is 21.2, 36% above the U.S. rate of 15.6.

Households in Palm Beach County spend about $1.3B a year on vehicle insurance, or $2,194 per household, 12% above the U.S. average. Spread across 1,286 insurance agencies, that is $1M per agency, 18% below the U.S. figure of $1.3M.

In 2023, official counts showed 1,077 businesses with payroll in Palm Beach County classed as insurance agencies and brokerages, up 14.5% from 2019. That is one for every 562 households, against one for every 966 across the U.S. Since fiscal 2022, 34 SBA-backed loans worth $15M have gone to businesses classed as insurance agencies and brokerages in Palm Beach County.

Population estimates put the population change in Palm Beach County from 2020 to 2025 at +5.5%, faster than the U.S. (+3.1%). Palm Beach County scores 35 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,659 of 2,272 scored counties and #58 of 61 scored counties in Florida.

How Palm Beach County compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Palm Beach County, FL compared with Florida and the U.S.
MeasurePalm Beach CountyFloridaU.S.
Listings per 10k households21.217.115.6
Spending per listing$1M$1.3M$1.3M
Households per official establishment562808966
Official establishment growth, 2019–2023+14.5%+13.5%−1.0%
Population growth, 2020–2025+5.5%+8.7%+3.1%
Spending per household on vehicle insurance$2,194$2,265$1,957
Median household income$83,581$74,568$80,734
Groundwork market score3560

Official counts and lending

Businesses

Official establishments, 2019 to 2023
941 → 1,077+14.5% over the period
Employees, 2023
4,910
Annual payroll, 2023
$491.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
1,286204 chain locations
Listings at the U.S. rate for this spending
1,058The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
34
Amount
$15M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Palm Beach County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Palm Beach County

Population, 2025 estimate
1,575,726+5.5% since 2020
Households
605,430
Median age
45.7
Homes lived in by their owners
70%
Vehicles per household
1.6
Land area
1,964 sq. mi.
People per square mile
781
Median household income
$83,581+32.0% vs. 2015–2019, before inflation
Average household income
$128,577
Median home value
$447,300
Jobs located here
678,049
Daytime population
1,576,309Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Palm Beach County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Palm Beach County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for insurance agencies, numbered among those based in Florida, with Palm Beach County marked.

Top counties in Florida

Counties in Florida ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wakulla County, FL9664.7$5.9M+12.3%#6 of 2,272
2Santa Rosa County, FL90659.0$3.1M+11.7%#59 of 2,272
3Nassau County, FL89389.7$2.7M+17.4%#73 of 2,272
4Suwannee County, FL88148.7$2.9M+10.6%#84 of 2,272
5Gulf County, FL8658.4$3M+11.7%#113 of 2,272
6Washington County, FL8555.4$5M+5.4%#121 of 2,272
7DeSoto County, FL85107.8$2.9M+8.8%#128 of 2,272
8Putnam County, FL84216.7$3.5M+5.9%#137 of 2,272
9Clay County, FL84809.6$2.8M+9.4%#143 of 2,272
10Sumter County, FL83446.3$3.2M+21.1%#158 of 2,272
58Palm Beach County, FL351,28621.2$1M+5.5%#1,659 of 2,272

Other business types in Palm Beach County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Palm Beach County, FL?

There are 1,286 insurance agencies on map listings in Palm Beach County as of September 2026. 204 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 1,077 businesses with payroll classed as insurance agencies and brokerages in 2023, up 14.5% from 2019.

How much do households in Palm Beach County, FL spend on vehicle insurance?

About $1.3B a year, or $2,194 per household. That is 12% above the U.S. average (an index of 112, where 100 is the U.S. average). Spread across the 1,286 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 605,430 households in Palm Beach County and national spending patterns by income.

How does Palm Beach County, FL compare with the U.S. for insurance agencies?

Palm Beach County has 21.2 insurance agencies per 10,000 households, 36% above the U.S. rate of 15.6. Spending per agency is $1M, 18% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Palm Beach County would have about 1,058, against 1,286 on map listings. There is one business with payroll in the industry for every 562 households, against one for every 966 across the U.S. The official count rose 14.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is Palm Beach County, FL growing?

Population estimates put Palm Beach County at 1,575,726 people in 2025, up 5.5% since 2020, faster than the U.S. (+3.1%). It has 605,430 households. The median household income in Palm Beach County is $83,581 a year, 4% above the U.S. median of $80,734. That rose 32.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Palm Beach County scores 35 for insurance agencies (lower middle), #1,659 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Palm Beach County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Palm Beach County

Screening a site or an acquisition in Palm Beach County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Palm Beach County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.