Auto · County · Florida
Insurance agencies in Indian River County, FL
Competitor counts, household spending and official business counts for insurance agencies in Indian River County, FL, set against other counties and the U.S.
Groundwork market score · out of 100
Score 58 out of 100: Upper middle
Ranked #852 of 2,272 scored counties
#43 of 61 scored counties in Florida
- Listings
- 103
- 19 chain locations (18%)
- Official establishments
- 73
- 0.0% since 2019
- Household spending a year
- $158.9M
- On vehicle insurance · $2,244 a household
- Spending per listing
- $1.5M
- 23% above the U.S.
- Listings per 10k households
- 14.5
- 7% below the U.S.
- Population, 2025
- 172,799
- +7.7% since 2020
See the insurance agencies around any address in Indian River County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Indian River County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $2,244 per household (15% above the U.S. average), households in Indian River County spend about $158.9M a year on vehicle insurance. That is about $1.5M of household spending for each agency on map listings, 23% above the U.S. figure of $1.3M.
There are 103 insurance agencies on map listings in Indian River County as of September 2026. 19 of them (18%) are chain locations, against 21% across the U.S. That is 14.5 per 10,000 households, 7% below the U.S. rate of 15.6.
In 2023, official counts showed 73 businesses with payroll in Indian River County classed as insurance agencies and brokerages, unchanged from 2019. That is one for every 970 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $30K has gone to businesses classed as insurance agencies and brokerages in Indian River County.
Between 2020 and 2025, the population of Indian River County grew 7.7%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Indian River County is 58 (upper middle), #852 of 2,272 scored counties and #43 of 61 scored counties in Florida.
How Indian River County compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Indian River County | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 14.5 | 17.1 | 15.6 |
| Spending per listing | $1.5M | $1.3M | $1.3M |
| Households per official establishment | 970 | 808 | 966 |
| Official establishment growth, 2019–2023 | 0.0% | +13.5% | −1.0% |
| Population growth, 2020–2025 | +7.7% | +8.7% | +3.1% |
| Spending per household on vehicle insurance | $2,244 | $2,265 | $1,957 |
| Median household income | $73,491 | $74,568 | $80,734 |
| Groundwork market score | 58 | 60 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 73 → 730.0% over the period
- Employees, 2023
- 499
- Annual payroll, 2023
- $49.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 10319 chain locations
- Listings at the U.S. rate for this spending
- 127The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $30K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Indian River County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Indian River County
- Population, 2025 estimate
- 172,799+7.7% since 2020
- Households
- 70,816
- Median age
- 52.9
- Homes lived in by their owners
- 80%
- Vehicles per household
- 1.7
- Land area
- 503 sq. mi.
- People per square mile
- 332
- Median household income
- $73,491+34.3% vs. 2015–2019, before inflation
- Average household income
- $108,404
- Median home value
- $351,500
- Jobs located here
- 57,126
- Daytime population
- 157,374Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Indian River County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Indian River County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Florida
Every Florida market ranked →The highest-scoring counties in Florida for insurance agencies, numbered among those based in Florida, with Indian River County marked.
Top counties in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Wakulla County, FL | 96 | 6 | 4.7 | $5.9M | +12.3% | #6 of 2,272 |
| 2Santa Rosa County, FL | 90 | 65 | 9.0 | $3.1M | +11.7% | #59 of 2,272 |
| 3Nassau County, FL | 89 | 38 | 9.7 | $2.7M | +17.4% | #73 of 2,272 |
| 4Suwannee County, FL | 88 | 14 | 8.7 | $2.9M | +10.6% | #84 of 2,272 |
| 5Gulf County, FL | 86 | 5 | 8.4 | $3M | +11.7% | #113 of 2,272 |
| 6Washington County, FL | 85 | 5 | 5.4 | $5M | +5.4% | #121 of 2,272 |
| 7DeSoto County, FL | 85 | 10 | 7.8 | $2.9M | +8.8% | #128 of 2,272 |
| 8Putnam County, FL | 84 | 21 | 6.7 | $3.5M | +5.9% | #137 of 2,272 |
| 9Clay County, FL | 84 | 80 | 9.6 | $2.8M | +9.4% | #143 of 2,272 |
| 10Sumter County, FL | 83 | 44 | 6.3 | $3.2M | +21.1% | #158 of 2,272 |
| 43Indian River County, FL | 58 | 103 | 14.5 | $1.5M | +7.7% | #852 of 2,272 |
Other business types in Indian River County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Indian River County, FL?
As of September 2026, map listings count 103 insurance agencies in Indian River County. 19 of them (18%) are chain locations. The listings count insurance agencies. Official counts show 73 businesses with payroll classed as insurance agencies and brokerages in 2023, unchanged from 2019.
How much do households in Indian River County, FL spend on vehicle insurance?
About $158.9M a year, or $2,244 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). Spread across the 103 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 70,816 households in Indian River County and national spending patterns by income.
How does Indian River County, FL compare with the U.S. for insurance agencies?
Indian River County has 14.5 insurance agencies per 10,000 households, 7% below the U.S. rate of 15.6. Spending per agency is $1.5M, 23% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Indian River County would have about 127, against 103 on map listings. There is one business with payroll in the industry for every 970 households, against one for every 966 across the U.S. The official count held level from 2019 to 2023, against −1.0% for the U.S.
How fast is Indian River County, FL growing?
Population estimates put Indian River County at 172,799 people in 2025, up 7.7% since 2020, faster than the U.S. (+3.1%). It has 70,816 households. Median household income in Indian River County is $73,491, 9% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 34.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Indian River County scores 58 for insurance agencies (upper middle), #852 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Indian River County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Indian River County
Screening a site or an acquisition in Indian River County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Indian River County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.