Auto · County · Florida
Insurance agencies in Gadsden County, FL
How Gadsden County, FL compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 80 out of 100: High
Ranked #223 of 2,272 scored counties
#12 of 61 scored counties in Florida
- Listings
- 13
- 1 chain location (8%)
- Official establishments
- 7
- Businesses with payroll, 2023
- Household spending a year
- $39.8M
- On vehicle insurance · $2,358 a household
- Spending per listing
- $3.1M
- 2.4 times the U.S.
- Listings per 10k households
- 7.7
- 51% below the U.S.
- Population, 2025
- 44,298
- +2.0% since 2020
See the insurance agencies around any address in Gadsden County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Gadsden County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for insurance agencies in Gadsden County is 80 (high), #223 of 2,272 scored counties and #12 of 61 scored counties in Florida. That puts it in the top 10% of counties for insurance agencies.
As of September 2026, map listings count 13 insurance agencies in Gadsden County. One of them (8%) is a chain location, against 21% across the U.S. That is 7.7 per 10,000 households, 51% below the U.S. rate of 15.6.
Household spending on vehicle insurance in Gadsden County comes to about $39.8M a year: $2,358 per household, 20% above the U.S. average. Spread across 13 insurance agencies, that is $3.1M per agency, 2.4 times the U.S. figure of $1.3M.
In 2023, official counts showed 7 businesses with payroll in Gadsden County classed as insurance agencies and brokerages. That is one for every 2,410 households, against one for every 966 across the U.S. Population estimates put the population change in Gadsden County from 2020 to 2025 at +2.0%, slower than the U.S. (+3.1%).
How Gadsden County compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Gadsden County | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 7.7 | 17.1 | 15.6 |
| Spending per listing | $3.1M | $1.3M | $1.3M |
| Households per official establishment | 2,410 | 808 | 966 |
| Official establishment growth, 2019–2023 | n/a | +13.5% | −1.0% |
| Population growth, 2020–2025 | +2.0% | +8.7% | +3.1% |
| Spending per household on vehicle insurance | $2,358 | $2,265 | $1,957 |
| Median household income | $48,801 | $74,568 | $80,734 |
| Groundwork market score | 80 | 60 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 7 → 7
- Employees, 2023
- 28
- Annual payroll, 2023
- $1.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 131 chain location
- Listings at the U.S. rate for this spending
- 32The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Gadsden County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Gadsden County
- Population, 2025 estimate
- 44,298+2.0% since 2020
- Households
- 16,872
- Median age
- 43.4
- Homes lived in by their owners
- 71%
- Vehicles per household
- 1.8
- Land area
- 516 sq. mi.
- People per square mile
- 85
- Median household income
- $48,801+17.9% vs. 2015–2019, before inflation
- Average household income
- $63,879
- Median home value
- $174,900
- Jobs located here
- 16,761
- Daytime population
- 43,252Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Gadsden County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Gadsden County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Florida
Every Florida market ranked →The highest-scoring counties in Florida for insurance agencies, numbered among those based in Florida, with Gadsden County marked.
Top counties in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Wakulla County, FL | 96 | 6 | 4.7 | $5.9M | +12.3% | #6 of 2,272 |
| 2Santa Rosa County, FL | 90 | 65 | 9.0 | $3.1M | +11.7% | #59 of 2,272 |
| 3Nassau County, FL | 89 | 38 | 9.7 | $2.7M | +17.4% | #73 of 2,272 |
| 4Suwannee County, FL | 88 | 14 | 8.7 | $2.9M | +10.6% | #84 of 2,272 |
| 5Gulf County, FL | 86 | 5 | 8.4 | $3M | +11.7% | #113 of 2,272 |
| 6Washington County, FL | 85 | 5 | 5.4 | $5M | +5.4% | #121 of 2,272 |
| 7DeSoto County, FL | 85 | 10 | 7.8 | $2.9M | +8.8% | #128 of 2,272 |
| 8Putnam County, FL | 84 | 21 | 6.7 | $3.5M | +5.9% | #137 of 2,272 |
| 9Clay County, FL | 84 | 80 | 9.6 | $2.8M | +9.4% | #143 of 2,272 |
| 10Sumter County, FL | 83 | 44 | 6.3 | $3.2M | +21.1% | #158 of 2,272 |
| 12Gadsden County, FL | 80 | 13 | 7.7 | $3.1M | +2.0% | #223 of 2,272 |
Other business types in Gadsden County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Gadsden County, FL?
Gadsden County has 13 insurance agencies on map listings as of September 2026. One of them (8%) is a chain location. The listings count insurance agencies. Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Gadsden County, FL spend on vehicle insurance?
About $39.8M a year, or $2,358 per household. That is 20% above the U.S. average (an index of 120, where 100 is the U.S. average). Spread across the 13 insurance agencies on map listings, it comes to $3.1M per agency. It is estimated from the incomes of the 16,872 households in Gadsden County and national spending patterns by income.
How does Gadsden County, FL compare with the U.S. for insurance agencies?
Gadsden County has 7.7 insurance agencies per 10,000 households, 51% below the U.S. rate of 15.6. Spending per agency is $3.1M, 2.4 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Gadsden County would have about 32, against 13 on map listings. There is one business with payroll in the industry for every 2,410 households, against one for every 966 across the U.S.
How fast is Gadsden County, FL growing?
Population estimates put Gadsden County at 44,298 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 16,872 households. The median household income in Gadsden County is $48,801 a year, 40% below the U.S. median of $80,734. That rose 17.9% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Gadsden County scores 80 for insurance agencies (high), #223 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Gadsden County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Gadsden County
Screening a site or an acquisition in Gadsden County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Gadsden County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.