Groundwork

Auto · Metro area · Colorado

Insurance agencies in the Colorado Springs, CO metro area

How the Colorado Springs, CO metro area compares with other metro areas and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 35 out of 100: Lower middle

Ranked #277 of 387 scored metro areas
#3 of 7 scored metro areas based in Colorado

Listings
570
131 chain locations (23%)
Official establishments
356
+6.6% since 2019
Household spending a year
$603.2M
On vehicle insurance · $1,997 a household
Spending per listing
$1.1M
16% below the U.S.
Listings per 10k households
18.9
21% above the U.S.
Population, 2025
781,796
+3.1% since 2020

See the insurance agencies around any address in the Colorado Springs metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Colorado Springs metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 570 insurance agencies in the Colorado Springs metro area. Of those, 131 are chain locations, or 23%, against 21% across the U.S. That is 18.9 per 10,000 households, 21% above the U.S. rate of 15.6.

Households in the Colorado Springs metro area spend about $603.2M a year on vehicle insurance, or $1,997 per household, 2% above the U.S. average. That works out to $1.1M per agency, 16% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Colorado Springs metro area was 356 in 2023, up 6.6% from 2019. That is one for every 848 households, against one for every 966 across the U.S. Since fiscal 2022, 8 SBA-backed loans worth $2M have gone to businesses classed as insurance agencies and brokerages in the Colorado Springs metro area.

Between 2020 and 2025, the population of the Colorado Springs metro area grew 3.1%, in step with the U.S. (+3.1%). For insurance agencies, the Colorado Springs metro area has a Groundwork market score of 35 (lower middle): #277 of 387 scored metro areas and #3 of 7 scored metro areas based in Colorado.

How the Colorado Springs metro area compares

The same measures for Colorado and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Colorado Springs, CO metro area compared with Colorado and the U.S.
MeasureColorado Springs metro areaColoradoU.S.
Listings per 10k households18.919.215.6
Spending per listing$1.1M$1M$1.3M
Households per official establishment848760966
Official establishment growth, 2019–2023+6.6%−1.0%−1.0%
Population growth, 2020–2025+3.1%+3.9%+3.1%
Spending per household on vehicle insurance$1,997$1,936$1,957
Median household income$90,144$95,470$80,734
Groundwork market score3538

Official counts and lending

Businesses

Official establishments, 2019 to 2023
356+6.6% over the period
Employees, 2023
1,366
Annual payroll, 2023
$81M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
570131 chain locations
Listings at the U.S. rate for this spending
480The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
8
Amount
$2M

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Colorado Springs metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Colorado Springs metro area

Population, 2025 estimate
781,796+3.1% since 2020
Households
302,050
Median age
37.5
Homes lived in by their owners
67%
Vehicles per household
2.0
Land area
2,684 sq. mi.
People per square mile
286
Median household income
$90,144+31.2% vs. 2015–2019, before inflation
Average household income
$116,390
Median home value
$461,800
Jobs located here
292,224
Daytime population
748,721Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Colorado Springs metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Colorado Springs metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Colorado

Every Colorado market ranked →

The highest-scoring metro areas in Colorado for insurance agencies, numbered among those based in Colorado, with the Colorado Springs metro area marked.

Top metro areas in Colorado

Metro areas in Colorado ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Greeley, CO6517814.3$1.5M+14.2%#105 of 387
2Fort Collins-Loveland, CO3629619.2$1M+4.8%#272 of 387
3Colorado Springs, CO3557018.9$1.1M+3.1%#277 of 387
4Grand Junction, CO3213420.4$978K+4.4%#301 of 387
5Denver-Aurora-Centennial, CO272,55520.9$893K+4.1%#326 of 387
6Boulder, CO2325118.3$989K−0.7%#345 of 387
7Pueblo, CO2313419.6$967K+0.6%#346 of 387

Other business types in the Colorado Springs metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Colorado Springs, CO metro area?

The Colorado Springs metro area has 570 insurance agencies on map listings as of September 2026. 131 of them (23%) are chain locations. The listings count insurance agencies. Official counts show 356 businesses with payroll classed as insurance agencies and brokerages in 2023, up 6.6% from 2019.

How much do households in the Colorado Springs, CO metro area spend on vehicle insurance?

About $603.2M a year, or $1,997 per household. That is 2% above the U.S. average (an index of 102, where 100 is the U.S. average). Spread across the 570 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 302,050 households in the Colorado Springs metro area and national spending patterns by income.

How does the Colorado Springs, CO metro area compare with the U.S. for insurance agencies?

The Colorado Springs metro area has 18.9 insurance agencies per 10,000 households, 21% above the U.S. rate of 15.6. Spending per agency is $1.1M, 16% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Colorado Springs metro area would have about 480, against 570 on map listings. There is one business with payroll in the industry for every 848 households, against one for every 966 across the U.S. The official count rose 6.6% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Colorado Springs, CO metro area growing?

Population estimates put the Colorado Springs metro area at 781,796 people in 2025, up 3.1% since 2020, in step with the U.S. (+3.1%). It has 302,050 households. The median household income in the Colorado Springs metro area is $90,144 a year, 12% above the U.S. median of $80,734. That rose 31.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Colorado Springs metro area scores 35 for insurance agencies (lower middle), #277 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Colorado Springs metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Colorado Springs metro area

Screening a site or an acquisition in the Colorado Springs metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Colorado Springs metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.