Auto · Small-town market · California
Insurance agencies in the Bishop, CA area
Competitor counts, household spending and official business counts for insurance agencies in the Bishop, CA area, set against other small-town markets and the U.S.
Groundwork market score · out of 100
Score 68 out of 100: Upper middle
Ranked #113 of 537 scored small-town markets
#3 of 9 scored small-town markets based in California
- Listings
- 5
- 1 chain location (20%)
- Official establishments
- 4
- Businesses with payroll, 2023
- Household spending a year
- $15.4M
- On vehicle insurance · $1,920 a household
- Spending per listing
- $3.1M
- 2.5 times the U.S.
- Listings per 10k households
- 6.2
- 60% below the U.S.
- Population, 2025
- 18,158
- −4.4% since 2020
See the insurance agencies around any address in the Bishop area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Bishop area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 5 insurance agencies in the Bishop area. One of them (20%) is a chain location, against 21% across the U.S. That comes to 6.2 for every 10,000 households, 60% below the U.S. rate of 15.6.
Households in the Bishop area spend about $15.4M a year on vehicle insurance, or $1,920 per household, 2% below the U.S. average. That is about $3.1M of household spending for each agency on map listings, 2.5 times the U.S. figure of $1.3M.
Official counts show 4 businesses with payroll classed as insurance agencies and brokerages in the Bishop area in 2023. That is one for every 2,010 households, against one for every 966 across the U.S.
Population estimates show the Bishop area declined 4.4% from 2020 to 2025, against +3.1% for the U.S. For insurance agencies, the Bishop area has a Groundwork market score of 68 (upper middle): #113 of 537 scored small-town markets and #3 of 9 scored small-town markets based in California. That puts it in the top quarter of small-town markets.
How the Bishop area compares
The same measures for California and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Bishop area | California | U.S. |
|---|---|---|---|
| Listings per 10k households | 6.2 | 17.2 | 15.6 |
| Spending per listing | $3.1M | $1.1M | $1.3M |
| Households per official establishment | 2,010 | 973 | 966 |
| Official establishment growth, 2019–2023 | n/a | −4.0% | −1.0% |
| Population growth, 2020–2025 | −4.4% | −0.4% | +3.1% |
| Spending per household on vehicle insurance | $1,920 | $1,926 | $1,957 |
| Median household income | $73,991 | $99,122 | $80,734 |
| Groundwork market score | 68 | 34 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 4
- Employees, 2023
- 15
- Annual payroll, 2023
- $784K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 51 chain location
- Listings at the U.S. rate for this spending
- 12The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Bishop area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Bishop area
- Population, 2025 estimate
- 18,158−4.4% since 2020
- Households
- 8,040
- Median age
- 45.6
- Homes lived in by their owners
- 66%
- Vehicles per household
- 1.9
- Land area
- 10,197 sq. mi.
- People per square mile
- 2
- Median household income
- $73,991
- Average household income
- $94,111
- Median home value
- $348,700
- Jobs located here
- 7,330
- Daytime population
- 17,028Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Bishop area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Bishop area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across California
Every California market ranked →The highest-scoring small-town markets in California for insurance agencies, numbered among those based in California (a market based in another state is listed without a number), with the Bishop area marked.
Top small-town markets in California
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Clearlake, CA | 76 | 17 | 6.3 | $3.3M | −0.6% | #65 of 537 |
| 2Red Bluff, CA | 69 | 20 | 8.1 | $2.5M | −1.7% | #105 of 537 |
| 3Bishop, CA | 68 | 5 | 6.2 | $3.1M | −4.4% | #113 of 537 |
| 4Sonora, CA | 66 | 20 | 8.8 | $2.3M | −4.0% | #131 of 537 |
| 5Truckee-Grass Valley, CA | 66 | 45 | 10.5 | $2M | −0.4% | #133 of 537 |
| 6Crescent City, CA | 64 | 8 | 8.4 | $2.3M | −4.4% | #140 of 537 |
| 7Eureka-Arcata, CA | 61 | 46 | 8.4 | $2.2M | −3.4% | #171 of 537 |
| 8Susanville, CA | 61 | 9 | 9.7 | $2.1M | −13.1% | #172 of 537 |
| Gardnerville Ranchos, NV-CA | 60 | 16 | 7.4 | $3M | +0.9% | #186 of 537 |
| 9Ukiah, CA | 52 | 38 | 10.9 | $1.7M | −3.5% | #242 of 537 |
Other business types in the Bishop area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Bishop, CA area?
The Bishop area has 5 insurance agencies on map listings as of September 2026. One of them (20%) is a chain location. The listings count insurance agencies. Official counts show 4 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in the Bishop, CA area spend on vehicle insurance?
About $15.4M a year, or $1,920 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). Spread across the 5 insurance agencies on map listings, it comes to $3.1M per agency. It is estimated from the incomes of the 8,040 households in the Bishop area and national spending patterns by income.
How does the Bishop, CA area compare with the U.S. for insurance agencies?
The Bishop area has 6.2 insurance agencies per 10,000 households, 60% below the U.S. rate of 15.6. Spending per agency is $3.1M, 2.5 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Bishop area would have about 12, against 5 on map listings. There is one business with payroll in the industry for every 2,010 households, against one for every 966 across the U.S.
How fast is the Bishop, CA area growing?
Population estimates put the Bishop area at 18,158 people in 2025, down 4.4% since 2020, against +3.1% for the U.S. It has 8,040 households. The median household income in the Bishop area is $73,991 a year, 8% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Bishop area scores 68 for insurance agencies (upper middle), #113 of 537 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Bishop area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Bishop area
Screening a site or an acquisition in the Bishop area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Bishop area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.