Auto · County · Arizona
Insurance agencies in Apache County, AZ
The insurance agencies in Apache County, AZ, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 68 out of 100: Upper middle
Ranked #514 of 2,272 scored counties
#5 of 14 scored counties in Arizona
- Listings
- 9
- 1 chain location (11%)
- Official establishments
- 6
- Businesses with payroll, 2023
- Household spending a year
- $38.2M
- On vehicle insurance · $1,811 a household
- Spending per listing
- $4.2M
- 3.4 times the U.S.
- Listings per 10k households
- 4.3
- 72% below the U.S.
- Population, 2025
- 64,445
- −2.2% since 2020
See the insurance agencies around any address in Apache County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Apache County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 9 insurance agencies in Apache County. One of them (11%) is a chain location, against 21% across the U.S. That comes to 4.3 for every 10,000 households, 72% below the U.S. rate of 15.6.
Household spending on vehicle insurance in Apache County comes to about $38.2M a year: $1,811 per household, 7% below the U.S. average. That works out to $4.2M per agency, 3.4 times the U.S. figure of $1.3M.
Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in Apache County in 2023. That is one for every 3,517 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of Apache County declined 2.2%, against +3.1% for the U.S. The Groundwork market score for insurance agencies in Apache County is 68 (upper middle), #514 of 2,272 scored counties and #5 of 14 scored counties in Arizona. That puts it in the top quarter of counties.
How Apache County compares
The same measures for Arizona and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Apache County | Arizona | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.3 | 16.0 | 15.6 |
| Spending per listing | $4.2M | $1.2M | $1.3M |
| Households per official establishment | 3,517 | 1,004 | 966 |
| Official establishment growth, 2019–2023 | n/a | +0.9% | −1.0% |
| Population growth, 2020–2025 | −2.2% | +6.1% | +3.1% |
| Spending per household on vehicle insurance | $1,811 | $1,858 | $1,957 |
| Median household income | $41,438 | $79,964 | $80,734 |
| Groundwork market score | 68 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 5 → 6
- Employees, 2023
- 13
- Annual payroll, 2023
- $369K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 91 chain location
- Listings at the U.S. rate for this spending
- 30The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Apache County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Apache County
- Population, 2025 estimate
- 64,445−2.2% since 2020
- Households
- 21,100
- Median age
- 37.2
- Homes lived in by their owners
- 79%
- Vehicles per household
- 1.9
- Land area
- 11,198 sq. mi.
- People per square mile
- 6
- Median household income
- $41,438+27.5% vs. 2015–2019, before inflation
- Average household income
- $59,034
- Median home value
- $63,700
- Jobs located here
- 14,607
- Daytime population
- 66,846Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Apache County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Apache County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Arizona
Every Arizona market ranked →The highest-scoring counties in Arizona for insurance agencies, numbered among those based in Arizona, with Apache County marked.
Top counties in Arizona
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Pinal County, AZ | 87 | 92 | 5.7 | $3.5M | +25.4% | #97 of 2,272 |
| 2Graham County, AZ | 72 | 12 | 9.4 | $2.4M | +4.0% | #411 of 2,272 |
| 3Mohave County, AZ | 71 | 99 | 9.7 | $2M | +6.5% | #441 of 2,272 |
| 4La Paz County, AZ | 70 | 6 | 6.7 | $2.8M | +0.9% | #453 of 2,272 |
| 5Apache County, AZ | 68 | 9 | 4.3 | $4.2M | −2.2% | #514 of 2,272 |
| 6Yavapai County, AZ | 65 | 123 | 11.1 | $1.8M | +6.5% | #625 of 2,272 |
| 7Navajo County, AZ | 64 | 38 | 9.5 | $1.9M | +3.0% | #655 of 2,272 |
| 8Cochise County, AZ | 64 | 54 | 10.6 | $1.9M | +0.6% | #663 of 2,272 |
| 9Yuma County, AZ | 62 | 93 | 11.7 | $1.5M | +9.2% | #734 of 2,272 |
| 10Coconino County, AZ | 55 | 59 | 10.7 | $1.8M | −0.6% | #944 of 2,272 |
Other business types in Apache County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Apache County, AZ?
There are 9 insurance agencies on map listings in Apache County as of September 2026. One of them (11%) is a chain location. The listings count insurance agencies. Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Apache County, AZ spend on vehicle insurance?
About $38.2M a year, or $1,811 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). Spread across the 9 insurance agencies on map listings, it comes to $4.2M per agency. It is estimated from the incomes of the 21,100 households in Apache County and national spending patterns by income.
How does Apache County, AZ compare with the U.S. for insurance agencies?
Apache County has 4.3 insurance agencies per 10,000 households, 72% below the U.S. rate of 15.6. Spending per agency is $4.2M, 3.4 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Apache County would have about 30, against 9 on map listings. There is one business with payroll in the industry for every 3,517 households, against one for every 966 across the U.S.
How fast is Apache County, AZ growing?
Population estimates put Apache County at 64,445 people in 2025, down 2.2% since 2020, against +3.1% for the U.S. It has 21,100 households. The median household income in Apache County is $41,438 a year, 49% below the U.S. median of $80,734. That rose 27.5% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Apache County scores 68 for insurance agencies (upper middle), #514 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Apache County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Apache County
Screening a site or an acquisition in Apache County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Apache County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.