Groundwork

Food and drink · County · Indiana

Sit-down restaurants in Morgan County, IN

The sit-down restaurants in Morgan County, IN, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 79 out of 100: High

Ranked #148 of 2,405 scored counties
#3 of 86 scored counties in Indiana

Listings
108
46 chain locations (43%)
Official establishments
40
+14.3% since 2019
Household spending a year
$113.5M
On food away from home · $4,014 a household
Spending per listing
$1.1M
58% above the U.S.
Listings per 10k households
38.2
38% below the U.S.
Population, 2025
74,967
+4.4% since 2020

See the sit-down restaurants around any address in Morgan County

The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Morgan County scores 79 (high) on the Groundwork market score for sit-down restaurants, ranking #148 of 2,405 scored counties and #3 of 86 scored counties in Indiana. That puts it in the top 10% of counties for sit-down restaurants.

Map listings as of September 2026 show 108 sit-down restaurants in Morgan County. Chain locations make up 43% of them, against 29% across the U.S. That is 38.2 per 10,000 households, 38% below the U.S. rate of 61.3.

At $4,014 per household (in line with the U.S. average), households in Morgan County spend about $113.5M a year on food away from home. Spread across 108 sit-down restaurants, that is $1.1M per restaurant, 58% above the U.S. figure of $664K. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade.

Official counts show 40 businesses with payroll classed as full-service restaurants in Morgan County in 2023, up 14.3% from 2019. That is one for every 707 households, against one for every 500 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $443K have gone to businesses classed as full-service restaurants in Morgan County. Population estimates show Morgan County grew 4.4% from 2020 to 2025, faster than the U.S. (+3.1%).

How Morgan County compares

The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Sit-down restaurants in Morgan County, IN compared with Indiana and the U.S.
MeasureMorgan CountyIndianaU.S.
Listings per 10k households38.250.561.3
Spending per listing$1.1M$753K$664K
Households per official establishment707566500
Official establishment growth, 2019–2023+14.3%+0.1%+1.5%
Population growth, 2020–2025+4.4%+2.7%+3.1%
Spending per household on food away from home$4,014$3,802$4,070
Median household income$79,429$71,957$80,734
Groundwork market score7959

Official counts and lending

Businesses

Official establishments, 2019 to 2023
35 → 40+14.3% over the period
Employees, 2023
515
Annual payroll, 2023
$11.7M
One-person businesses, 2023
5Businesses with no payroll
Map listings, September 2026
10846 chain locations
Listings at the U.S. rate for this spending
171The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$443K

SBA-backed loans to businesses classed as full-service restaurants in Morgan County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Morgan County

Population, 2025 estimate
74,967+4.4% since 2020
Households
28,279
Median age
42.0
Homes lived in by their owners
82%
Vehicles per household
2.1
Land area
404 sq. mi.
People per square mile
180
Median household income
$79,429+23.5% vs. 2015–2019, before inflation
Average household income
$101,900
Median home value
$237,600
Jobs located here
15,802
Daytime population
52,939Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Morgan County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.

Or open the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Sit-down restaurants across Indiana

Every Indiana market ranked →

The highest-scoring counties in Indiana for sit-down restaurants, numbered among those based in Indiana, with Morgan County marked.

Top counties in Indiana

Counties in Indiana ranked for sit-down restaurants by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Hancock County, IN8811534.4$1.3M+13.5%#39 of 2,405
2Warrick County, IN859638.2$1.1M+4.4%#62 of 2,405
3Morgan County, IN7910838.2$1.1M+4.4%#148 of 2,405
4Harrison County, IN785233.6$1.1M+1.9%#159 of 2,405
5Wells County, IN774034.6$1M+2.6%#192 of 2,405
6Lawrence County, IN765629.3$1.2M+1.2%#216 of 2,405
7Hendricks County, IN7629944.6$1M+10.2%#223 of 2,405
8Boone County, IN7615052.2$948K+13.5%#226 of 2,405
9Owen County, IN752427.8$1.2M+2.6%#233 of 2,405
10Whitley County, IN755337.8$1M+2.1%#240 of 2,405

Other business types in Morgan County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many sit-down restaurants are in Morgan County, IN?

There are 108 sit-down restaurants on map listings in Morgan County as of September 2026. 46 of them (43%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 40 businesses with payroll classed as full-service restaurants in 2023, up 14.3% from 2019. Another 5 one-person businesses have no payroll, by official counts.

How much do households in Morgan County, IN spend on food away from home?

About $113.5M a year, or $4,014 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). Spread across the 108 sit-down restaurants on map listings, it comes to $1.1M per restaurant. The spending figure covers all food away from home, not only sit-down restaurants. It is estimated from the incomes of the 28,279 households in Morgan County and national spending patterns by income.

How does Morgan County, IN compare with the U.S. for sit-down restaurants?

Morgan County has 38.2 sit-down restaurants per 10,000 households, 38% below the U.S. rate of 61.3. Spending per restaurant is $1.1M, 58% above the U.S. figure of $664K. At the national ratio of sit-down restaurants to household spending, Morgan County would have about 171, against 108 on map listings. There is one business with payroll in the industry for every 707 households, against one for every 500 across the U.S. The official count rose 14.3% from 2019 to 2023, against +1.5% for the U.S.

How fast is Morgan County, IN growing?

Population estimates put Morgan County at 74,967 people in 2025, up 4.4% since 2020, faster than the U.S. (+3.1%). It has 28,279 households. The median household income in Morgan County is $79,429 a year, 2% below the U.S. median of $80,734. That rose 23.5% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Morgan County scores 79 for sit-down restaurants (high), #148 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Morgan County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for sit-down restaurants · All 56 business types in Morgan County

Screening a site or an acquisition in Morgan County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Morgan County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.