Groundwork

Food and drink · County · Florida

Restaurants and cafes in Monroe County, FL

The restaurants and cafes in Monroe County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 20 out of 100: Low

Ranked #2,295 of 2,405 scored counties
#65 of 65 scored counties in Florida

Listings
1,178
161 chain locations (14%)
Official establishments
366
+14.0% since 2019
Household spending a year
$147.2M
On food away from home · $4,278 a household
Spending per listing
$125K
66% below the U.S.
Listings per 10k households
342.4
3.1 times the U.S.
Population, 2025
80,406
−2.9% since 2020

See the restaurants and cafes around any address in Monroe County

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Monroe County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For restaurants and cafes, Monroe County has a Groundwork market score of 20 (low): #2,295 of 2,405 scored counties and #65 of 65 scored counties in Florida. That puts it in the bottom quarter of counties.

Household spending on food away from home in Monroe County comes to about $147.2M a year: $4,278 per household, 5% above the U.S. average. That is about $125K of household spending for each restaurant on map listings, 66% below the U.S. figure of $371K.

Monroe County has 1,178 restaurants and cafes on map listings as of September 2026. 161 of them (14%) are chain locations, against 34% across the U.S. That comes to 342.4 for every 10,000 households, 3.1 times the U.S. rate of 109.8.

In 2023, official counts showed 366 businesses with payroll in Monroe County classed as restaurants and other eating places, up 14.0% from 2019. That is one for every 94 households, against one for every 209 across the U.S. Since fiscal 2022, 11 SBA-backed loans worth $10.9M have gone to businesses classed as restaurants and other eating places in Monroe County. Population estimates show Monroe County declined 2.9% from 2020 to 2025, against +3.1% for the U.S.

How Monroe County compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Monroe County, FL compared with Florida and the U.S.
MeasureMonroe CountyFloridaU.S.
Listings per 10k households342.4112.4109.8
Spending per listing$125K$342K$371K
Households per official establishment94223209
Official establishment growth, 2019–2023+14.0%+11.6%+6.0%
Population growth, 2020–2025−2.9%+8.7%+3.1%
Spending per household on food away from home$4,278$3,841$4,070
Median household income$87,738$74,568$80,734
Groundwork market score2046

Official counts and lending

Businesses

Official establishments, 2019 to 2023
321 → 366+14.0% over the period
Employees, 2023
6,953
Annual payroll, 2023
$245.3M
One-person businesses, 2023
132Businesses with no payroll
Map listings, September 2026
1,178161 chain locations
Listings at the U.S. rate for this spending
397The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
11
Amount
$10.9M

SBA-backed loans to businesses classed as restaurants and other eating places in Monroe County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Monroe County

Population, 2025 estimate
80,406−2.9% since 2020
Households
34,405
Median age
48.9
Homes lived in by their owners
66%
Vehicles per household
1.7
Land area
983 sq. mi.
People per square mile
83
Median household income
$87,738+25.3% vs. 2015–2019, before inflation
Average household income
$136,520
Median home value
$780,600
Jobs located here
41,028
Daytime population
79,622Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Monroe County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of Monroe County. Signed out, you see a blurred preview; on an account, each report is one action.

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Restaurants and cafes across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for restaurants and cafes, numbered among those based in Florida, with Monroe County marked.

Top counties in Florida

Counties in Florida ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sumter County, FL9033747.9$782K+21.1%#22 of 2,405
2Santa Rosa County, FL8655276.0$548K+11.7%#53 of 2,405
3Gilchrist County, FL824360.1$581K+14.5%#106 of 2,405
4Flagler County, FL8239074.2$523K+21.0%#112 of 2,405
5Wakulla County, FL8210078.5$486K+12.3%#113 of 2,405
6Union County, FL802251.0$664K+5.2%#132 of 2,405
7Clay County, FL7967780.9$499K+9.4%#157 of 2,405
8Pasco County, FL781,85078.3$477K+19.1%#184 of 2,405
9Glades County, FL772453.3$572K+9.9%#195 of 2,405
10Charlotte County, FL7770377.6$463K+15.5%#209 of 2,405
65Monroe County, FL201,178342.4$125K−2.9%#2,295 of 2,405

Other business types in Monroe County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in Monroe County, FL?

Map listings as of September 2026 show 1,178 restaurants and cafes in Monroe County. 161 of them (14%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 366 businesses with payroll classed as restaurants and other eating places in 2023, up 14.0% from 2019. Official counts also show 132 one-person businesses without payroll.

How much do households in Monroe County, FL spend on food away from home?

About $147.2M a year, or $4,278 per household. That is 5% above the U.S. average (an index of 105, where 100 is the U.S. average). Spread across the 1,178 restaurants and cafes on map listings, it comes to $125K per restaurant. It is estimated from the incomes of the 34,405 households in Monroe County and national spending patterns by income.

How does Monroe County, FL compare with the U.S. for restaurants and cafes?

Monroe County has 342.4 restaurants and cafes per 10,000 households, 3.1 times the U.S. rate of 109.8. Spending per restaurant is $125K, 66% below the U.S. figure of $371K. At the U.S. ratio of restaurants and cafes to household spending, Monroe County would have about 397, against 1,178 on map listings. There is one business with payroll in the industry for every 94 households, against one for every 209 across the U.S. The official count rose 14.0% from 2019 to 2023, against +6.0% for the U.S.

How fast is Monroe County, FL growing?

Population estimates put Monroe County at 80,406 people in 2025, down 2.9% since 2020, against +3.1% for the U.S. It has 34,405 households. Median household income in Monroe County is $87,738, 9% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Monroe County scores 20 for restaurants and cafes (low), #2,295 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Monroe County. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in Monroe County

Screening a site or an acquisition in Monroe County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Monroe County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.