Groundwork

Real estate · Small-town market · New York

Real estate businesses in the Amsterdam, NY area

How the Amsterdam, NY area compares with other small-town markets and the U.S. for real estate businesses: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 77 out of 100: High

Ranked #20 of 536 scored small-town markets
#4 of 14 scored small-town markets based in New York

Listings
30
1 chain location (3%)
Official establishments
13
Businesses with payroll, 2023
Household spending a year
$323.8M
On rent and homeowner costs · $16,517 a household
Housing spending per listing (U.S. = 100)
249
2.5 times the U.S.
Listings per 10k households
15.3
60% below the U.S.
Population, 2025
50,046
+1.1% since 2020

See the real estate businesses around any address in the Amsterdam area

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Amsterdam area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for real estate businesses in the Amsterdam area is 77 (high), #20 of 536 scored small-town markets and #4 of 14 scored small-town markets based in New York. That puts it in the top 10% of small-town markets for real estate businesses.

As of September 2026, map listings count 30 real estate businesses in the Amsterdam area. One of them (3%) is a chain location, against 6% across the U.S. Per 10,000 households, that is 15.3, 60% below the U.S. rate of 38.5.

Households in the Amsterdam area spend about $323.8M a year on rent and homeowner costs, or $16,517 per household, in line with the U.S. average. Housing spending per office is 2.5 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in.

The official count of businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in the Amsterdam area was 13 in 2023. That is one for every 1,508 households, against one for every 414 across the U.S. Population estimates put the population change in the Amsterdam area from 2020 to 2025 at +1.1%, slower than the U.S. (+3.1%).

How the Amsterdam area compares

The same measures for New York and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Amsterdam, NY area compared with New York and the U.S.
MeasureAmsterdam areaNew YorkU.S.
Listings per 10k households15.331.838.5
Housing spending per listing (U.S. = 100)249138100
Households per official establishment1,508456414
Official establishment growth, 2019–2023n/a+4.7%+15.8%
Population growth, 2020–2025+1.1%−0.6%+3.1%
Spending per household on rent and homeowner costs$16,517$19,048$16,661
Median household income$64,943$85,974$80,734
Groundwork market score7761

Official counts and lending

Businesses

Official establishments, 2019 to 2023
13
Employees, 2023
18
Annual payroll, 2023
$789K
One-person businesses, 2023
118Businesses with no payroll
Map listings, September 2026
301 chain location
Listings at the U.S. rate for this spending
75The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in the Amsterdam area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Amsterdam area

Population, 2025 estimate
50,046+1.1% since 2020
Households
19,603
Median age
40.2
Homes lived in by their owners
70%
Vehicles per household
1.6
Land area
403 sq. mi.
People per square mile
123
Median household income
$64,943+31.3% vs. 2015–2019, before inflation
Average household income
$82,002
Median home value
$157,500
Jobs located here
18,287
Daytime population
48,064Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Amsterdam area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of the Amsterdam area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Real estate across New York

Every New York market ranked →

The highest-scoring small-town markets in New York for real estate businesses, numbered among those based in New York, with the Amsterdam area marked.

Top small-town markets in New York

Small-town markets in New York ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Seneca Falls, NY81118.1475−1.7%#3 of 536
2Batavia, NY81228.8444+0.2%#4 of 536
3Corning, NY784712.0321−1.6%#17 of 536
4Amsterdam, NY773015.3249+1.1%#20 of 536
5Massena-Ogdensburg, NY764911.8319−2.5%#24 of 536
6Auburn, NY764313.6284−2.3%#25 of 536
7Olean, NY743711.6314−2.1%#33 of 536
8Cortland, NY692613.7284−1.9%#53 of 536
9Gloversville, NY664017.5218−1.6%#78 of 536
10Plattsburgh, NY646920.6191−2.0%#94 of 536

Other business types in the Amsterdam area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in the Amsterdam, NY area?

The Amsterdam area has 30 real estate businesses on map listings as of September 2026. One of them (3%) is a chain location. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 13 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023. Official counts also show 118 one-person businesses without payroll.

How much do households in the Amsterdam, NY area spend on rent and homeowner costs?

About $323.8M a year, or $16,517 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). For the 30 real estate businesses on map listings, housing spending per office is 2.5 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in. It is estimated from the incomes of the 19,603 households in the Amsterdam area and national spending patterns by income.

How does the Amsterdam, NY area compare with the U.S. for real estate businesses?

The Amsterdam area has 15.3 real estate businesses per 10,000 households, 60% below the U.S. rate of 38.5. The index of housing spending per office is 249, where 100 is the U.S. At the national ratio of real estate businesses to household spending, the Amsterdam area would have about 75, against 30 on map listings. There is one business with payroll in the industry for every 1,508 households, against one for every 414 across the U.S.

How fast is the Amsterdam, NY area growing?

Population estimates put the Amsterdam area at 50,046 people in 2025, up 1.1% since 2020, slower than the U.S. (+3.1%). It has 19,603 households. The median household income in the Amsterdam area is $64,943 a year, 20% below the U.S. median of $80,734. That rose 31.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Amsterdam area scores 77 for real estate businesses (high), #20 of 536 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Amsterdam area. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in the Amsterdam area

Screening a site or an acquisition in the Amsterdam area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Amsterdam area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.