Real estate · County · Texas
Mortgage brokers and lenders in Montgomery County, TX
The mortgage brokers and lenders in Montgomery County, TX, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 47 out of 100: Lower middle
Ranked #502 of 887 scored counties
#34 of 51 scored counties in Texas
- Listings
- 171
- 29 chain locations (17%)
- Official establishments
- 55
- +22.2% since 2019
- Household spending a year
- $4.3B
- On rent and homeowner costs · $17,187 a household
- Housing spending per listing (U.S. = 100)
- 64
- 36% below the U.S.
- Listings per 10k households
- 6.9
- 60% above the U.S.
- Population, 2025
- 781,194
- +24.9% since 2020
See the mortgage brokers and lenders around any address in Montgomery County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 171 mortgage brokers and lenders in Montgomery County. Of those, 29 are chain locations, or 17%, against 21% across the U.S. That is 6.9 per 10,000 households, 60% above the U.S. rate of 4.3.
Households in Montgomery County spend about $4.3B a year on rent and homeowner costs, or $17,187 per household, 3% above the U.S. average. Housing spending per office is 36% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Montgomery County was 55 in 2023, up 22.2% from 2019. That is one for every 4,501 households, against one for every 4,897 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $1.2M have gone to businesses classed as mortgage brokers and real estate lenders in Montgomery County.
Population estimates show Montgomery County grew 24.9% from 2020 to 2025, faster than the U.S. (+3.1%). For mortgage brokers and lenders, Montgomery County has a Groundwork market score of 47 (lower middle): #502 of 887 scored counties and #34 of 51 scored counties in Texas.
How Montgomery County compares
The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Montgomery County | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 6.9 | 4.2 | 4.3 |
| Housing spending per listing (U.S. = 100) | 64 | 96 | 100 |
| Households per official establishment | 4,501 | 5,311 | 4,897 |
| Official establishment growth, 2019–2023 | +22.2% | +7.4% | +9.5% |
| Population growth, 2020–2025 | +24.9% | +8.5% | +3.1% |
| Spending per household on rent and homeowner costs | $17,187 | $15,682 | $16,661 |
| Median household income | $97,701 | $78,476 | $80,734 |
| Groundwork market score | 47 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 45 → 55+22.2% over the period
- Employees, 2023
- 427
- Annual payroll, 2023
- $46.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 17129 chain locations
- Listings at the U.S. rate for this spending
- 109The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $1.2M
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Montgomery County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Montgomery County
- Population, 2025 estimate
- 781,194+24.9% since 2020
- Households
- 247,541
- Median age
- 37.8
- Homes lived in by their owners
- 72%
- Vehicles per household
- 2.0
- Land area
- 1,042 sq. mi.
- People per square mile
- 657
- Median household income
- $97,701+20.8% vs. 2015–2019, before inflation
- Average household income
- $135,795
- Median home value
- $346,200
- Jobs located here
- 236,728
- Daytime population
- 606,290Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Montgomery County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Texas
Every Texas market ranked →The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with Montgomery County marked.
Top counties in Texas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Guadalupe County, TX | 90 | 5 | 0.8 | 544 | +15.8% | #2 of 887 |
| 2Kaufman County, TX | 86 | 9 | 1.8 | 232 | +42.2% | #7 of 887 |
| 3Brazoria County, TX | 85 | 34 | 2.5 | 172 | +12.2% | #9 of 887 |
| 4Chambers County, TX | 81 | 5 | 2.9 | 153 | +22.6% | #29 of 887 |
| 5Hunt County, TX | 79 | 7 | 1.8 | 208 | +23.0% | #37 of 887 |
| 6Parker County, TX | 78 | 18 | 3.2 | 139 | +23.5% | #48 of 887 |
| 7Wise County, TX | 77 | 7 | 2.8 | 150 | +21.5% | #54 of 887 |
| 8Midland County, TX | 77 | 22 | 3.3 | 132 | +10.0% | #56 of 887 |
| 9Randall County, TX | 73 | 15 | 2.6 | 152 | +7.9% | #86 of 887 |
| 10Ellis County, TX | 73 | 23 | 3.2 | 133 | +24.0% | #89 of 887 |
| 34Montgomery County, TX | 47 | 171 | 6.9 | 64 | +24.9% | #502 of 887 |
Other business types in Montgomery County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate46
- Real estate agents and brokers49
- Property management69
- Mortgage brokers and lenders47
- Home inspectors46
Funeral services
Questions
How many mortgage brokers and lenders are in Montgomery County, TX?
There are 171 mortgage brokers and lenders on map listings in Montgomery County as of September 2026. 29 of them (17%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 55 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 22.2% from 2019.
How much do households in Montgomery County, TX spend on rent and homeowner costs?
About $4.3B a year, or $17,187 per household. That is 3% above the U.S. average (an index of 103, where 100 is the U.S. average). For the 171 mortgage brokers and lenders on map listings, housing spending per office is 36% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 247,541 households in Montgomery County and national spending patterns by income.
How does Montgomery County, TX compare with the U.S. for mortgage brokers and lenders?
Montgomery County has 6.9 mortgage brokers and lenders per 10,000 households, 60% above the U.S. rate of 4.3. The index of housing spending per office is 64, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Montgomery County would have about 109, against 171 on map listings. There is one business with payroll in the industry for every 4,501 households, against one for every 4,897 across the U.S. The official count rose 22.2% from 2019 to 2023, against +9.5% for the U.S.
How fast is Montgomery County, TX growing?
Population estimates put Montgomery County at 781,194 people in 2025, up 24.9% since 2020, faster than the U.S. (+3.1%). It has 247,541 households. The median household income in Montgomery County is $97,701 a year, 21% above the U.S. median of $80,734. That rose 20.8% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Montgomery County scores 47 for mortgage brokers and lenders (lower middle), #502 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Montgomery County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Montgomery County
Screening a site or an acquisition in Montgomery County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.