Real estate · County · Texas
Mortgage brokers and lenders in Harris County, TX
The mortgage brokers and lenders in Harris County, TX, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 50 out of 100: Upper middle
Ranked #449 of 887 scored counties
#30 of 51 scored counties in Texas
- Listings
- 763
- 172 chain locations (23%)
- Official establishments
- 321
- +12.6% since 2019
- Household spending a year
- $27.4B
- On rent and homeowner costs · $15,567 a household
- Housing spending per listing (U.S. = 100)
- 92
- 8% below the U.S.
- Listings per 10k households
- 4.3
- In line with the U.S.
- Population, 2025
- 5,045,026
- +6.6% since 2020
See the mortgage brokers and lenders around any address in Harris County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Harris County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 763 mortgage brokers and lenders in Harris County. Of those, 172 are chain locations, or 23%, against 21% across the U.S. Per 10,000 households, that is 4.3, in line with the U.S. rate of 4.3.
At $15,567 per household (7% below the U.S. average), households in Harris County spend about $27.4B a year on rent and homeowner costs. Housing spending per office is 8% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
Official counts show 321 businesses with payroll classed as mortgage brokers and real estate lenders in Harris County in 2023, up 12.6% from 2019. That is one for every 5,474 households, against one for every 4,897 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $1.2M have gone to businesses classed as mortgage brokers and real estate lenders in Harris County.
Population estimates put the population change in Harris County from 2020 to 2025 at +6.6%, faster than the U.S. (+3.1%). Harris County scores 50 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #449 of 887 scored counties and #30 of 51 scored counties in Texas.
How Harris County compares
The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Harris County | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.3 | 4.2 | 4.3 |
| Housing spending per listing (U.S. = 100) | 92 | 96 | 100 |
| Households per official establishment | 5,474 | 5,311 | 4,897 |
| Official establishment growth, 2019–2023 | +12.6% | +7.4% | +9.5% |
| Population growth, 2020–2025 | +6.6% | +8.5% | +3.1% |
| Spending per household on rent and homeowner costs | $15,567 | $15,682 | $16,661 |
| Median household income | $74,983 | $78,476 | $80,734 |
| Groundwork market score | 50 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 285 → 321+12.6% over the period
- Employees, 2023
- 5,630
- Annual payroll, 2023
- $488.2M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 763172 chain locations
- Listings at the U.S. rate for this spending
- 701The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 3
- Amount
- $1.2M
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Harris County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Harris County
- Population, 2025 estimate
- 5,045,026+6.6% since 2020
- Households
- 1,757,164
- Median age
- 35.5
- Homes lived in by their owners
- 55%
- Vehicles per household
- 1.8
- Land area
- 1,707 sq. mi.
- People per square mile
- 2,834
- Median household income
- $74,983+21.5% vs. 2015–2019, before inflation
- Average household income
- $111,440
- Median home value
- $276,600
- Jobs located here
- 2,547,424
- Daytime population
- 5,303,910Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Harris County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Harris County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Texas
Every Texas market ranked →The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with Harris County marked.
Top counties in Texas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Guadalupe County, TX | 90 | 5 | 0.8 | 544 | +15.8% | #2 of 887 |
| 2Kaufman County, TX | 86 | 9 | 1.8 | 232 | +42.2% | #7 of 887 |
| 3Brazoria County, TX | 85 | 34 | 2.5 | 172 | +12.2% | #9 of 887 |
| 4Chambers County, TX | 81 | 5 | 2.9 | 153 | +22.6% | #29 of 887 |
| 5Hunt County, TX | 79 | 7 | 1.8 | 208 | +23.0% | #37 of 887 |
| 6Parker County, TX | 78 | 18 | 3.2 | 139 | +23.5% | #48 of 887 |
| 7Wise County, TX | 77 | 7 | 2.8 | 150 | +21.5% | #54 of 887 |
| 8Midland County, TX | 77 | 22 | 3.3 | 132 | +10.0% | #56 of 887 |
| 9Randall County, TX | 73 | 15 | 2.6 | 152 | +7.9% | #86 of 887 |
| 10Ellis County, TX | 73 | 23 | 3.2 | 133 | +24.0% | #89 of 887 |
| 30Harris County, TX | 50 | 763 | 4.3 | 92 | +6.6% | #449 of 887 |
Other business types in Harris County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate42
- Real estate agents and brokers45
- Property management46
- Mortgage brokers and lenders50
- Home inspectors52
Funeral services
Questions
How many mortgage brokers and lenders are in Harris County, TX?
There are 763 mortgage brokers and lenders on map listings in Harris County as of September 2026. 172 of them (23%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 321 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 12.6% from 2019.
How much do households in Harris County, TX spend on rent and homeowner costs?
About $27.4B a year, or $15,567 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). For the 763 mortgage brokers and lenders on map listings, housing spending per office is 8% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 1,757,164 households in Harris County and national spending patterns by income.
How does Harris County, TX compare with the U.S. for mortgage brokers and lenders?
Harris County has 4.3 mortgage brokers and lenders per 10,000 households, in line with the U.S. rate of 4.3. The index of housing spending per office is 92, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Harris County would have about 701, against 763 on map listings. There is one business with payroll in the industry for every 5,474 households, against one for every 4,897 across the U.S. The official count rose 12.6% from 2019 to 2023, against +9.5% for the U.S.
How fast is Harris County, TX growing?
Population estimates put Harris County at 5,045,026 people in 2025, up 6.6% since 2020, faster than the U.S. (+3.1%). It has 1,757,164 households. The median household income in Harris County is $74,983 a year, 7% below the U.S. median of $80,734. That rose 21.5% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Harris County scores 50 for mortgage brokers and lenders (upper middle), #449 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Harris County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Harris County
Screening a site or an acquisition in Harris County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Harris County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.