Groundwork

Real estate · County · Texas

Mortgage brokers and lenders in Grayson County, TX

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Grayson County, TX, set against other counties and the U.S.

Groundwork market score · out of 100

Score 67 out of 100: Upper middle

Ranked #154 of 887 scored counties
#14 of 51 scored counties in Texas

Listings
20
4 chain locations (20%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$828.1M
On rent and homeowner costs · $14,989 a household
Housing spending per listing (U.S. = 100)
106
6% above the U.S.
Listings per 10k households
3.6
16% below the U.S.
Population, 2025
153,613
+12.8% since 2020

See the mortgage brokers and lenders around any address in Grayson County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Grayson County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Grayson County spend about $828.1M a year on rent and homeowner costs, or $14,989 per household, 10% below the U.S. average. Housing spending per office is 6% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Grayson County has 20 mortgage brokers and lenders on map listings as of September 2026. Of those, 4 are chain locations, or 20%, against 21% across the U.S. Per 10,000 households, that is 3.6, 16% below the U.S. rate of 4.3.

Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in Grayson County in 2023. That is one for every 13,812 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Grayson County from 2020 to 2025 at +12.8%, faster than the U.S. (+3.1%). Grayson County scores 67 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #154 of 887 scored counties and #14 of 51 scored counties in Texas. That puts it in the top quarter of counties.

How Grayson County compares

The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Grayson County, TX compared with Texas and the U.S.
MeasureGrayson CountyTexasU.S.
Listings per 10k households3.64.24.3
Housing spending per listing (U.S. = 100)10696100
Households per official establishment13,8125,3114,897
Official establishment growth, 2019–2023n/a+7.4%+9.5%
Population growth, 2020–2025+12.8%+8.5%+3.1%
Spending per household on rent and homeowner costs$14,989$15,682$16,661
Median household income$72,182$78,476$80,734
Groundwork market score6750

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4 → 4
Employees, 2023
26
Annual payroll, 2023
$2.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
204 chain locations
Listings at the U.S. rate for this spending
21The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Grayson County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Grayson County

Population, 2025 estimate
153,613+12.8% since 2020
Households
55,248
Median age
39.6
Homes lived in by their owners
67%
Vehicles per household
2.0
Land area
933 sq. mi.
People per square mile
154
Median household income
$72,182+31.7% vs. 2015–2019, before inflation
Average household income
$98,000
Median home value
$248,400
Jobs located here
48,982
Daytime population
126,889Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Grayson County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Grayson County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with Grayson County marked.

Top counties in Texas

Counties in Texas ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Guadalupe County, TX9050.8544+15.8%#2 of 887
2Kaufman County, TX8691.8232+42.2%#7 of 887
3Brazoria County, TX85342.5172+12.2%#9 of 887
4Chambers County, TX8152.9153+22.6%#29 of 887
5Hunt County, TX7971.8208+23.0%#37 of 887
6Parker County, TX78183.2139+23.5%#48 of 887
7Wise County, TX7772.8150+21.5%#54 of 887
8Midland County, TX77223.3132+10.0%#56 of 887
9Randall County, TX73152.6152+7.9%#86 of 887
10Ellis County, TX73233.2133+24.0%#89 of 887
14Grayson County, TX67203.6106+12.8%#154 of 887

Other business types in Grayson County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Grayson County, TX?

Map listings as of September 2026 show 20 mortgage brokers and lenders in Grayson County. 4 of them (20%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Grayson County, TX spend on rent and homeowner costs?

About $828.1M a year, or $14,989 per household. That is 10% below the U.S. average (an index of 90, where 100 is the U.S. average). For the 20 mortgage brokers and lenders on map listings, housing spending per office is 6% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 55,248 households in Grayson County and national spending patterns by income.

How does Grayson County, TX compare with the U.S. for mortgage brokers and lenders?

Grayson County has 3.6 mortgage brokers and lenders per 10,000 households, 16% below the U.S. rate of 4.3. The index of housing spending per office is 106, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Grayson County would have about 21, against 20 on map listings. There is one business with payroll in the industry for every 13,812 households, against one for every 4,897 across the U.S.

How fast is Grayson County, TX growing?

Population estimates put Grayson County at 153,613 people in 2025, up 12.8% since 2020, faster than the U.S. (+3.1%). It has 55,248 households. Median household income in Grayson County is $72,182, 11% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 31.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Grayson County scores 67 for mortgage brokers and lenders (upper middle), #154 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Grayson County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Grayson County

Screening a site or an acquisition in Grayson County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Grayson County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.