Groundwork

Real estate · County · Tennessee

Mortgage brokers and lenders in Montgomery County, TN

How Montgomery County, TN compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 52 out of 100: Upper middle

Ranked #406 of 887 scored counties
#14 of 29 scored counties in Tennessee

Listings
40
7 chain locations (18%)
Official establishments
13
Businesses with payroll, 2023
Household spending a year
$1.3B
On rent and homeowner costs · $14,848 a household
Housing spending per listing (U.S. = 100)
83
17% below the U.S.
Listings per 10k households
4.6
7% above the U.S.
Population, 2025
249,935
+13.0% since 2020

See the mortgage brokers and lenders around any address in Montgomery County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 40 mortgage brokers and lenders in Montgomery County. Chain locations make up 18% of them, against 21% across the U.S. That is 4.6 per 10,000 households, 7% above the U.S. rate of 4.3.

At $14,848 per household (11% below the U.S. average), households in Montgomery County spend about $1.3B a year on rent and homeowner costs. Housing spending per office is 17% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Montgomery County was 13 in 2023. That is one for every 6,751 households, against one for every 4,897 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $540K has gone to businesses classed as mortgage brokers and real estate lenders in Montgomery County.

Population estimates put the population change in Montgomery County from 2020 to 2025 at +13.0%, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Montgomery County is 52 (upper middle), #406 of 887 scored counties and #14 of 29 scored counties in Tennessee.

How Montgomery County compares

The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Montgomery County, TN compared with Tennessee and the U.S.
MeasureMontgomery CountyTennesseeU.S.
Listings per 10k households4.64.04.3
Housing spending per listing (U.S. = 100)8396100
Households per official establishment6,7516,4194,897
Official establishment growth, 2019–2023n/a+7.1%+9.5%
Population growth, 2020–2025+13.0%+5.6%+3.1%
Spending per household on rent and homeowner costs$14,848$14,833$16,661
Median household income$75,613$69,595$80,734
Groundwork market score5248

Official counts and lending

Businesses

Official establishments, 2019 to 2023
8 → 13
Employees, 2023
111
Annual payroll, 2023
$12.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
407 chain locations
Listings at the U.S. rate for this spending
33The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$540K

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Montgomery County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Montgomery County

Population, 2025 estimate
249,935+13.0% since 2020
Households
87,759
Median age
33.6
Homes lived in by their owners
62%
Vehicles per household
2.0
Land area
539 sq. mi.
People per square mile
434
Median household income
$75,613+31.4% vs. 2015–2019, before inflation
Average household income
$91,158
Median home value
$280,200
Jobs located here
60,154
Daytime population
210,460Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Montgomery County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for mortgage brokers and lenders, numbered among those based in Tennessee, with Montgomery County marked.

Top counties in Tennessee

Counties in Tennessee ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Robertson County, TN7851.8223+9.9%#44 of 887
2Bedford County, TN6552.6144+9.7%#169 of 887
3Blount County, TN65193.4114+6.0%#176 of 887
4Coffee County, TN6352.2162+7.4%#201 of 887
5Greene County, TN6251.8195+5.0%#214 of 887
6Loudon County, TN6293.7107+15.6%#225 of 887
7Wilson County, TN61254.2101+17.8%#235 of 887
8Madison County, TN60102.5142+2.0%#246 of 887
9Bradley County, TN58163.897+6.1%#285 of 887
10Tipton County, TN5752.2171+2.0%#286 of 887
14Montgomery County, TN52404.683+13.0%#406 of 887

Other business types in Montgomery County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Montgomery County, TN?

There are 40 mortgage brokers and lenders on map listings in Montgomery County as of September 2026. 7 of them (18%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 13 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Montgomery County, TN spend on rent and homeowner costs?

About $1.3B a year, or $14,848 per household. That is 11% below the U.S. average (an index of 89, where 100 is the U.S. average). For the 40 mortgage brokers and lenders on map listings, housing spending per office is 17% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 87,759 households in Montgomery County and national spending patterns by income.

How does Montgomery County, TN compare with the U.S. for mortgage brokers and lenders?

Montgomery County has 4.6 mortgage brokers and lenders per 10,000 households, 7% above the U.S. rate of 4.3. The index of housing spending per office is 83, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Montgomery County would have about 33, against 40 on map listings. There is one business with payroll in the industry for every 6,751 households, against one for every 4,897 across the U.S.

How fast is Montgomery County, TN growing?

Population estimates put Montgomery County at 249,935 people in 2025, up 13.0% since 2020, faster than the U.S. (+3.1%). It has 87,759 households. The median household income in Montgomery County is $75,613 a year, 6% below the U.S. median of $80,734. That rose 31.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Montgomery County scores 52 for mortgage brokers and lenders (upper middle), #406 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Montgomery County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Montgomery County

Screening a site or an acquisition in Montgomery County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.