Real estate · County · New York
Mortgage brokers and lenders in Schenectady County, NY
The mortgage brokers and lenders in Schenectady County, NY, the household spending behind them and how the market ranks against other counties.
Groundwork market score
Not scored
The score needs at least 5 listings; this market has 3.
- Listings
- 3
- 1 chain location (33%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $1.2B
- On rent and homeowner costs · $18,039 a household
- Housing spending per listing (U.S. = 100)
- 1,031
- 10.3 times the U.S.
- Listings per 10k households
- 0.4
- 91% below the U.S.
- Population, 2025
- 162,581
- +3.0% since 2020
See the mortgage brokers and lenders around any address in Schenectady County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Schenectady County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 3 mortgage brokers and lenders in Schenectady County. That comes to 0.4 for every 10,000 households, 91% below the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Schenectady County comes to about $1.2B a year: $18,039 per household, 8% above the U.S. average. Housing spending per office is 10.3 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in Schenectady County: counts under 3 aren’t published.
Population estimates show Schenectady County grew 3.0% from 2020 to 2025, in step with the U.S. (+3.1%). With 3 mortgage brokers and lenders on map listings, Schenectady County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.
How Schenectady County compares
The same measures for New York and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Schenectady County | New York | U.S. |
|---|---|---|---|
| Listings per 10k households | 0.4 | 2.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 1,031 | 244 | 100 |
| Households per official establishment | n/a | 9,523 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | −3.6% | +9.5% |
| Population growth, 2020–2025 | +3.0% | −0.6% | +3.1% |
| Spending per household on rent and homeowner costs | $18,039 | $19,048 | $16,661 |
| Median household income | $79,623 | $85,974 | $80,734 |
| Groundwork market score | Not scored | 73 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 31 chain location
- Listings at the U.S. rate for this spending
- 31The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Schenectady County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Schenectady County
- Population, 2025 estimate
- 162,581+3.0% since 2020
- Households
- 66,902
- Median age
- 40.1
- Homes lived in by their owners
- 64%
- Vehicles per household
- 1.6
- Land area
- 205 sq. mi.
- People per square mile
- 784
- Median household income
- $79,623+21.6% vs. 2015–2019, before inflation
- Average household income
- $102,936
- Median home value
- $235,700
- Jobs located here
- 59,344
- Daytime population
- 143,291Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Schenectady County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Schenectady County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across New York
Every New York market ranked →The highest-scoring counties in New York for mortgage brokers and lenders, numbered among those based in New York, with Schenectady County marked.
Top counties in New York
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Dutchess County, NY | 83 | 20 | 1.7 | 298 | +1.5% | #16 of 887 |
| 2Orange County, NY | 80 | 19 | 1.4 | 365 | +4.2% | #31 of 887 |
| 3Ulster County, NY | 77 | 5 | 0.7 | 714 | +1.1% | #49 of 887 |
| 4Queens County, NY | 77 | 117 | 1.4 | 346 | −1.1% | #51 of 887 |
| 5Erie County, NY | 76 | 36 | 0.9 | 510 | −0.6% | #57 of 887 |
| 6Kings County, NY | 76 | 123 | 1.2 | 393 | −2.5% | #59 of 887 |
| 7Monroe County, NY | 73 | 57 | 1.8 | 255 | −1.0% | #79 of 887 |
| 8Saratoga County, NY | 72 | 29 | 2.8 | 180 | +2.3% | #95 of 887 |
| 9Onondaga County, NY | 71 | 40 | 2.0 | 226 | −1.9% | #104 of 887 |
| 10Bronx County, NY | 70 | 30 | 0.6 | 698 | −3.8% | #112 of 887 |
| Schenectady County, NY | Not scored | 3 | 0.4 | 1,031 | +3.0% |
Other business types in Schenectady County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate81
- Real estate agents and brokers85
- Property management78
- Mortgage brokers and lenders
- Home inspectors41
Funeral services
Questions
How many mortgage brokers and lenders are in Schenectady County, NY?
Schenectady County has 3 mortgage brokers and lenders on map listings as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Schenectady County: counts under 3 are left out.
How much do households in Schenectady County, NY spend on rent and homeowner costs?
About $1.2B a year, or $18,039 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). For the 3 mortgage brokers and lenders on map listings, housing spending per office is 10.3 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 66,902 households in Schenectady County and national spending patterns by income.
How does Schenectady County, NY compare with the U.S. for mortgage brokers and lenders?
Schenectady County has 0.4 mortgage brokers and lenders per 10,000 households, 91% below the U.S. rate of 4.3. The index of housing spending per office is 1,031, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Schenectady County would have about 31, against 3 on map listings.
How fast is Schenectady County, NY growing?
Population estimates put Schenectady County at 162,581 people in 2025, up 3.0% since 2020, in step with the U.S. (+3.1%). It has 66,902 households. The median household income in Schenectady County is $79,623 a year, in line with the U.S. median of $80,734. That rose 21.6% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Schenectady County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 3.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Schenectady County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Schenectady County
Screening a site or an acquisition in Schenectady County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Schenectady County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.