Groundwork

Real estate · Small-town market · Kansas

Mortgage brokers and lenders in the Ottawa, KS area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Ottawa, KS area, set against other small-town markets and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
1 chain location (100%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$140.3M
On rent and homeowner costs · $13,480 a household
Housing spending per listing (U.S. = 100)
360
Too few listings to compare
Listings per 10k households
1.0
Too few listings to compare
Population, 2025
26,299
+1.1% since 2020

See the mortgage brokers and lenders around any address in the Ottawa area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Ottawa area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Ottawa area spend about $140.3M a year on rent and homeowner costs, or $13,480 per household, 19% below the U.S. average. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Ottawa area has 1 mortgage broker or lender on map listings as of September 2026. That is 1.0 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Ottawa area, since they leave out counts under 3.

Population estimates show the Ottawa area grew 1.1% from 2020 to 2025, slower than the U.S. (+3.1%). With 1 mortgage broker or lender on map listings, the Ottawa area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Ottawa area compares

The same measures for Kansas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Ottawa, KS area compared with Kansas and the U.S.
MeasureOttawa areaKansasU.S.
Listings per 10k households1.03.54.3
Housing spending per listing (U.S. = 100)360103100
Households per official establishmentn/a6,7864,897
Official establishment growth, 2019–2023n/a+14.6%+9.5%
Population growth, 2020–2025+1.1%+1.3%+3.1%
Spending per household on rent and homeowner costs$13,480$14,105$16,661
Median household income$77,207$74,275$80,734
Groundwork market scoreNot scored41

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11 chain location
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Ottawa area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Ottawa area

Population, 2025 estimate
26,299+1.1% since 2020
Households
10,409
Median age
40.0
Homes lived in by their owners
72%
Vehicles per household
2.2
Land area
572 sq. mi.
People per square mile
46
Median household income
$77,207+36.5% vs. 2015–2019, before inflation
Average household income
$86,587
Median home value
$198,700
Jobs located here
10,357
Daytime population
23,076Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Ottawa area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Ottawa area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Kansas

Every Kansas market ranked →

The highest-scoring small-town markets in Kansas for mortgage brokers and lenders, numbered among those based in Kansas, with the Ottawa area marked.

Top small-town markets in Kansas

Small-town markets in Kansas ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Salina, KS4572.8120−1.4%#108 of 177
2Hutchinson, KS4462.3140−0.6%#111 of 177
3Hays, KS2754.182+0.4%#160 of 177
4McPherson, KS2664.972−0.4%#166 of 177
Ottawa, KSNot scored11.0360+1.1%

Other business types in the Ottawa area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Ottawa, KS area?

Map listings as of September 2026 show 1 mortgage broker or lender in the Ottawa area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Ottawa area: counts under 3 are left out.

How much do households in the Ottawa, KS area spend on rent and homeowner costs?

About $140.3M a year, or $13,480 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 10,409 households in the Ottawa area and national spending patterns by income.

How does the Ottawa, KS area compare with the U.S. for mortgage brokers and lenders?

The Ottawa area has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, the Ottawa area would have about 4, against 1 on map listings.

How fast is the Ottawa, KS area growing?

Population estimates put the Ottawa area at 26,299 people in 2025, up 1.1% since 2020, slower than the U.S. (+3.1%). It has 10,409 households. Median household income in the Ottawa area is $77,207, 4% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 36.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Ottawa area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Ottawa area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Ottawa area

Screening a site or an acquisition in the Ottawa area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Ottawa area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.