Groundwork

Real estate · County · Indiana

Mortgage brokers and lenders in Lake County, IN

The mortgage brokers and lenders in Lake County, IN, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 43 out of 100: Lower middle

Ranked #569 of 887 scored counties
#17 of 30 scored counties in Indiana

Listings
75
24 chain locations (32%)
Official establishments
20
Businesses with payroll, 2023
Household spending a year
$2.7B
On rent and homeowner costs · $13,783 a household
Housing spending per listing (U.S. = 100)
92
8% below the U.S.
Listings per 10k households
3.8
12% below the U.S.
Population, 2025
504,612
+1.1% since 2020

See the mortgage brokers and lenders around any address in Lake County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lake County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in Lake County comes to about $2.7B a year: $13,783 per household, 17% below the U.S. average. Housing spending per office is 8% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Lake County has 75 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 32% of them, against 21% across the U.S. That comes to 3.8 for every 10,000 households, 12% below the U.S. rate of 4.3.

Official counts show 20 businesses with payroll classed as mortgage brokers and real estate lenders in Lake County in 2023. That is one for every 9,757 households, against one for every 4,897 across the U.S.

Population estimates show Lake County grew 1.1% from 2020 to 2025, slower than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Lake County is 43 (lower middle), #569 of 887 scored counties and #17 of 30 scored counties in Indiana.

How Lake County compares

The same measures for Indiana and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Lake County, IN compared with Indiana and the U.S.
MeasureLake CountyIndianaU.S.
Listings per 10k households3.83.14.3
Housing spending per listing (U.S. = 100)92114100
Households per official establishment9,7577,8724,897
Official establishment growth, 2019–2023n/a+10.6%+9.5%
Population growth, 2020–2025+1.1%+2.7%+3.1%
Spending per household on rent and homeowner costs$13,783$13,818$16,661
Median household income$71,493$71,957$80,734
Groundwork market score4350

Official counts and lending

Businesses

Official establishments, 2019 to 2023
19 → 20
Employees, 2023
126
Annual payroll, 2023
$11.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
7524 chain locations
Listings at the U.S. rate for this spending
69The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Lake County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Lake County

Population, 2025 estimate
504,612+1.1% since 2020
Households
195,130
Median age
40.5
Homes lived in by their owners
72%
Vehicles per household
1.8
Land area
499 sq. mi.
People per square mile
1,003
Median household income
$71,493+27.4% vs. 2015–2019, before inflation
Average household income
$93,636
Median home value
$230,600
Jobs located here
191,504
Daytime population
472,818Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Lake County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Lake County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Indiana

Every Indiana market ranked →

The highest-scoring counties in Indiana for mortgage brokers and lenders, numbered among those based in Indiana, with Lake County marked.

Top counties in Indiana

Counties in Indiana ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Boone County, IN8462.1206+13.5%#12 of 887
2Hendricks County, IN71121.8225+10.2%#105 of 887
3Madison County, IN65101.9178+3.8%#163 of 887
4St. Joseph County, IN60212.0177+0.1%#244 of 887
5Delaware County, IN5791.9164+1.2%#289 of 887
6Bartholomew County, IN57123.6102+4.3%#305 of 887
7Monroe County, IN56162.7127+1.9%#312 of 887
8Morgan County, IN5493.2115+4.4%#355 of 887
9Tippecanoe County, IN53172.2150+2.2%#374 of 887
10Howard County, IN5192.5132+0.4%#417 of 887
17Lake County, IN43753.892+1.1%#569 of 887

Other business types in Lake County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Lake County, IN?

Map listings as of September 2026 show 75 mortgage brokers and lenders in Lake County. 24 of them (32%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 20 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Lake County, IN spend on rent and homeowner costs?

About $2.7B a year, or $13,783 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 75 mortgage brokers and lenders on map listings, housing spending per office is 8% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 195,130 households in Lake County and national spending patterns by income.

How does Lake County, IN compare with the U.S. for mortgage brokers and lenders?

Lake County has 3.8 mortgage brokers and lenders per 10,000 households, 12% below the U.S. rate of 4.3. The index of housing spending per office is 92, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Lake County would have about 69, against 75 on map listings. There is one business with payroll in the industry for every 9,757 households, against one for every 4,897 across the U.S.

How fast is Lake County, IN growing?

Population estimates put Lake County at 504,612 people in 2025, up 1.1% since 2020, slower than the U.S. (+3.1%). It has 195,130 households. Median household income in Lake County is $71,493, 11% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lake County scores 43 for mortgage brokers and lenders (lower middle), #569 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Lake County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Lake County

Screening a site or an acquisition in Lake County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Lake County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.