Groundwork

Real estate · Small-town market · Connecticut

Mortgage brokers and lenders in the Torrington, CT area

How the Torrington, CT area compares with other small-town markets and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 88 out of 100: High

Ranked #3 of 177 scored small-town markets
#1 of 2 scored small-town markets based in Connecticut

Listings
7
2 chain locations (29%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$935.7M
On rent and homeowner costs · $19,556 a household
Housing spending per listing (U.S. = 100)
343
3.4 times the U.S.
Listings per 10k households
1.5
65% below the U.S.
Population, 2025
114,690
+2.2% since 2020

See the mortgage brokers and lenders around any address in the Torrington area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Torrington area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Torrington area scores 88 (high) on the Groundwork market score for mortgage brokers and lenders, ranking #3 of 177 scored small-town markets and #1 of 2 scored small-town markets based in Connecticut. That puts it in the top 10% of small-town markets for mortgage brokers and lenders.

Households in the Torrington area spend about $935.7M a year on rent and homeowner costs, or $19,556 per household, 17% above the U.S. average. Housing spending per office is 3.4 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Torrington area has 7 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 29% of them, against 21% across the U.S. That is 1.5 per 10,000 households, 65% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Torrington area, since they leave out counts under 3. Population estimates put the population change in the Torrington area from 2020 to 2025 at +2.2%, slower than the U.S. (+3.1%).

How the Torrington area compares

The same measures for Connecticut and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Torrington, CT area compared with Connecticut and the U.S.
MeasureTorrington areaConnecticutU.S.
Listings per 10k households1.53.54.3
Housing spending per listing (U.S. = 100)343146100
Households per official establishmentn/a5,4944,897
Official establishment growth, 2019–2023n/a+4.8%+9.5%
Population growth, 2020–2025+2.2%+3.0%+3.1%
Spending per household on rent and homeowner costs$19,556$19,819$16,661
Median household income$93,551$95,781$80,734
Groundwork market score8868

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
72 chain locations
Listings at the U.S. rate for this spending
24The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Torrington area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Torrington area

Population, 2025 estimate
114,690+2.2% since 2020
Households
47,845
Median age
47.0
Homes lived in by their owners
76%
Vehicles per household
1.9
Land area
787 sq. mi.
People per square mile
144
Median household income
$93,551
Average household income
$131,679
Median home value
$335,600
Jobs located here
36,871
Daytime population
93,666Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Torrington area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Torrington area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Connecticut

Every Connecticut market ranked →

The highest-scoring small-town markets in Connecticut for mortgage brokers and lenders, numbered among those based in Connecticut, with the Torrington area marked.

Top small-town markets in Connecticut

Small-town markets in Connecticut ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Torrington, CT8871.5343+2.2%#3 of 177
2Putnam, CT7871.8274+3.0%#8 of 177

Other business types in the Torrington area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Torrington, CT area?

Map listings as of September 2026 show 7 mortgage brokers and lenders in the Torrington area. 2 of them (29%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Torrington area: counts under 3 are left out.

How much do households in the Torrington, CT area spend on rent and homeowner costs?

About $935.7M a year, or $19,556 per household. That is 17% above the U.S. average (an index of 117, where 100 is the U.S. average). For the 7 mortgage brokers and lenders on map listings, housing spending per office is 3.4 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 47,845 households in the Torrington area and national spending patterns by income.

How does the Torrington, CT area compare with the U.S. for mortgage brokers and lenders?

The Torrington area has 1.5 mortgage brokers and lenders per 10,000 households, 65% below the U.S. rate of 4.3. The index of housing spending per office is 343, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Torrington area would have about 24, against 7 on map listings.

How fast is the Torrington, CT area growing?

Population estimates put the Torrington area at 114,690 people in 2025, up 2.2% since 2020, slower than the U.S. (+3.1%). It has 47,845 households. Median household income in the Torrington area is $93,551, 16% above the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Torrington area scores 88 for mortgage brokers and lenders (high), #3 of 177 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Torrington area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Torrington area

Screening a site or an acquisition in the Torrington area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Torrington area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.