Groundwork

Real estate · Metro area · Alaska

Mortgage brokers and lenders in the Fairbanks-College, AK metro area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Fairbanks-College, AK metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 73 out of 100: Upper middle

Ranked #20 of 373 scored metro areas
#1 of 2 scored metro areas based in Alaska

Listings
6
2 chain locations (33%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$686.1M
On rent and homeowner costs · $18,870 a household
Housing spending per listing (U.S. = 100)
293
2.9 times the U.S.
Listings per 10k households
1.7
60% below the U.S.
Population, 2025
93,972
−1.4% since 2020

See the mortgage brokers and lenders around any address in the Fairbanks-College metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Fairbanks-College metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For mortgage brokers and lenders, the Fairbanks-College metro area has a Groundwork market score of 73 (upper middle): #20 of 373 scored metro areas and #1 of 2 scored metro areas based in Alaska. That puts it in the top 10% of metro areas for mortgage brokers and lenders.

At $18,870 per household (13% above the U.S. average), households in the Fairbanks-College metro area spend about $686.1M a year on rent and homeowner costs. Housing spending per office is 2.9 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 6 mortgage brokers and lenders on map listings in the Fairbanks-College metro area as of September 2026. Chain locations make up 33% of them, against 21% across the U.S. That is 1.7 per 10,000 households, 60% below the U.S. rate of 4.3.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Fairbanks-College metro area was 3 in 2023. That is one for every 12,120 households, against one for every 4,897 across the U.S. Population estimates show the Fairbanks-College metro area declined 1.4% from 2020 to 2025, against +3.1% for the U.S.

How the Fairbanks-College metro area compares

The same measures for Alaska and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Fairbanks-College, AK metro area compared with Alaska and the U.S.
MeasureFairbanks-College metro areaAlaskaU.S.
Listings per 10k households1.73.24.3
Housing spending per listing (U.S. = 100)293153100
Households per official establishment12,1204,9194,897
Official establishment growth, 2019–2023n/a+10.0%+9.5%
Population growth, 2020–2025−1.4%+0.6%+3.1%
Spending per household on rent and homeowner costs$18,870$19,150$16,661
Median household income$88,267$92,788$80,734
Groundwork market score7359

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3
Employees, 2023
7
Annual payroll, 2023
$663K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
62 chain locations
Listings at the U.S. rate for this spending
18The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Fairbanks-College metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Fairbanks-College metro area

Population, 2025 estimate
93,972−1.4% since 2020
Households
36,359
Median age
35.0
Homes lived in by their owners
62%
Vehicles per household
1.9
Land area
7,335 sq. mi.
People per square mile
13
Median household income
$88,267+14.6% vs. 2015–2019, before inflation
Average household income
$112,548
Median home value
$298,200
Jobs located here
n/a
Daytime population
n/aResidents who don’t work, plus everyone whose job is here

Looking at a specific site in the Fairbanks-College metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Fairbanks-College metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Alaska

Every Alaska market ranked →

The highest-scoring metro areas in Alaska for mortgage brokers and lenders, numbered among those based in Alaska, with the Fairbanks-College metro area marked.

Top metro areas in Alaska

Metro areas in Alaska ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Fairbanks-College, AK7361.7293−1.4%#20 of 373
2Anchorage, AK50654.4116+1.9%#183 of 373

Other business types in the Fairbanks-College metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Fairbanks-College, AK metro area?

As of September 2026, map listings count 6 mortgage brokers and lenders in the Fairbanks-College metro area. 2 of them (33%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Fairbanks-College, AK metro area spend on rent and homeowner costs?

About $686.1M a year, or $18,870 per household. That is 13% above the U.S. average (an index of 113, where 100 is the U.S. average). For the 6 mortgage brokers and lenders on map listings, housing spending per office is 2.9 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 36,359 households in the Fairbanks-College metro area and national spending patterns by income.

How does the Fairbanks-College, AK metro area compare with the U.S. for mortgage brokers and lenders?

The Fairbanks-College metro area has 1.7 mortgage brokers and lenders per 10,000 households, 60% below the U.S. rate of 4.3. The index of housing spending per office is 293, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Fairbanks-College metro area would have about 18, against 6 on map listings. There is one business with payroll in the industry for every 12,120 households, against one for every 4,897 across the U.S.

How fast is the Fairbanks-College, AK metro area growing?

Population estimates put the Fairbanks-College metro area at 93,972 people in 2025, down 1.4% since 2020, against +3.1% for the U.S. It has 36,359 households. Median household income in the Fairbanks-College metro area is $88,267, 9% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 14.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Fairbanks-College metro area scores 73 for mortgage brokers and lenders (upper middle), #20 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Fairbanks-College metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Fairbanks-College metro area

Screening a site or an acquisition in the Fairbanks-College metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Fairbanks-College metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.