Groundwork

County profile · Kentucky

Caldwell County, KY market data

Population, household spending and competition for 56 business types in Caldwell County, each scored against other counties.

Population, 2025
12,609
−0.3% since 2020
Households
5,025
Median household income
$59,583
+33.1% vs. 2015–2019, before inflation
Median home value
$118,500
Jobs located here
4,936
Highest market score
62
Insurance agencies, #715 of 2,272 scored counties

A site report maps the competitors on map listings around any address in Caldwell County by name and distance, and the households and spending within reach. Or open the report at the center of Caldwell County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

An estimated 12,609 people live in Caldwell County, in 5,025 households. Between 2020 and 2025, the population of Caldwell County declined 0.3%, against +3.1% for the U.S. The median household income in Caldwell County is $59,583 a year, 26% below the U.S. median of $80,734. That rose 33.1% from the 2015–2019 survey, before inflation.

Set against the U.S., households in Caldwell County spend the most on vehicle insurance (an index of 135, where 100 is the U.S. average) and the least on memberships, classes and admissions (55).

The highest Groundwork market scores in Caldwell County are for insurance agencies (62), real estate agents and brokers (52) and real estate businesses (52). Caldwell County ranks #715 of 2,272 scored counties for insurance agencies.

For its number of households, Caldwell County has the most map listings, relative to the U.S., for pet businesses (2.1 times the U.S. rate) and the fewest for medical and dental practices (18% below the U.S. rate).

All 56 business types in Caldwell County

Highest Groundwork market score first. Each score compares Caldwell County with other counties for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Caldwell County, KY, highest Groundwork market score first, with its rank among counties, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among countiesListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Insurance agencies62#715 of 2,272611.9$2.2M1765
Real estate agents and brokers52#918 of 2,176611.9Index only208Under 3
Real estate52#962 of 2,229713.9Index only224Under 3
Grocery and convenience stores48#1,282 of 2,402917.9$3.1M913
Gas stations41#1,563 of 2,3581121.9$1.4M596
Auto repair and car care39#1,721 of 2,4012243.8$212K796
Auto repair shops38#1,729 of 2,3781121.9$424K956
Doctors, dentists and clinics23#2,238 of 2,3943569.7$141K92Under 3
Restaurants and cafes22#2,247 of 2,40551101.5$318K8626
Sit-down restaurants22#2,266 of 2,4052855.7$579K8712
Salons, barbers and spas21#2,287 of 2,3852141.8$186K87Under 3
Gyms, studios and classes18#1,987 of 2,088611.9$457K69Under 3
Pizza18#2,033 of 2,090713.9$2.3M4611
Pet businesses18#2,141 of 2,2001121.9$347K39Under 3
Fast food and sandwich shops17#2,108 of 2,2221121.9$1.5M4811
Hair salons15#2,276 of 2,3391427.9$279K65Under 3
Pet grooming and boarding14#1,423 of 1,461611.9$635K25Under 3
Clothing, shoes and laundry14#2,168 of 2,2101835.8$456K527
Primary care and pediatrics13#1,618 of 1,656713.9$705K40Under 3
Clothing and shoe stores13#2,051 of 2,0871631.8$514K407
Gyms12#1,737 of 1,792510.0$548K42Under 3
Coffee shops and cafesNot scoredNot scored48.0$4.1M109Under 3
Grocery storesNot scoredNot scored48.0$6.9M753
Lawn, cleaning and pest controlNot scoredNot scored48.0$1.6M976
Bakeries and dessert shopsNot scoredNot scored36.0$5.4M130Under 3
BarbershopsNot scoredNot scored36.0$1.3M69Under 3
ChiropractorsNot scoredNot scored36.0$1.6M69Under 3
Convenience storesNot scoredNot scored36.0$9.2M117Under 3
Funeral homesNot scoredNot scored36.0$277K413
Landscaping and lawn careNot scoredNot scored36.0$2.2M743
Pet storesNot scoredNot scored36.0$1.3M28Under 3
Physical therapyNot scoredNot scored36.0$1.6M68Under 3
Tire shopsNot scoredNot scored36.0$1.6M62Under 3
Collision repair and body shopsNot scoredNot scored24.0$2.3MToo few3
Dentists and orthodontistsNot scoredNot scored24.0$2.5MToo fewUnder 3
Home repair tradesNot scoredNot scored24.0$6.2MToo few8
HVAC and plumbingNot scoredNot scored24.0$6.2MToo few3
Nail salonsNot scoredNot scored24.0$2MToo fewUnder 3
VeterinariansNot scoredNot scored24.0$1.9MToo fewUnder 3
Car washes and detailingNot scoredNot scored12.0$4.7MToo fewUnder 3
Child care and preschoolsNot scoredNot scored12.0$1.7MToo few3
House cleaningNot scoredNot scored12.0$6.5MToo few3
LaundromatsNot scoredNot scored12.0$8.2MToo fewUnder 3
Martial arts and dance studiosNot scoredNot scored12.0$2.7MToo fewUnder 3
Mortgage brokers and lendersNot scoredNot scored12.0Index onlyToo fewUnder 3
Optometrists and eye careNot scoredNot scored12.0$4.9MToo fewUnder 3
Spas and skin careNot scoredNot scored12.0$3.9MToo fewUnder 3
Dry cleanersNot scoredNot scored00.0None listedNone listedUnder 3
ElectriciansNot scoredNot scored00.0None listedNone listed5
Home inspectorsNot scoredNot scored00.0None listedNone listedUnder 3
Oil change and quick lubeNot scoredNot scored00.0None listedNone listedUnder 3
Pest controlNot scoredNot scored00.0None listedNone listedUnder 3
Property managementNot scoredNot scored00.0None listedNone listedUnder 3
Roofing and guttersNot scoredNot scored00.0None listedNone listedUnder 3
Urgent care and walk-in clinicsNot scoredNot scored00.0None listedNone listedUnder 3
Yoga, Pilates and fitness studiosNot scoredNot scored00.0None listedNone listedUnder 3

Household spending in Caldwell County

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Caldwell County, KY by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$4.7M$92797
Gasoline and other fuels$15.4M$3,065118
Food away from home$16.2M$3,22579
Groceries$27.7M$5,51687
Personal care products and services$3.9M$77677
Child care and other personal services$1.7M$33658
Memberships, classes and admissions$2.7M$54555
Medical and dental services$4.9M$98276
Pets$3.8M$75983
Clothing, shoes and related services$8.2M$1,63580
Vehicle insurance$13.2M$2,636135
Home repairs, maintenance and insurance$12.5M$2,48482
Lawn care, cleaning and other household services$6.5M$1,29291
Rent and homeowner costs$67.9M$13,51281

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in Caldwell County

Population, 2025 estimate
12,609−0.3% since 2020
Households
5,025
Median age
42.6
Homes lived in by their owners
70%
Vehicles per household
2.0
Land area
345 sq. mi.
People per square mile
37
Median household income
$59,583+33.1% vs. 2015–2019, before inflation
Average household income
$73,080
Median home value
$118,500
Jobs located here
4,936
Daytime population
12,242Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Caldwell County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of Caldwell County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Questions

How fast is Caldwell County, KY growing?

Population estimates put Caldwell County at 12,609 people in 2025, down 0.3% since 2020, against +3.1% for the U.S. It has 5,025 households. Against the 2015–2019 survey, median household income rose 33.1%, before inflation.

How much do households in Caldwell County, KY spend?

Households in Caldwell County spend about $67.9M a year on rent and homeowner costs, $27.7M on groceries and $16.2M on food away from home. Relative to the U.S., household spending in Caldwell County runs highest on vehicle insurance (an index of 135, where 100 is the U.S. average) and lowest on memberships, classes and admissions (55).

Which business types have the highest market scores in Caldwell County, KY?

Of the business types scored in Caldwell County, insurance agencies (62), real estate agents and brokers (52) and real estate businesses (52) have the highest Groundwork market scores. For insurance agencies, that ranks #715 of 2,272 scored counties.

How does Caldwell County, KY compare with the U.S.?

Median household income in Caldwell County is $59,583, 26% below the U.S. median of $80,734. The population fell 0.3% from 2020 to 2025, against +3.1% for the U.S. The median home value is $118,500, against $332,700 for the U.S. Against the U.S., map listings per household run highest for pet businesses (2.1 times the U.S. rate) and lowest for medical and dental practices (18% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 21 of the 56 business types have a score in Caldwell County, each ranked against other counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Caldwell County. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

All markets in Kentucky · Every U.S. market · How we measure

Screening a site or an acquisition in Caldwell County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Caldwell County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.