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Insurance agencies in Roane County, WV

Competitor counts, household spending and official business counts for insurance agencies in Roane County, WV, set against other counties and the U.S.

Groundwork market score · out of 100

Score 51 out of 100: Upper middle

Ranked #1,057 of 2,272 scored counties
#24 of 42 scored counties in West Virginia

Listings
6
3 chain locations (50%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$12.1M
On vehicle insurance · $2,115 a household
Spending per listing
$2M
60% above the U.S.
Listings per 10k households
10.5
33% below the U.S.
Population, 2025
13,317
−4.8% since 2020

See the insurance agencies around any address in Roane County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Roane County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Roane County comes to about $12.1M a year: $2,115 per household, 8% above the U.S. average. That is about $2M of household spending for each agency on map listings, 60% above the U.S. figure of $1.3M.

Roane County has 6 insurance agencies on map listings as of September 2026. Of those, 3 are chain locations, or 50%, against 21% across the U.S. That is 10.5 per 10,000 households, 33% below the U.S. rate of 15.6.

Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in Roane County in 2023. That is one for every 1,141 households, against one for every 966 across the U.S.

Population estimates put the population change in Roane County from 2020 to 2025 at −4.8%, against +3.1% for the U.S. Roane County scores 51 (upper middle) on the Groundwork market score for insurance agencies, ranking #1,057 of 2,272 scored counties and #24 of 42 scored counties in West Virginia.

How Roane County compares

The same measures for West Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Roane County, WV compared with West Virginia and the U.S.
MeasureRoane CountyWest VirginiaU.S.
Listings per 10k households10.514.215.6
Spending per listing$2M$1.6M$1.3M
Households per official establishment1,1411,144966
Official establishment growth, 2019–2023n/a−0.9%−1.0%
Population growth, 2020–2025−4.8%−1.4%+3.1%
Spending per household on vehicle insurance$2,115$2,331$1,957
Median household income$45,778$59,608$80,734
Groundwork market score5161

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6 → 5
Employees, 2023
12
Annual payroll, 2023
$363K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
63 chain locations
Listings at the U.S. rate for this spending
10The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Roane County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Roane County

Population, 2025 estimate
13,317−4.8% since 2020
Households
5,704
Median age
46.7
Homes lived in by their owners
79%
Vehicles per household
1.6
Land area
484 sq. mi.
People per square mile
29
Median household income
$45,778+22.5% vs. 2015–2019, before inflation
Average household income
$62,771
Median home value
$122,100
Jobs located here
3,008
Daytime population
12,017Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Roane County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Roane County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across West Virginia

Every West Virginia market ranked →

The highest-scoring counties in West Virginia for insurance agencies, numbered among those based in West Virginia, with Roane County marked.

Top counties in West Virginia

Counties in West Virginia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Berkeley County, WV92418.0$3.4M+13.7%#32 of 2,272
2Morgan County, WV9279.5$3M+5.5%#36 of 2,272
3Jefferson County, WV862812.3$2.3M+9.2%#118 of 2,272
4Hampshire County, WV791112.7$2.1M+4.4%#251 of 2,272
5Preston County, WV7597.0$3.6M−0.6%#327 of 2,272
6Mineral County, WV701210.8$2.3M−0.4%#462 of 2,272
7Wyoming County, WV6956.2$3.9M−7.1%#485 of 2,272
8Lincoln County, WV6767.8$2.9M−5.8%#537 of 2,272
9Mason County, WV67109.8$2.6M−2.7%#546 of 2,272
10Wayne County, WV67148.9$2.6M−4.0%#547 of 2,272
24Roane County, WV51610.5$2M−4.8%#1,057 of 2,272

Other business types in Roane County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Roane County, WV?

Map listings as of September 2026 show 6 insurance agencies in Roane County. 3 of them (50%) are chain locations. The listings count insurance agencies. Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Roane County, WV spend on vehicle insurance?

About $12.1M a year, or $2,115 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). Spread across the 6 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 5,704 households in Roane County and national spending patterns by income.

How does Roane County, WV compare with the U.S. for insurance agencies?

Roane County has 10.5 insurance agencies per 10,000 households, 33% below the U.S. rate of 15.6. Spending per agency is $2M, 60% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Roane County would have about 10, against 6 on map listings. There is one business with payroll in the industry for every 1,141 households, against one for every 966 across the U.S.

How fast is Roane County, WV growing?

Population estimates put Roane County at 13,317 people in 2025, down 4.8% since 2020, against +3.1% for the U.S. It has 5,704 households. Median household income in Roane County is $45,778, 43% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Roane County scores 51 for insurance agencies (upper middle), #1,057 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Roane County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Roane County

Screening a site or an acquisition in Roane County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Roane County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.