Groundwork

Auto · County · West Virginia

Insurance agencies in Gilmer County, WV

The insurance agencies in Gilmer County, WV, the household spending behind them and how the market ranks against other counties.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
4
1 chain location (25%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$5M
On vehicle insurance · $2,230 a household
Spending per listing
$1.3M
In line with the U.S.
Listings per 10k households
17.7
13% above the U.S.
Population, 2025
7,085
−4.2% since 2020

See the insurance agencies around any address in Gilmer County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Gilmer County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Gilmer County comes to about $5M a year: $2,230 per household, 14% above the U.S. average. That is about $1.3M of household spending for each agency on map listings, in line with the U.S. figure of $1.3M.

Gilmer County has 4 insurance agencies on map listings as of September 2026. That comes to 17.7 for every 10,000 households, 13% above the U.S. rate of 15.6.

In 2023, official counts showed 3 businesses with payroll in Gilmer County classed as insurance agencies and brokerages. That is one for every 751 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Gilmer County declined 4.2%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Gilmer County compares

The same measures for West Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Gilmer County, WV compared with West Virginia and the U.S.
MeasureGilmer CountyWest VirginiaU.S.
Listings per 10k households17.714.215.6
Spending per listing$1.3M$1.6M$1.3M
Households per official establishment7511,144966
Official establishment growth, 2019–2023n/a−0.9%−1.0%
Population growth, 2020–2025−4.2%−1.4%+3.1%
Spending per household on vehicle insurance$2,230$2,331$1,957
Median household income$47,981$59,608$80,734
Groundwork market scoreNot scored61

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3 → 3
Employees, 2023
5
Annual payroll, 2023
$146K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
41 chain location
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Gilmer County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Gilmer County

Population, 2025 estimate
7,085−4.2% since 2020
Households
2,254
Median age
41.4
Homes lived in by their owners
76%
Vehicles per household
1.7
Land area
339 sq. mi.
People per square mile
22
Median household income
$47,981
Average household income
$59,427
Median home value
$83,800
Jobs located here
1,719
Daytime population
6,637Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Gilmer County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Gilmer County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across West Virginia

Every West Virginia market ranked →

The highest-scoring counties in West Virginia for insurance agencies, numbered among those based in West Virginia, with Gilmer County marked.

Top counties in West Virginia

Counties in West Virginia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Berkeley County, WV92418.0$3.4M+13.7%#32 of 2,272
2Morgan County, WV9279.5$3M+5.5%#36 of 2,272
3Jefferson County, WV862812.3$2.3M+9.2%#118 of 2,272
4Hampshire County, WV791112.7$2.1M+4.4%#251 of 2,272
5Preston County, WV7597.0$3.6M−0.6%#327 of 2,272
6Mineral County, WV701210.8$2.3M−0.4%#462 of 2,272
7Wyoming County, WV6956.2$3.9M−7.1%#485 of 2,272
8Lincoln County, WV6767.8$2.9M−5.8%#537 of 2,272
9Mason County, WV67109.8$2.6M−2.7%#546 of 2,272
10Wayne County, WV67148.9$2.6M−4.0%#547 of 2,272
Gilmer County, WVNot scored417.7$1.3M−4.2%

Other business types in Gilmer County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Gilmer County, WV?

Map listings as of September 2026 show 4 insurance agencies in Gilmer County. The listings count insurance agencies. Official counts show 3 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Gilmer County, WV spend on vehicle insurance?

About $5M a year, or $2,230 per household. That is 14% above the U.S. average (an index of 114, where 100 is the U.S. average). Spread across the 4 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 2,254 households in Gilmer County and national spending patterns by income.

How does Gilmer County, WV compare with the U.S. for insurance agencies?

Gilmer County has 17.7 insurance agencies per 10,000 households, 13% above the U.S. rate of 15.6. Spending per agency is $1.3M, in line with the U.S. figure of $1.3M. The count on map listings matches the U.S. ratio of insurance agencies to household spending. There is one business with payroll in the industry for every 751 households, against one for every 966 across the U.S.

How fast is Gilmer County, WV growing?

Population estimates put Gilmer County at 7,085 people in 2025, down 4.2% since 2020, against +3.1% for the U.S. It has 2,254 households. Median household income in Gilmer County is $47,981, 41% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Gilmer County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Gilmer County

Screening a site or an acquisition in Gilmer County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Gilmer County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.