Auto · County · Tennessee
Insurance agencies in Knox County, TN
How Knox County, TN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 51 out of 100: Upper middle
Ranked #1,097 of 2,272 scored counties
#73 of 81 scored counties in Tennessee
- Listings
- 415
- 89 chain locations (21%)
- Official establishments
- 227
- −3.0% since 2019
- Household spending a year
- $505.7M
- On vehicle insurance · $2,514 a household
- Spending per listing
- $1.2M
- 3% below the U.S.
- Listings per 10k households
- 20.6
- 32% above the U.S.
- Population, 2025
- 511,453
- +6.5% since 2020
See the insurance agencies around any address in Knox County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Knox County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 415 insurance agencies in Knox County. Chain locations make up 21% of them, against 21% across the U.S. That is 20.6 per 10,000 households, 32% above the U.S. rate of 15.6.
Household spending on vehicle insurance in Knox County comes to about $505.7M a year: $2,514 per household, 28% above the U.S. average. Spread across 415 insurance agencies, that is $1.2M per agency, 3% below the U.S. figure of $1.3M.
In 2023, official counts showed 227 businesses with payroll in Knox County classed as insurance agencies and brokerages, down 3.0% from 2019. That is one for every 886 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $268K have gone to businesses classed as insurance agencies and brokerages in Knox County.
Population estimates show Knox County grew 6.5% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Knox County is 51 (upper middle), #1,097 of 2,272 scored counties and #73 of 81 scored counties in Tennessee.
How Knox County compares
The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Knox County | Tennessee | U.S. |
|---|---|---|---|
| Listings per 10k households | 20.6 | 16.2 | 15.6 |
| Spending per listing | $1.2M | $1.6M | $1.3M |
| Households per official establishment | 886 | 1,101 | 966 |
| Official establishment growth, 2019–2023 | −3.0% | +0.2% | −1.0% |
| Population growth, 2020–2025 | +6.5% | +5.6% | +3.1% |
| Spending per household on vehicle insurance | $2,514 | $2,597 | $1,957 |
| Median household income | $74,222 | $69,595 | $80,734 |
| Groundwork market score | 51 | 78 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 234 → 227−3.0% over the period
- Employees, 2023
- 1,356
- Annual payroll, 2023
- $114.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 41589 chain locations
- Listings at the U.S. rate for this spending
- 403The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $268K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Knox County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Knox County
- Population, 2025 estimate
- 511,453+6.5% since 2020
- Households
- 201,146
- Median age
- 38.9
- Homes lived in by their owners
- 65%
- Vehicles per household
- 1.9
- Land area
- 508 sq. mi.
- People per square mile
- 972
- Median household income
- $74,222+29.2% vs. 2015–2019, before inflation
- Average household income
- $104,460
- Median home value
- $320,900
- Jobs located here
- 270,203
- Daytime population
- 541,810Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Knox County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Knox County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Tennessee
Every Tennessee market ranked →The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Knox County marked.
Top counties in Tennessee
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Union County, TN | 97 | 5 | 6.3 | $4.9M | +8.1% | #4 of 2,272 |
| 2Grainger County, TN | 96 | 6 | 6.2 | $4.7M | +9.2% | #8 of 2,272 |
| 3Marshall County, TN | 95 | 6 | 4.4 | $6.6M | +10.5% | #12 of 2,272 |
| 4Hickman County, TN | 94 | 7 | 7.4 | $4.2M | +5.0% | #24 of 2,272 |
| 5Smith County, TN | 93 | 5 | 6.3 | $4.7M | +5.1% | #26 of 2,272 |
| 6Loudon County, TN | 93 | 24 | 10.0 | $3M | +15.6% | #28 of 2,272 |
| 7Jefferson County, TN | 92 | 20 | 9.2 | $3.1M | +9.3% | #34 of 2,272 |
| 8Marion County, TN | 91 | 8 | 6.7 | $4.3M | +3.2% | #41 of 2,272 |
| 9Cheatham County, TN | 91 | 12 | 7.4 | $4.2M | +4.1% | #42 of 2,272 |
| 10Hawkins County, TN | 91 | 19 | 8.1 | $3.5M | +5.0% | #46 of 2,272 |
| 73Knox County, TN | 51 | 415 | 20.6 | $1.2M | +6.5% | #1,097 of 2,272 |
Other business types in Knox County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Knox County, TN?
There are 415 insurance agencies on map listings in Knox County as of September 2026. 89 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 227 businesses with payroll classed as insurance agencies and brokerages in 2023, down 3.0% from 2019.
How much do households in Knox County, TN spend on vehicle insurance?
About $505.7M a year, or $2,514 per household. That is 28% above the U.S. average (an index of 128, where 100 is the U.S. average). Spread across the 415 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 201,146 households in Knox County and national spending patterns by income.
How does Knox County, TN compare with the U.S. for insurance agencies?
Knox County has 20.6 insurance agencies per 10,000 households, 32% above the U.S. rate of 15.6. Spending per agency is $1.2M, 3% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Knox County would have about 403, against 415 on map listings. There is one business with payroll in the industry for every 886 households, against one for every 966 across the U.S. The official count fell 3.0% from 2019 to 2023, against −1.0% for the U.S.
How fast is Knox County, TN growing?
Population estimates put Knox County at 511,453 people in 2025, up 6.5% since 2020, faster than the U.S. (+3.1%). It has 201,146 households. The median household income in Knox County is $74,222 a year, 8% below the U.S. median of $80,734. That rose 29.2% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Knox County scores 51 for insurance agencies (upper middle), #1,097 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Knox County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Knox County
Screening a site or an acquisition in Knox County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Knox County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.