Groundwork

Auto · County · South Dakota

Insurance agencies in Douglas County, SD

Competitor counts, household spending and official business counts for insurance agencies in Douglas County, SD, set against other counties and the U.S.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
4
2 chain locations (50%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$2.7M
On vehicle insurance · $2,395 a household
Spending per listing
$681K
46% below the U.S.
Listings per 10k households
35.1
2.3 times the U.S.
Population, 2025
2,888
+1.9% since 2020

See the insurance agencies around any address in Douglas County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Douglas County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 4 insurance agencies in Douglas County. That is 35.1 per 10,000 households, 2.3 times the U.S. rate of 15.6.

Household spending on vehicle insurance in Douglas County comes to about $2.7M a year: $2,395 per household, 22% above the U.S. average. That is about $681K of household spending for each agency on map listings, 46% below the U.S. figure of $1.3M.

In 2023, official counts showed 5 businesses with payroll in Douglas County classed as insurance agencies and brokerages. That is one for every 228 households, against one for every 966 across the U.S.

Population estimates put the population change in Douglas County from 2020 to 2025 at +1.9%, slower than the U.S. (+3.1%). Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Douglas County compares

The same measures for South Dakota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Douglas County, SD compared with South Dakota and the U.S.
MeasureDouglas CountySouth DakotaU.S.
Listings per 10k households35.119.115.6
Spending per listing$681K$957K$1.3M
Households per official establishment228491966
Official establishment growth, 2019–2023n/a+3.0%−1.0%
Population growth, 2020–2025+1.9%+5.3%+3.1%
Spending per household on vehicle insurance$2,395$1,827$1,957
Median household income$86,442$75,081$80,734
Groundwork market scoreNot scored29

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4 → 5
Employees, 2023
17
Annual payroll, 2023
$654K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
42 chain locations
Listings at the U.S. rate for this spending
2The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Douglas County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Douglas County

Population, 2025 estimate
2,888+1.9% since 2020
Households
1,138
Median age
43.4
Homes lived in by their owners
77%
Vehicles per household
2.7
Land area
432 sq. mi.
People per square mile
7
Median household income
$86,442
Average household income
$107,200
Median home value
$166,900
Jobs located here
940
Daytime population
2,483Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Douglas County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Douglas County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across South Dakota

Every South Dakota market ranked →

The highest-scoring counties in South Dakota for insurance agencies, numbered among those based in South Dakota, with Douglas County marked.

Top counties in South Dakota

Counties in South Dakota ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Meade County, SD571310.9$1.9M+2.7%#869 of 2,272
2Union County, SD361115.0$1.3M+3.3%#1,604 of 2,272
3Lawrence County, SD352319.1$943K+14.0%#1,663 of 2,272
4Brookings County, SD342820.3$898K+9.6%#1,696 of 2,272
5Lincoln County, SD325419.4$961K+17.5%#1,760 of 2,272
6Minnehaha County, SD3114817.4$953K+7.6%#1,783 of 2,272
7Pennington County, SD298518.3$966K+6.6%#1,845 of 2,272
8Butte County, SD291023.2$883K+5.5%#1,849 of 2,272
9Beadle County, SD261418.6$1M+2.4%#1,924 of 2,272
10Codington County, SD243225.5$726K+4.3%#1,993 of 2,272
Douglas County, SDNot scored435.1$681K+1.9%

Other business types in Douglas County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Douglas County, SD?

There are 4 insurance agencies on map listings in Douglas County as of September 2026. The listings count insurance agencies. Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Douglas County, SD spend on vehicle insurance?

About $2.7M a year, or $2,395 per household. That is 22% above the U.S. average (an index of 122, where 100 is the U.S. average). Spread across the 4 insurance agencies on map listings, it comes to $681K per agency. It is estimated from the incomes of the 1,138 households in Douglas County and national spending patterns by income.

How does Douglas County, SD compare with the U.S. for insurance agencies?

Douglas County has 35.1 insurance agencies per 10,000 households, 2.3 times the U.S. rate of 15.6. Spending per agency is $681K, 46% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Douglas County would have about 2, against 4 on map listings. There is one business with payroll in the industry for every 228 households, against one for every 966 across the U.S.

How fast is Douglas County, SD growing?

Population estimates put Douglas County at 2,888 people in 2025, up 1.9% since 2020, slower than the U.S. (+3.1%). It has 1,138 households. The median household income in Douglas County is $86,442 a year, 7% above the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Douglas County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Douglas County

Screening a site or an acquisition in Douglas County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Douglas County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.