Groundwork

Auto · County · Pennsylvania

Insurance agencies in Indiana County, PA

Competitor counts, household spending and official business counts for insurance agencies in Indiana County, PA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 29 out of 100: Lower middle

Ranked #1,825 of 2,272 scored counties
#48 of 64 scored counties in Pennsylvania

Listings
43
12 chain locations (28%)
Official establishments
33
−10.8% since 2019
Household spending a year
$51.4M
On vehicle insurance · $1,582 a household
Spending per listing
$1.2M
5% below the U.S.
Listings per 10k households
13.2
15% below the U.S.
Population, 2025
82,878
−0.3% since 2020

See the insurance agencies around any address in Indiana County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Indiana County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Indiana County has a Groundwork market score of 29 (lower middle): #1,825 of 2,272 scored counties and #48 of 64 scored counties in Pennsylvania. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 43 insurance agencies in Indiana County. Chain locations make up 28% of them, against 21% across the U.S. That is 13.2 per 10,000 households, 15% below the U.S. rate of 15.6.

Households in Indiana County spend about $51.4M a year on vehicle insurance, or $1,582 per household, 19% below the U.S. average. That is about $1.2M of household spending for each agency on map listings, 5% below the U.S. figure of $1.3M.

Official counts show 33 businesses with payroll classed as insurance agencies and brokerages in Indiana County in 2023, down 10.8% from 2019. That is one for every 984 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Indiana County declined 0.3%, against +3.1% for the U.S.

How Indiana County compares

The same measures for Pennsylvania and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Indiana County, PA compared with Pennsylvania and the U.S.
MeasureIndiana CountyPennsylvaniaU.S.
Listings per 10k households13.213.415.6
Spending per listing$1.2M$1.1M$1.3M
Households per official establishment9841,105966
Official establishment growth, 2019–2023−10.8%−5.1%−1.0%
Population growth, 2020–2025−0.3%+0.5%+3.1%
Spending per household on vehicle insurance$1,582$1,514$1,957
Median household income$60,208$77,971$80,734
Groundwork market score2931

Official counts and lending

Businesses

Official establishments, 2019 to 2023
37 → 33−10.8% over the period
Employees, 2023
213
Annual payroll, 2023
$25.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
4312 chain locations
Listings at the U.S. rate for this spending
41The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Indiana County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Indiana County

Population, 2025 estimate
82,878−0.3% since 2020
Households
32,487
Median age
41.9
Homes lived in by their owners
72%
Vehicles per household
1.8
Land area
827 sq. mi.
People per square mile
100
Median household income
$60,208+22.1% vs. 2015–2019, before inflation
Average household income
$77,985
Median home value
$152,800
Jobs located here
28,392
Daytime population
79,217Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Indiana County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Indiana County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring counties in Pennsylvania for insurance agencies, numbered among those based in Pennsylvania, with Indiana County marked.

Top counties in Pennsylvania

Counties in Pennsylvania ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Adams County, PA80235.6$3.4M+3.6%#218 of 2,272
2Pike County, PA71177.0$2.4M+7.2%#428 of 2,272
3Perry County, PA66179.3$2.1M+2.1%#587 of 2,272
4Fulton County, PA6557.9$2.5M−0.6%#611 of 2,272
5Lebanon County, PA64478.3$2M+2.2%#653 of 2,272
6Carbon County, PA64248.8$1.9M+1.7%#656 of 2,272
7Franklin County, PA636710.5$1.8M+3.0%#698 of 2,272
8York County, PA5819310.6$1.7M+3.6%#846 of 2,272
9Schuylkill County, PA57539.1$1.8M+1.5%#870 of 2,272
10Juniata County, PA551011.1$1.7M−0.3%#946 of 2,272
48Indiana County, PA294313.2$1.2M−0.3%#1,825 of 2,272

Other business types in Indiana County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Indiana County, PA?

Indiana County has 43 insurance agencies on map listings as of September 2026. 12 of them (28%) are chain locations. The listings count insurance agencies. Official counts show 33 businesses with payroll classed as insurance agencies and brokerages in 2023, down 10.8% from 2019.

How much do households in Indiana County, PA spend on vehicle insurance?

About $51.4M a year, or $1,582 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). Spread across the 43 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 32,487 households in Indiana County and national spending patterns by income.

How does Indiana County, PA compare with the U.S. for insurance agencies?

Indiana County has 13.2 insurance agencies per 10,000 households, 15% below the U.S. rate of 15.6. Spending per agency is $1.2M, 5% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Indiana County would have about 41, against 43 on map listings. There is one business with payroll in the industry for every 984 households, against one for every 966 across the U.S. The official count fell 10.8% from 2019 to 2023, against −1.0% for the U.S.

How fast is Indiana County, PA growing?

Population estimates put Indiana County at 82,878 people in 2025, down 0.3% since 2020, against +3.1% for the U.S. It has 32,487 households. The median household income in Indiana County is $60,208 a year, 25% below the U.S. median of $80,734. That rose 22.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Indiana County scores 29 for insurance agencies (lower middle), #1,825 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Indiana County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Indiana County

Screening a site or an acquisition in Indiana County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Indiana County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.