Auto · County · Oregon
Insurance agencies in Harney County, OR
How Harney County, OR compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score
Not scored
Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
- Listings
- 1
- 0 chain locations (0%)
- Official establishments
- 3
- Businesses with payroll, 2023
- Household spending a year
- $6.3M
- On vehicle insurance · $2,010 a household
- Spending per listing
- $6.3M
- Too few listings to compare
- Listings per 10k households
- 3.2
- Too few listings to compare
- Population, 2025
- 7,380
- −1.7% since 2020
See the insurance agencies around any address in Harney County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Harney County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on vehicle insurance in Harney County comes to about $6.3M a year: $2,010 per household, 3% above the U.S. average. That is about $6.3M of household spending for each agency on map listings.
There is 1 insurance agency on map listings in Harney County as of September 2026. That is 3.2 per 10,000 households.
The official count of businesses with payroll classed as insurance agencies and brokerages in Harney County was 3 in 2023. That is one for every 1,043 households, against one for every 966 across the U.S.
Population estimates put the population change in Harney County from 2020 to 2025 at −1.7%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.
How Harney County compares
The same measures for Oregon and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Harney County | Oregon | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.2 | 14.0 | 15.6 |
| Spending per listing | $6.3M | $1.3M | $1.3M |
| Households per official establishment | 1,043 | 1,045 | 966 |
| Official establishment growth, 2019–2023 | n/a | −8.8% | −1.0% |
| Population growth, 2020–2025 | −1.7% | +0.7% | +3.1% |
| Spending per household on vehicle insurance | $2,010 | $1,871 | $1,957 |
| Median household income | $55,208 | $83,011 | $80,734 |
| Groundwork market score | Not scored | 48 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 4 → 3
- Employees, 2023
- 4
- Annual payroll, 2023
- $286K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 10 chain locations
- Listings at the U.S. rate for this spending
- 5The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Harney County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Harney County
- Population, 2025 estimate
- 7,380−1.7% since 2020
- Households
- 3,129
- Median age
- 49.2
- Homes lived in by their owners
- 67%
- Vehicles per household
- 2.0
- Land area
- 10,135 sq. mi.
- People per square mile
- 1
- Median household income
- $55,208
- Average household income
- $77,287
- Median home value
- $242,100
- Jobs located here
- 2,499
- Daytime population
- 7,084Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Harney County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Harney County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Oregon
Every Oregon market ranked →The highest-scoring counties in Oregon for insurance agencies, numbered among those based in Oregon, with Harney County marked.
Top counties in Oregon
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Polk County, OR | 72 | 27 | 8.2 | $2.5M | +2.3% | #409 of 2,272 |
| 2Columbia County, OR | 67 | 25 | 11.9 | $1.9M | +2.6% | #562 of 2,272 |
| 3Lincoln County, OR | 64 | 18 | 7.8 | $2.3M | +0.3% | #649 of 2,272 |
| 4Crook County, OR | 63 | 12 | 11.1 | $2M | +10.6% | #687 of 2,272 |
| 5Linn County, OR | 62 | 66 | 13.0 | $1.6M | +3.0% | #730 of 2,272 |
| 6Klamath County, OR | 61 | 34 | 11.7 | $1.7M | +0.9% | #762 of 2,272 |
| 7Coos County, OR | 58 | 24 | 8.4 | $2.2M | −1.5% | #829 of 2,272 |
| 8Tillamook County, OR | 58 | 11 | 9.2 | $2M | −0.3% | #832 of 2,272 |
| 9Benton County, OR | 57 | 51 | 13.2 | $1.4M | +4.4% | #886 of 2,272 |
| 10Douglas County, OR | 56 | 51 | 10.7 | $1.9M | +0.6% | #903 of 2,272 |
| Harney County, OR | Not scored | 1 | 3.2 | $6.3M | −1.7% |
Other business types in Harney County
None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Harney County, OR?
As of September 2026, map listings count 1 insurance agency in Harney County. The listings count insurance agencies. Official counts show 3 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Harney County, OR spend on vehicle insurance?
About $6.3M a year, or $2,010 per household. That is 3% above the U.S. average (an index of 103, where 100 is the U.S. average). Spread across the 1 insurance agency on map listings, it comes to $6.3M per agency. It is estimated from the incomes of the 3,129 households in Harney County and national spending patterns by income.
How does Harney County, OR compare with the U.S. for insurance agencies?
Harney County has 1 insurance agency on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of insurance agencies to household spending, Harney County would have about 5, against 1 on map listings. There is one business with payroll in the industry for every 1,043 households, against one for every 966 across the U.S.
How fast is Harney County, OR growing?
Population estimates put Harney County at 7,380 people in 2025, down 1.7% since 2020, against +3.1% for the U.S. It has 3,129 households. Median household income in Harney County is $55,208, 32% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Harney County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Harney County
Screening a site or an acquisition in Harney County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Harney County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.