Groundwork

Auto · County · North Carolina

Insurance agencies in Yancey County, NC

The insurance agencies in Yancey County, NC, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 77 out of 100: High

Ranked #299 of 2,272 scored counties
#44 of 90 scored counties in North Carolina

Listings
12
3 chain locations (25%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$22.7M
On vehicle insurance · $2,793 a household
Spending per listing
$1.9M
51% above the U.S.
Listings per 10k households
14.8
5% below the U.S.
Population, 2025
19,084
+3.2% since 2020

See the insurance agencies around any address in Yancey County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Yancey County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 12 insurance agencies in Yancey County. 3 of them (25%) are chain locations, against 21% across the U.S. That comes to 14.8 for every 10,000 households, 5% below the U.S. rate of 15.6.

Households in Yancey County spend about $22.7M a year on vehicle insurance, or $2,793 per household, 43% above the U.S. average. That is about $1.9M of household spending for each agency on map listings, 51% above the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Yancey County was 5 in 2023. That is one for every 1,626 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Yancey County grew 3.2%, in step with the U.S. (+3.1%). Yancey County scores 77 (high) on the Groundwork market score for insurance agencies, ranking #299 of 2,272 scored counties and #44 of 90 scored counties in North Carolina. That puts it in the top quarter of counties.

How Yancey County compares

The same measures for North Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Yancey County, NC compared with North Carolina and the U.S.
MeasureYancey CountyNorth CarolinaU.S.
Listings per 10k households14.813.015.6
Spending per listing$1.9M$2M$1.3M
Households per official establishment1,6261,094966
Official establishment growth, 2019–2023n/a+0.1%−1.0%
Population growth, 2020–2025+3.2%+7.2%+3.1%
Spending per household on vehicle insurance$2,793$2,564$1,957
Median household income$58,709$72,388$80,734
Groundwork market score7784

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6 → 5
Employees, 2023
14
Annual payroll, 2023
$512K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
123 chain locations
Listings at the U.S. rate for this spending
18The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Yancey County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Yancey County

Population, 2025 estimate
19,084+3.2% since 2020
Households
8,130
Median age
48.6
Homes lived in by their owners
79%
Vehicles per household
2.1
Land area
313 sq. mi.
People per square mile
60
Median household income
$58,709+39.1% vs. 2015–2019, before inflation
Average household income
$83,965
Median home value
$243,100
Jobs located here
4,832
Daytime population
17,017Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Yancey County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Yancey County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across North Carolina

Every North Carolina market ranked →

The highest-scoring counties in North Carolina for insurance agencies, numbered among those based in North Carolina, with Yancey County marked.

Top counties in North Carolina

Counties in North Carolina ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Currituck County, NC98108.4$3.9M+16.7%#2 of 2,272
2Hoke County, NC95115.7$4.7M+9.0%#14 of 2,272
3Franklin County, NC95248.4$3.4M+18.8%#20 of 2,272
4Brunswick County, NC94476.8$3.9M+26.5%#25 of 2,272
5Chatham County, NC91267.9$3.5M+11.0%#45 of 2,272
6Pender County, NC90124.7$5.9M+19.0%#52 of 2,272
7Polk County, NC9066.7$4M+6.0%#53 of 2,272
8Johnston County, NC90809.3$3.1M+17.9%#58 of 2,272
9Madison County, NC8867.2$3.9M+5.9%#80 of 2,272
10Stokes County, NC88157.7$3.9M+3.5%#81 of 2,272
44Yancey County, NC771214.8$1.9M+3.2%#299 of 2,272

Other business types in Yancey County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Yancey County, NC?

There are 12 insurance agencies on map listings in Yancey County as of September 2026. 3 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Yancey County, NC spend on vehicle insurance?

About $22.7M a year, or $2,793 per household. That is 43% above the U.S. average (an index of 143, where 100 is the U.S. average). Spread across the 12 insurance agencies on map listings, it comes to $1.9M per agency. It is estimated from the incomes of the 8,130 households in Yancey County and national spending patterns by income.

How does Yancey County, NC compare with the U.S. for insurance agencies?

Yancey County has 14.8 insurance agencies per 10,000 households, 5% below the U.S. rate of 15.6. Spending per agency is $1.9M, 51% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Yancey County would have about 18, against 12 on map listings. There is one business with payroll in the industry for every 1,626 households, against one for every 966 across the U.S.

How fast is Yancey County, NC growing?

Population estimates put Yancey County at 19,084 people in 2025, up 3.2% since 2020, in step with the U.S. (+3.1%). It has 8,130 households. The median household income in Yancey County is $58,709 a year, 27% below the U.S. median of $80,734. That rose 39.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Yancey County scores 77 for insurance agencies (high), #299 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Yancey County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Yancey County

Screening a site or an acquisition in Yancey County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Yancey County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.