Groundwork

Auto · County · North Carolina

Insurance agencies in Haywood County, NC

The insurance agencies in Haywood County, NC, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 67 out of 100: Upper middle

Ranked #545 of 2,272 scored counties
#63 of 90 scored counties in North Carolina

Listings
28
6 chain locations (21%)
Official establishments
30
0.0% since 2019
Household spending a year
$73.2M
On vehicle insurance · $2,699 a household
Spending per listing
$2.6M
2.1 times the U.S.
Listings per 10k households
10.3
34% below the U.S.
Population, 2025
63,369
+1.9% since 2020

See the insurance agencies around any address in Haywood County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Haywood County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 28 insurance agencies in Haywood County. Of those, 6 are chain locations, or 21%, against 21% across the U.S. Per 10,000 households, that is 10.3, 34% below the U.S. rate of 15.6.

Households in Haywood County spend about $73.2M a year on vehicle insurance, or $2,699 per household, 38% above the U.S. average. That works out to $2.6M per agency, 2.1 times the U.S. figure of $1.3M.

Official counts show 30 businesses with payroll classed as insurance agencies and brokerages in Haywood County in 2023, unchanged from 2019. That is one for every 904 households, against one for every 966 across the U.S.

Population estimates put the population change in Haywood County from 2020 to 2025 at +1.9%, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Haywood County is 67 (upper middle), #545 of 2,272 scored counties and #63 of 90 scored counties in North Carolina. That puts it in the top quarter of counties.

How Haywood County compares

The same measures for North Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Haywood County, NC compared with North Carolina and the U.S.
MeasureHaywood CountyNorth CarolinaU.S.
Listings per 10k households10.313.015.6
Spending per listing$2.6M$2M$1.3M
Households per official establishment9041,094966
Official establishment growth, 2019–20230.0%+0.1%−1.0%
Population growth, 2020–2025+1.9%+7.2%+3.1%
Spending per household on vehicle insurance$2,699$2,564$1,957
Median household income$61,912$72,388$80,734
Groundwork market score6784

Official counts and lending

Businesses

Official establishments, 2019 to 2023
30 → 300.0% over the period
Employees, 2023
93
Annual payroll, 2023
$4.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
286 chain locations
Listings at the U.S. rate for this spending
58The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Haywood County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Haywood County

Population, 2025 estimate
63,369+1.9% since 2020
Households
27,123
Median age
47.5
Homes lived in by their owners
75%
Vehicles per household
2.0
Land area
554 sq. mi.
People per square mile
113
Median household income
$61,912+19.9% vs. 2015–2019, before inflation
Average household income
$80,833
Median home value
$279,200
Jobs located here
17,778
Daytime population
52,805Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Haywood County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Haywood County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across North Carolina

Every North Carolina market ranked →

The highest-scoring counties in North Carolina for insurance agencies, numbered among those based in North Carolina, with Haywood County marked.

Top counties in North Carolina

Counties in North Carolina ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Currituck County, NC98108.4$3.9M+16.7%#2 of 2,272
2Hoke County, NC95115.7$4.7M+9.0%#14 of 2,272
3Franklin County, NC95248.4$3.4M+18.8%#20 of 2,272
4Brunswick County, NC94476.8$3.9M+26.5%#25 of 2,272
5Chatham County, NC91267.9$3.5M+11.0%#45 of 2,272
6Pender County, NC90124.7$5.9M+19.0%#52 of 2,272
7Polk County, NC9066.7$4M+6.0%#53 of 2,272
8Johnston County, NC90809.3$3.1M+17.9%#58 of 2,272
9Madison County, NC8867.2$3.9M+5.9%#80 of 2,272
10Stokes County, NC88157.7$3.9M+3.5%#81 of 2,272
63Haywood County, NC672810.3$2.6M+1.9%#545 of 2,272

Other business types in Haywood County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Haywood County, NC?

There are 28 insurance agencies on map listings in Haywood County as of September 2026. 6 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 30 businesses with payroll classed as insurance agencies and brokerages in 2023, unchanged from 2019.

How much do households in Haywood County, NC spend on vehicle insurance?

About $73.2M a year, or $2,699 per household. That is 38% above the U.S. average (an index of 138, where 100 is the U.S. average). Spread across the 28 insurance agencies on map listings, it comes to $2.6M per agency. It is estimated from the incomes of the 27,123 households in Haywood County and national spending patterns by income.

How does Haywood County, NC compare with the U.S. for insurance agencies?

Haywood County has 10.3 insurance agencies per 10,000 households, 34% below the U.S. rate of 15.6. Spending per agency is $2.6M, 2.1 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Haywood County would have about 58, against 28 on map listings. There is one business with payroll in the industry for every 904 households, against one for every 966 across the U.S. The official count held level from 2019 to 2023, against −1.0% for the U.S.

How fast is Haywood County, NC growing?

Population estimates put Haywood County at 63,369 people in 2025, up 1.9% since 2020, slower than the U.S. (+3.1%). It has 27,123 households. The median household income in Haywood County is $61,912 a year, 23% below the U.S. median of $80,734. That rose 19.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Haywood County scores 67 for insurance agencies (upper middle), #545 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Haywood County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Haywood County

Screening a site or an acquisition in Haywood County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Haywood County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.