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Insurance agencies in Suffolk County, NY

The insurance agencies in Suffolk County, NY, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 23 out of 100: Low

Ranked #2,007 of 2,272 scored counties
#55 of 60 scored counties in New York

Listings
953
151 chain locations (16%)
Official establishments
797
−3.0% since 2019
Household spending a year
$894.4M
On vehicle insurance · $1,809 a household
Spending per listing
$939K
25% below the U.S.
Listings per 10k households
19.3
24% above the U.S.
Population, 2025
1,546,090
+1.6% since 2020

See the insurance agencies around any address in Suffolk County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Suffolk County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Suffolk County has a Groundwork market score of 23 (low): #2,007 of 2,272 scored counties and #55 of 60 scored counties in New York. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 953 insurance agencies in Suffolk County. Chain locations make up 16% of them, against 21% across the U.S. That comes to 19.3 for every 10,000 households, 24% above the U.S. rate of 15.6.

At $1,809 per household (8% below the U.S. average), households in Suffolk County spend about $894.4M a year on vehicle insurance. That is about $939K of household spending for each agency on map listings, 25% below the U.S. figure of $1.3M.

Official counts show 797 businesses with payroll classed as insurance agencies and brokerages in Suffolk County in 2023, down 3.0% from 2019. That is one for every 620 households, against one for every 966 across the U.S. Since fiscal 2022, 25 SBA-backed loans worth $15M have gone to businesses classed as insurance agencies and brokerages in Suffolk County. Population estimates put the population change in Suffolk County from 2020 to 2025 at +1.6%, slower than the U.S. (+3.1%).

How Suffolk County compares

The same measures for New York and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Suffolk County, NY compared with New York and the U.S.
MeasureSuffolk CountyNew YorkU.S.
Listings per 10k households19.310.715.6
Spending per listing$939K$1.1M$1.3M
Households per official establishment6201,216966
Official establishment growth, 2019–2023−3.0%−4.7%−1.0%
Population growth, 2020–2025+1.6%−0.6%+3.1%
Spending per household on vehicle insurance$1,809$1,132$1,957
Median household income$130,686$85,974$80,734
Groundwork market score2328

Official counts and lending

Businesses

Official establishments, 2019 to 2023
822 → 797−3.0% over the period
Employees, 2023
4,113
Annual payroll, 2023
$364.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
953151 chain locations
Listings at the U.S. rate for this spending
712The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
25
Amount
$15M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Suffolk County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Suffolk County

Population, 2025 estimate
1,546,090+1.6% since 2020
Households
494,405
Median age
42.5
Homes lived in by their owners
82%
Vehicles per household
2.0
Land area
898 sq. mi.
People per square mile
1,620
Median household income
$130,686+29.4% vs. 2015–2019, before inflation
Average household income
$167,491
Median home value
$578,400
Jobs located here
624,016
Daytime population
1,340,805Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Suffolk County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Suffolk County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across New York

Every New York market ranked →

The highest-scoring counties in New York for insurance agencies, numbered among those based in New York, with Suffolk County marked.

Top counties in New York

Counties in New York ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Tioga County, NY63104.9$3.3M−1.9%#677 of 2,272
2Allegany County, NY62126.8$2.3M+0.9%#714 of 2,272
3Seneca County, NY6175.1$3M−1.7%#742 of 2,272
4Wayne County, NY61236.0$2.7M+0.1%#744 of 2,272
5Washington County, NY60124.9$3.3M−2.9%#770 of 2,272
6Orleans County, NY59116.8$2.4M−0.5%#792 of 2,272
7Richmond County, NY581126.6$2M+1.3%#835 of 2,272
8Chenango County, NY57136.5$2.4M−2.9%#858 of 2,272
9Yates County, NY5766.3$2.3M−0.8%#860 of 2,272
10Rensselaer County, NY57497.3$2M−0.2%#866 of 2,272
55Suffolk County, NY2395319.3$939K+1.6%#2,007 of 2,272

Other business types in Suffolk County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Suffolk County, NY?

Suffolk County has 953 insurance agencies on map listings as of September 2026. 151 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 797 businesses with payroll classed as insurance agencies and brokerages in 2023, down 3.0% from 2019.

How much do households in Suffolk County, NY spend on vehicle insurance?

About $894.4M a year, or $1,809 per household. That is 8% below the U.S. average (an index of 92, where 100 is the U.S. average). Spread across the 953 insurance agencies on map listings, it comes to $939K per agency. It is estimated from the incomes of the 494,405 households in Suffolk County and national spending patterns by income.

How does Suffolk County, NY compare with the U.S. for insurance agencies?

Suffolk County has 19.3 insurance agencies per 10,000 households, 24% above the U.S. rate of 15.6. Spending per agency is $939K, 25% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Suffolk County would have about 712, against 953 on map listings. There is one business with payroll in the industry for every 620 households, against one for every 966 across the U.S. The official count fell 3.0% from 2019 to 2023, against −1.0% for the U.S.

How fast is Suffolk County, NY growing?

Population estimates put Suffolk County at 1,546,090 people in 2025, up 1.6% since 2020, slower than the U.S. (+3.1%). It has 494,405 households. The median household income in Suffolk County is $130,686 a year, 62% above the U.S. median of $80,734. That rose 29.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Suffolk County scores 23 for insurance agencies (low), #2,007 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Suffolk County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Suffolk County

Screening a site or an acquisition in Suffolk County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Suffolk County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.