Auto · County · Montana
Insurance agencies in Hill County, MT
How Hill County, MT compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 18 out of 100: Low
Ranked #2,119 of 2,272 scored counties
#17 of 19 scored counties in Montana
- Listings
- 15
- 5 chain locations (33%)
- Official establishments
- 15
- Businesses with payroll, 2023
- Household spending a year
- $12.7M
- On vehicle insurance · $2,054 a household
- Spending per listing
- $850K
- 32% below the U.S.
- Listings per 10k households
- 24.2
- 55% above the U.S.
- Population, 2025
- 16,167
- −0.5% since 2020
See the insurance agencies around any address in Hill County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Hill County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For insurance agencies, Hill County has a Groundwork market score of 18 (low): #2,119 of 2,272 scored counties and #17 of 19 scored counties in Montana. That puts it in the bottom quarter of counties.
Household spending on vehicle insurance in Hill County comes to about $12.7M a year: $2,054 per household, 5% above the U.S. average. Spread across 15 insurance agencies, that is $850K per agency, 32% below the U.S. figure of $1.3M.
Hill County has 15 insurance agencies on map listings as of September 2026. Of those, 5 are chain locations, or 33%, against 21% across the U.S. That is 24.2 per 10,000 households, 55% above the U.S. rate of 15.6.
In 2023, official counts showed 15 businesses with payroll in Hill County classed as insurance agencies and brokerages. That is one for every 414 households, against one for every 966 across the U.S. Population estimates put the population change in Hill County from 2020 to 2025 at −0.5%, against +3.1% for the U.S.
How Hill County compares
The same measures for Montana and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Hill County | Montana | U.S. |
|---|---|---|---|
| Listings per 10k households | 24.2 | 16.5 | 15.6 |
| Spending per listing | $850K | $1.3M | $1.3M |
| Households per official establishment | 414 | 711 | 966 |
| Official establishment growth, 2019–2023 | n/a | −9.5% | −1.0% |
| Population growth, 2020–2025 | −0.5% | +5.3% | +3.1% |
| Spending per household on vehicle insurance | $2,054 | $2,106 | $1,957 |
| Median household income | $52,798 | $72,509 | $80,734 |
| Groundwork market score | 18 | 49 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 19 → 15
- Employees, 2023
- 48
- Annual payroll, 2023
- $2.7M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 155 chain locations
- Listings at the U.S. rate for this spending
- 10The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Hill County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Hill County
- Population, 2025 estimate
- 16,167−0.5% since 2020
- Households
- 6,206
- Median age
- 34.8
- Homes lived in by their owners
- 66%
- Vehicles per household
- 2.1
- Land area
- 2,899 sq. mi.
- People per square mile
- 6
- Median household income
- $52,798+7.1% vs. 2015–2019, before inflation
- Average household income
- $75,118
- Median home value
- $202,600
- Jobs located here
- 6,080
- Daytime population
- 15,558Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Hill County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Hill County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Montana
Every Montana market ranked →The highest-scoring counties in Montana for insurance agencies, numbered among those based in Montana, with Hill County marked.
Top counties in Montana
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Lake County, MT | 83 | 10 | 8.0 | $2.8M | +6.9% | #161 of 2,272 |
| 2Carbon County, MT | 74 | 5 | 10.7 | $2.2M | +9.1% | #358 of 2,272 |
| 3Sanders County, MT | 67 | 8 | 14.7 | $1.5M | +12.9% | #573 of 2,272 |
| 4Ravalli County, MT | 65 | 20 | 10.7 | $2.1M | +9.4% | #616 of 2,272 |
| 5Park County, MT | 59 | 12 | 14.3 | $1.5M | +5.7% | #819 of 2,272 |
| 6Lincoln County, MT | 51 | 14 | 15.4 | $1.3M | +13.1% | #1,095 of 2,272 |
| 7Flathead County, MT | 48 | 69 | 15.6 | $1.3M | +10.1% | #1,192 of 2,272 |
| 8Fergus County, MT | 47 | 7 | 13.2 | $1.7M | +3.1% | #1,212 of 2,272 |
| 9Gallatin County, MT | 44 | 83 | 16.2 | $1.3M | +7.7% | #1,324 of 2,272 |
| 10Silver Bow County, MT | 43 | 22 | 14.3 | $1.3M | +2.6% | #1,360 of 2,272 |
| 17Hill County, MT | 18 | 15 | 24.2 | $850K | −0.5% | #2,119 of 2,272 |
Other business types in Hill County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Hill County, MT?
Map listings as of September 2026 show 15 insurance agencies in Hill County. 5 of them (33%) are chain locations. The listings count insurance agencies. Official counts show 15 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Hill County, MT spend on vehicle insurance?
About $12.7M a year, or $2,054 per household. That is 5% above the U.S. average (an index of 105, where 100 is the U.S. average). Spread across the 15 insurance agencies on map listings, it comes to $850K per agency. It is estimated from the incomes of the 6,206 households in Hill County and national spending patterns by income.
How does Hill County, MT compare with the U.S. for insurance agencies?
Hill County has 24.2 insurance agencies per 10,000 households, 55% above the U.S. rate of 15.6. Spending per agency is $850K, 32% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Hill County would have about 10, against 15 on map listings. There is one business with payroll in the industry for every 414 households, against one for every 966 across the U.S.
How fast is Hill County, MT growing?
Population estimates put Hill County at 16,167 people in 2025, down 0.5% since 2020, against +3.1% for the U.S. It has 6,206 households. Median household income in Hill County is $52,798, 35% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 7.1%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Hill County scores 18 for insurance agencies (low), #2,119 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Hill County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Hill County
Screening a site or an acquisition in Hill County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Hill County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.