Groundwork

Auto · County · Mississippi

Insurance agencies in Holmes County, MS

The insurance agencies in Holmes County, MS, the household spending behind them and how the market ranks against other counties.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 4.

Listings
4
1 chain location (25%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$12.5M
On vehicle insurance · $2,022 a household
Spending per listing
$3.1M
2.5 times the U.S.
Listings per 10k households
6.5
58% below the U.S.
Population, 2025
15,465
−8.4% since 2020

See the insurance agencies around any address in Holmes County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Holmes County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Holmes County comes to about $12.5M a year: $2,022 per household, 3% above the U.S. average. Spread across 4 insurance agencies, that is $3.1M per agency, 2.5 times the U.S. figure of $1.3M.

There are 4 insurance agencies on map listings in Holmes County as of September 2026. That is 6.5 per 10,000 households, 58% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Holmes County was 3 in 2023. That is one for every 2,052 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Holmes County declined 8.4%, against +3.1% for the U.S. With 4 insurance agencies on map listings, Holmes County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Holmes County compares

The same measures for Mississippi and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Holmes County, MS compared with Mississippi and the U.S.
MeasureHolmes CountyMississippiU.S.
Listings per 10k households6.516.315.6
Spending per listing$3.1M$1.5M$1.3M
Households per official establishment2,052929966
Official establishment growth, 2019–2023n/a+1.5%−1.0%
Population growth, 2020–2025−8.4%−0.1%+3.1%
Spending per household on vehicle insurance$2,022$2,496$1,957
Median household income$32,538$56,447$80,734
Groundwork market scoreNot scored54

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4 → 3
Employees, 2023
8
Annual payroll, 2023
$331K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
41 chain location
Listings at the U.S. rate for this spending
10The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Holmes County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Holmes County

Population, 2025 estimate
15,465−8.4% since 2020
Households
6,157
Median age
37.4
Homes lived in by their owners
61%
Vehicles per household
1.6
Land area
757 sq. mi.
People per square mile
21
Median household income
$32,538+51.3% vs. 2015–2019, before inflation
Average household income
$57,698
Median home value
$80,400
Jobs located here
2,958
Daytime population
13,484Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Holmes County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Holmes County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Mississippi

Every Mississippi market ranked →

The highest-scoring counties in Mississippi for insurance agencies, numbered among those based in Mississippi, with Holmes County marked.

Top counties in Mississippi

Counties in Mississippi ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Marshall County, MS8886.1$4.7M+2.6%#78 of 2,272
2Tate County, MS811110.0$2.9M+2.1%#197 of 2,272
3George County, MS8199.7$2.8M+8.1%#200 of 2,272
4DeSoto County, MS799913.9$2M+6.3%#254 of 2,272
5Stone County, MS77811.9$2.3M+7.2%#293 of 2,272
6Tippah County, MS76911.2$2.5M−1.6%#312 of 2,272
7Itawamba County, MS731212.5$2.2M+1.3%#385 of 2,272
8Walthall County, MS7059.5$2.9M+0.4%#452 of 2,272
9Greene County, MS70512.2$2.1M+1.3%#469 of 2,272
10Jackson County, MS688514.7$1.7M+3.0%#532 of 2,272
Holmes County, MSNot scored46.5$3.1M−8.4%

Other business types in Holmes County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Holmes County, MS?

As of September 2026, map listings count 4 insurance agencies in Holmes County. The listings count insurance agencies. Official counts show 3 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Holmes County, MS spend on vehicle insurance?

About $12.5M a year, or $2,022 per household. That is 3% above the U.S. average (an index of 103, where 100 is the U.S. average). Spread across the 4 insurance agencies on map listings, it comes to $3.1M per agency. It is estimated from the incomes of the 6,157 households in Holmes County and national spending patterns by income.

How does Holmes County, MS compare with the U.S. for insurance agencies?

Holmes County has 6.5 insurance agencies per 10,000 households, 58% below the U.S. rate of 15.6. Spending per agency is $3.1M, 2.5 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Holmes County would have about 10, against 4 on map listings. There is one business with payroll in the industry for every 2,052 households, against one for every 966 across the U.S.

How fast is Holmes County, MS growing?

Population estimates put Holmes County at 15,465 people in 2025, down 8.4% since 2020, against +3.1% for the U.S. It has 6,157 households. Median household income in Holmes County is $32,538, 60% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 51.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Holmes County has no market score for insurance agencies: the score needs at least 5 on map listings, and it has 4.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Holmes County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Holmes County

Screening a site or an acquisition in Holmes County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Holmes County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.