Auto · County · Minnesota
Insurance agencies in Lake of the Woods County, MN
How Lake of the Woods County, MN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score
Not scored
Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
- Listings
- 1
- 0 chain locations (0%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $3.2M
- On vehicle insurance · $1,788 a household
- Spending per listing
- $3.2M
- Too few listings to compare
- Listings per 10k households
- 5.5
- Too few listings to compare
- Population, 2025
- 3,770
- 0.0% since 2020
See the insurance agencies around any address in Lake of the Woods County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lake of the Woods County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 1 insurance agency in Lake of the Woods County. That is 5.5 per 10,000 households.
Households in Lake of the Woods County spend about $3.2M a year on vehicle insurance, or $1,788 per household, 9% below the U.S. average. That is about $3.2M of household spending for each agency on map listings.
There is no official count of businesses with payroll classed as insurance agencies and brokerages in Lake of the Woods County: counts under 3 aren’t published.
Population estimates put the population change in Lake of the Woods County from 2020 to 2025 at 0.0%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.
How Lake of the Woods County compares
The same measures for Minnesota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Lake of the Woods County | Minnesota | U.S. |
|---|---|---|---|
| Listings per 10k households | 5.5 | 17.3 | 15.6 |
| Spending per listing | $3.2M | $951K | $1.3M |
| Households per official establishment | n/a | 737 | 966 |
| Official establishment growth, 2019–2023 | n/a | −2.3% | −1.0% |
| Population growth, 2020–2025 | 0.0% | +2.1% | +3.1% |
| Spending per household on vehicle insurance | $1,788 | $1,649 | $1,957 |
| Median household income | $77,546 | $89,062 | $80,734 |
| Groundwork market score | Not scored | 22 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 10 chain locations
- Listings at the U.S. rate for this spending
- 3The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Lake of the Woods County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Lake of the Woods County
- Population, 2025 estimate
- 3,7700.0% since 2020
- Households
- 1,817
- Median age
- 46.7
- Homes lived in by their owners
- 82%
- Vehicles per household
- 2.1
- Land area
- 1,298 sq. mi.
- People per square mile
- 3
- Median household income
- $77,546
- Average household income
- $93,772
- Median home value
- $216,100
- Jobs located here
- 1,510
- Daytime population
- 3,397Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Lake of the Woods County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Lake of the Woods County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Minnesota
Every Minnesota market ranked →The highest-scoring counties in Minnesota for insurance agencies, numbered among those based in Minnesota, with Lake of the Woods County marked.
Top counties in Minnesota
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Cass County, MN | 75 | 5 | 3.9 | $4.7M | +4.2% | #326 of 2,272 |
| 2Isanti County, MN | 70 | 18 | 11.0 | $1.8M | +7.3% | #479 of 2,272 |
| 3Pine County, MN | 69 | 12 | 9.7 | $2M | +5.5% | #504 of 2,272 |
| 4Kanabec County, MN | 65 | 8 | 12.2 | $1.7M | +3.6% | #630 of 2,272 |
| 5Chisago County, MN | 62 | 20 | 9.4 | $2.1M | +4.3% | #719 of 2,272 |
| 6Aitkin County, MN | 61 | 6 | 8.3 | $2.1M | +3.5% | #748 of 2,272 |
| 7Sherburne County, MN | 59 | 36 | 10.1 | $1.9M | +6.8% | #801 of 2,272 |
| 8Mille Lacs County, MN | 56 | 13 | 12.2 | $1.6M | +4.8% | #917 of 2,272 |
| 9Dodge County, MN | 50 | 10 | 12.4 | $1.6M | +2.3% | #1,107 of 2,272 |
| 10Wright County, MN | 48 | 81 | 15.0 | $1.3M | +11.1% | #1,196 of 2,272 |
| Lake of the Woods County, MN | Not scored | 1 | 5.5 | $3.2M | 0.0% |
Other business types in Lake of the Woods County
None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Lake of the Woods County, MN?
There is 1 insurance agency on map listings in Lake of the Woods County as of September 2026. The listings count insurance agencies. No official count is published for insurance agencies and brokerages in Lake of the Woods County: counts under 3 are left out.
How much do households in Lake of the Woods County, MN spend on vehicle insurance?
About $3.2M a year, or $1,788 per household. That is 9% below the U.S. average (an index of 91, where 100 is the U.S. average). Spread across the 1 insurance agency on map listings, it comes to $3.2M per agency. It is estimated from the incomes of the 1,817 households in Lake of the Woods County and national spending patterns by income.
How does Lake of the Woods County, MN compare with the U.S. for insurance agencies?
Lake of the Woods County has 1 insurance agency on map listings, too few for a steady comparison with the U.S. rate. At the national ratio of insurance agencies to household spending, Lake of the Woods County would have about 3, against 1 on map listings.
How fast is Lake of the Woods County, MN growing?
Population estimates put Lake of the Woods County at 3,770 people in 2025, unchanged since 2020, against +3.1% for the U.S. It has 1,817 households. The median household income in Lake of the Woods County is $77,546 a year, 4% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Lake of the Woods County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Lake of the Woods County
Screening a site or an acquisition in Lake of the Woods County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Lake of the Woods County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.