Auto · County · Georgia
Insurance agencies in Lowndes County, GA
Competitor counts, household spending and official business counts for insurance agencies in Lowndes County, GA, set against other counties and the U.S.
Groundwork market score · out of 100
Score 47 out of 100: Lower middle
Ranked #1,227 of 2,272 scored counties
#91 of 114 scored counties in Georgia
- Listings
- 84
- 16 chain locations (19%)
- Official establishments
- 58
- +20.8% since 2019
- Household spending a year
- $109.9M
- On vehicle insurance · $2,384 a household
- Spending per listing
- $1.3M
- 4% above the U.S.
- Listings per 10k households
- 18.2
- 17% above the U.S.
- Population, 2025
- 122,867
- +3.7% since 2020
See the insurance agencies around any address in Lowndes County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lowndes County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on vehicle insurance in Lowndes County comes to about $109.9M a year: $2,384 per household, 22% above the U.S. average. Spread across 84 insurance agencies, that is $1.3M per agency, 4% above the U.S. figure of $1.3M.
There are 84 insurance agencies on map listings in Lowndes County as of September 2026. Of those, 16 are chain locations, or 19%, against 21% across the U.S. Per 10,000 households, that is 18.2, 17% above the U.S. rate of 15.6.
Official counts show 58 businesses with payroll classed as insurance agencies and brokerages in Lowndes County in 2023, up 20.8% from 2019. That is one for every 795 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $985K have gone to businesses classed as insurance agencies and brokerages in Lowndes County.
Population estimates show Lowndes County grew 3.7% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Lowndes County is 47 (lower middle), #1,227 of 2,272 scored counties and #91 of 114 scored counties in Georgia.
How Lowndes County compares
The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Lowndes County | Georgia | U.S. |
|---|---|---|---|
| Listings per 10k households | 18.2 | 17.7 | 15.6 |
| Spending per listing | $1.3M | $1.4M | $1.3M |
| Households per official establishment | 795 | 879 | 966 |
| Official establishment growth, 2019–2023 | +20.8% | +4.5% | −1.0% |
| Population growth, 2020–2025 | +3.7% | +5.3% | +3.1% |
| Spending per household on vehicle insurance | $2,384 | $2,494 | $1,957 |
| Median household income | $58,541 | $77,353 | $80,734 |
| Groundwork market score | 47 | 63 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 48 → 58+20.8% over the period
- Employees, 2023
- 381
- Annual payroll, 2023
- $15M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 8416 chain locations
- Listings at the U.S. rate for this spending
- 88The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $985K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Lowndes County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Lowndes County
- Population, 2025 estimate
- 122,867+3.7% since 2020
- Households
- 46,106
- Median age
- 33.8
- Homes lived in by their owners
- 57%
- Vehicles per household
- 1.8
- Land area
- 497 sq. mi.
- People per square mile
- 241
- Median household income
- $58,541+37.9% vs. 2015–2019, before inflation
- Average household income
- $79,413
- Median home value
- $215,600
- Jobs located here
- 48,448
- Daytime population
- 125,607Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Lowndes County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Lowndes County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Georgia
Every Georgia market ranked →The highest-scoring counties in Georgia for insurance agencies, numbered among those based in Georgia, with Lowndes County marked.
Top counties in Georgia
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Harris County, GA | 96 | 9 | 6.9 | $4.4M | +6.8% | #9 of 2,272 |
| 2Pike County, GA | 95 | 5 | 7.4 | $4.5M | +10.5% | #16 of 2,272 |
| 3Murray County, GA | 94 | 7 | 4.6 | $6.5M | +4.0% | #21 of 2,272 |
| 4Newton County, GA | 92 | 37 | 9.0 | $3.1M | +11.2% | #35 of 2,272 |
| 5Pierce County, GA | 90 | 6 | 7.9 | $3.4M | +5.1% | #57 of 2,272 |
| 6Lamar County, GA | 90 | 8 | 11.2 | $2.5M | +12.9% | #62 of 2,272 |
| 7Jasper County, GA | 90 | 8 | 13.4 | $2.2M | +20.2% | #64 of 2,272 |
| 8Gilmer County, GA | 89 | 15 | 11.5 | $2.4M | +7.9% | #76 of 2,272 |
| 9Liberty County, GA | 88 | 20 | 8.3 | $3M | +7.6% | #82 of 2,272 |
| 10Monroe County, GA | 88 | 12 | 11.4 | $2.8M | +14.1% | #86 of 2,272 |
| 91Lowndes County, GA | 47 | 84 | 18.2 | $1.3M | +3.7% | #1,227 of 2,272 |
Other business types in Lowndes County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Lowndes County, GA?
As of September 2026, map listings count 84 insurance agencies in Lowndes County. 16 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 58 businesses with payroll classed as insurance agencies and brokerages in 2023, up 20.8% from 2019.
How much do households in Lowndes County, GA spend on vehicle insurance?
About $109.9M a year, or $2,384 per household. That is 22% above the U.S. average (an index of 122, where 100 is the U.S. average). Spread across the 84 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 46,106 households in Lowndes County and national spending patterns by income.
How does Lowndes County, GA compare with the U.S. for insurance agencies?
Lowndes County has 18.2 insurance agencies per 10,000 households, 17% above the U.S. rate of 15.6. Spending per agency is $1.3M, 4% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Lowndes County would have about 88, against 84 on map listings. There is one business with payroll in the industry for every 795 households, against one for every 966 across the U.S. The official count rose 20.8% from 2019 to 2023, against −1.0% for the U.S.
How fast is Lowndes County, GA growing?
Population estimates put Lowndes County at 122,867 people in 2025, up 3.7% since 2020, faster than the U.S. (+3.1%). It has 46,106 households. Median household income in Lowndes County is $58,541, 27% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 37.9%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lowndes County scores 47 for insurance agencies (lower middle), #1,227 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Lowndes County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Lowndes County
Screening a site or an acquisition in Lowndes County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Lowndes County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.