Auto · Metro area · Florida
Insurance agencies in the Sebastian-Vero Beach-West Vero Corridor, FL metro area
How the Sebastian-Vero Beach-West Vero Corridor, FL metro area compares with other metro areas and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 64 out of 100: Upper middle
Ranked #109 of 387 scored metro areas
#15 of 22 scored metro areas based in Florida
- Listings
- 103
- 19 chain locations (18%)
- Official establishments
- 73
- 0.0% since 2019
- Household spending a year
- $158.9M
- On vehicle insurance · $2,244 a household
- Spending per listing
- $1.5M
- 23% above the U.S.
- Listings per 10k households
- 14.5
- 7% below the U.S.
- Population, 2025
- 172,799
- +7.7% since 2020
See the insurance agencies around any address in the Sebastian-Vero Beach-West Vero Corridor metro area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Sebastian-Vero Beach-West Vero Corridor metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 103 insurance agencies in the Sebastian-Vero Beach-West Vero Corridor metro area. Of those, 19 are chain locations, or 18%, against 21% across the U.S. That comes to 14.5 for every 10,000 households, 7% below the U.S. rate of 15.6.
Households in the Sebastian-Vero Beach-West Vero Corridor metro area spend about $158.9M a year on vehicle insurance, or $2,244 per household, 15% above the U.S. average. That is about $1.5M of household spending for each agency on map listings, 23% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in the Sebastian-Vero Beach-West Vero Corridor metro area was 73 in 2023, unchanged from 2019. That is one for every 970 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $30K has gone to businesses classed as insurance agencies and brokerages in the Sebastian-Vero Beach-West Vero Corridor metro area.
Between 2020 and 2025, the population of the Sebastian-Vero Beach-West Vero Corridor metro area grew 7.7%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in the Sebastian-Vero Beach-West Vero Corridor metro area is 64 (upper middle), #109 of 387 scored metro areas and #15 of 22 scored metro areas based in Florida.
How the Sebastian-Vero Beach-West Vero Corridor metro area compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Sebastian-Vero Beach-West Vero Corridor metro area | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 14.5 | 17.1 | 15.6 |
| Spending per listing | $1.5M | $1.3M | $1.3M |
| Households per official establishment | 970 | 808 | 966 |
| Official establishment growth, 2019–2023 | 0.0% | +13.5% | −1.0% |
| Population growth, 2020–2025 | +7.7% | +8.7% | +3.1% |
| Spending per household on vehicle insurance | $2,244 | $2,265 | $1,957 |
| Median household income | $73,491 | $74,568 | $80,734 |
| Groundwork market score | 64 | 60 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 730.0% over the period
- Employees, 2023
- 499
- Annual payroll, 2023
- $49.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 10319 chain locations
- Listings at the U.S. rate for this spending
- 127The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $30K
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Sebastian-Vero Beach-West Vero Corridor metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Sebastian-Vero Beach-West Vero Corridor metro area
- Population, 2025 estimate
- 172,799+7.7% since 2020
- Households
- 70,816
- Median age
- 52.9
- Homes lived in by their owners
- 80%
- Vehicles per household
- 1.7
- Land area
- 503 sq. mi.
- People per square mile
- 332
- Median household income
- $73,491+34.3% vs. 2015–2019, before inflation
- Average household income
- $108,404
- Median home value
- $351,500
- Jobs located here
- 57,126
- Daytime population
- 157,374Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Sebastian-Vero Beach-West Vero Corridor metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Sebastian-Vero Beach-West Vero Corridor metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Florida
Every Florida market ranked →The highest-scoring metro areas in Florida for insurance agencies, numbered among those based in Florida, with the Sebastian-Vero Beach-West Vero Corridor metro area marked.
Top metro areas in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Wildwood-The Villages, FL | 87 | 44 | 6.3 | $3.2M | +21.1% | #14 of 387 |
| 2Sebring, FL | 86 | 42 | 9.0 | $2.4M | +9.7% | #17 of 387 |
| 3Homosassa Springs, FL | 83 | 75 | 10.5 | $2.2M | +11.1% | #23 of 387 |
| 4Punta Gorda, FL | 83 | 110 | 12.1 | $1.9M | +15.5% | #25 of 387 |
| 5Ocala, FL | 82 | 195 | 11.8 | $2M | +17.3% | #27 of 387 |
| 6Panama City-Panama City Beach, FL | 82 | 110 | 12.5 | $2M | +15.7% | #28 of 387 |
| 7Crestview-Fort Walton Beach-Destin, FL | 78 | 150 | 12.5 | $2M | +9.4% | #44 of 387 |
| 8Pensacola-Ferry Pass-Brent, FL | 78 | 252 | 12.5 | $2M | +6.5% | #47 of 387 |
| 9Deltona-Daytona Beach-Ormond Beach, FL | 77 | 343 | 11.6 | $2M | +11.2% | #51 of 387 |
| 10Gainesville, FL | 77 | 169 | 11.9 | $1.9M | +5.4% | #52 of 387 |
| 15Sebastian-Vero Beach-West Vero Corridor, FL | 64 | 103 | 14.5 | $1.5M | +7.7% | #109 of 387 |
Other business types in the Sebastian-Vero Beach-West Vero Corridor metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Sebastian-Vero Beach-West Vero Corridor, FL metro area?
There are 103 insurance agencies on map listings in the Sebastian-Vero Beach-West Vero Corridor metro area as of September 2026. 19 of them (18%) are chain locations. The listings count insurance agencies. Official counts show 73 businesses with payroll classed as insurance agencies and brokerages in 2023, unchanged from 2019.
How much do households in the Sebastian-Vero Beach-West Vero Corridor, FL metro area spend on vehicle insurance?
About $158.9M a year, or $2,244 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). Spread across the 103 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 70,816 households in the Sebastian-Vero Beach-West Vero Corridor metro area and national spending patterns by income.
How does the Sebastian-Vero Beach-West Vero Corridor, FL metro area compare with the U.S. for insurance agencies?
The Sebastian-Vero Beach-West Vero Corridor metro area has 14.5 insurance agencies per 10,000 households, 7% below the U.S. rate of 15.6. Spending per agency is $1.5M, 23% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Sebastian-Vero Beach-West Vero Corridor metro area would have about 127, against 103 on map listings. There is one business with payroll in the industry for every 970 households, against one for every 966 across the U.S. The official count held level from 2019 to 2023, against −1.0% for the U.S.
How fast is the Sebastian-Vero Beach-West Vero Corridor, FL metro area growing?
Population estimates put the Sebastian-Vero Beach-West Vero Corridor metro area at 172,799 people in 2025, up 7.7% since 2020, faster than the U.S. (+3.1%). It has 70,816 households. The median household income in the Sebastian-Vero Beach-West Vero Corridor metro area is $73,491 a year, 9% below the U.S. median of $80,734. That rose 34.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Sebastian-Vero Beach-West Vero Corridor metro area scores 64 for insurance agencies (upper middle), #109 of 387 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Sebastian-Vero Beach-West Vero Corridor metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Sebastian-Vero Beach-West Vero Corridor metro area
Screening a site or an acquisition in the Sebastian-Vero Beach-West Vero Corridor metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Sebastian-Vero Beach-West Vero Corridor metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.