Auto · County · Connecticut
Insurance agencies in the Lower Connecticut River Valley Planning Region, CT
The insurance agencies in the Lower Connecticut River Valley Planning Region, CT, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 59 out of 100: Upper middle
Ranked #806 of 2,272 scored counties
#3 of 9 scored counties in Connecticut
- Listings
- 71
- 10 chain locations (14%)
- Official establishments
- 46
- Businesses with payroll, 2023
- Household spending a year
- $125.6M
- On vehicle insurance · $1,696 a household
- Spending per listing
- $1.8M
- 41% above the U.S.
- Listings per 10k households
- 9.6
- 38% below the U.S.
- Population, 2025
- 177,311
- +2.3% since 2020
See the insurance agencies around any address in the Lower Connecticut River Valley Planning Region
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Lower Connecticut River Valley Planning Region. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 71 insurance agencies in the Lower Connecticut River Valley Planning Region. Chain locations make up 14% of them, against 21% across the U.S. That is 9.6 per 10,000 households, 38% below the U.S. rate of 15.6.
Household spending on vehicle insurance in the Lower Connecticut River Valley Planning Region comes to about $125.6M a year: $1,696 per household, 13% below the U.S. average. That works out to $1.8M per agency, 41% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in the Lower Connecticut River Valley Planning Region was 46 in 2023. That is one for every 1,610 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $129K have gone to businesses classed as insurance agencies and brokerages in the Lower Connecticut River Valley Planning Region.
Population estimates put the population change in the Lower Connecticut River Valley Planning Region from 2020 to 2025 at +2.3%, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in the Lower Connecticut River Valley Planning Region is 59 (upper middle), #806 of 2,272 scored counties and #3 of 9 scored counties in Connecticut.
How the Lower Connecticut River Valley Planning Region compares
The same measures for Connecticut and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Lower Connecticut River Valley Planning Region | Connecticut | U.S. |
|---|---|---|---|
| Listings per 10k households | 9.6 | 12.8 | 15.6 |
| Spending per listing | $1.8M | $1.2M | $1.3M |
| Households per official establishment | 1,610 | 1,167 | 966 |
| Official establishment growth, 2019–2023 | n/a | −5.9% | −1.0% |
| Population growth, 2020–2025 | +2.3% | +3.0% | +3.1% |
| Spending per household on vehicle insurance | $1,696 | $1,571 | $1,957 |
| Median household income | $104,428 | $95,781 | $80,734 |
| Groundwork market score | 59 | 49 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 46
- Employees, 2023
- 208
- Annual payroll, 2023
- $22M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 7110 chain locations
- Listings at the U.S. rate for this spending
- 100The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $129K
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Lower Connecticut River Valley Planning Region, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Lower Connecticut River Valley Planning Region
- Population, 2025 estimate
- 177,311+2.3% since 2020
- Households
- 74,068
- Median age
- 45.6
- Homes lived in by their owners
- 76%
- Vehicles per household
- 1.9
- Land area
- 424 sq. mi.
- People per square mile
- 415
- Median household income
- $104,428
- Average household income
- $138,522
- Median home value
- $379,700
- Jobs located here
- 70,497
- Daytime population
- 159,861Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Lower Connecticut River Valley Planning Region?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Lower Connecticut River Valley Planning Region. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Connecticut
Every Connecticut market ranked →The highest-scoring counties in Connecticut for insurance agencies, numbered among those based in Connecticut, with the Lower Connecticut River Valley Planning Region marked.
Top counties in Connecticut
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Northeastern Connecticut Planning Region, CT | 78 | 18 | 4.6 | $4M | +3.0% | #258 of 2,272 |
| 2Southeastern Connecticut Planning Region, CT | 62 | 91 | 7.9 | $2M | +2.0% | #720 of 2,272 |
| 3Lower Connecticut River Valley Planning Region, CT | 59 | 71 | 9.6 | $1.8M | +2.3% | #806 of 2,272 |
| 4Northwest Hills Planning Region, CT | 57 | 46 | 9.6 | $1.8M | +2.2% | #873 of 2,272 |
| 5Naugatuck Valley Planning Region, CT | 56 | 176 | 9.8 | $1.6M | +3.2% | #916 of 2,272 |
| 6Greater Bridgeport Planning Region, CT | 41 | 153 | 12.8 | $1.2M | +4.1% | #1,426 of 2,272 |
| 7South Central Connecticut Planning Region, CT | 37 | 290 | 12.6 | $1.2M | +2.5% | #1,576 of 2,272 |
| 8Western Connecticut Planning Region, CT | 35 | 352 | 15.0 | $1.1M | +3.5% | #1,649 of 2,272 |
| 9Capitol Planning Region, CT | 30 | 641 | 16.4 | $932K | +3.1% | #1,816 of 2,272 |
Other business types in the Lower Connecticut River Valley Planning Region
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Lower Connecticut River Valley Planning Region, CT?
The Lower Connecticut River Valley Planning Region has 71 insurance agencies on map listings as of September 2026. 10 of them (14%) are chain locations. The listings count insurance agencies. Official counts show 46 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in the Lower Connecticut River Valley Planning Region, CT spend on vehicle insurance?
About $125.6M a year, or $1,696 per household. That is 13% below the U.S. average (an index of 87, where 100 is the U.S. average). Spread across the 71 insurance agencies on map listings, it comes to $1.8M per agency. It is estimated from the incomes of the 74,068 households in the Lower Connecticut River Valley Planning Region and national spending patterns by income.
How does the Lower Connecticut River Valley Planning Region, CT compare with the U.S. for insurance agencies?
The Lower Connecticut River Valley Planning Region has 9.6 insurance agencies per 10,000 households, 38% below the U.S. rate of 15.6. Spending per agency is $1.8M, 41% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Lower Connecticut River Valley Planning Region would have about 100, against 71 on map listings. There is one business with payroll in the industry for every 1,610 households, against one for every 966 across the U.S.
How fast is the Lower Connecticut River Valley Planning Region, CT growing?
Population estimates put the Lower Connecticut River Valley Planning Region at 177,311 people in 2025, up 2.3% since 2020, slower than the U.S. (+3.1%). It has 74,068 households. The median household income in the Lower Connecticut River Valley Planning Region is $104,428 a year, 29% above the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Lower Connecticut River Valley Planning Region scores 59 for insurance agencies (upper middle), #806 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Lower Connecticut River Valley Planning Region. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Lower Connecticut River Valley Planning Region
Screening a site or an acquisition in the Lower Connecticut River Valley Planning Region?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Lower Connecticut River Valley Planning Region. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.