Groundwork

Auto · County · California

Insurance agencies in Riverside County, CA

The insurance agencies in Riverside County, CA, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 62 out of 100: Upper middle

Ranked #731 of 2,272 scored counties
#15 of 53 scored counties in California

Listings
1,076
219 chain locations (20%)
Official establishments
603
+2.9% since 2019
Household spending a year
$1.7B
On vehicle insurance · $2,173 a household
Spending per listing
$1.6M
25% above the U.S.
Listings per 10k households
13.9
11% below the U.S.
Population, 2025
2,544,916
+5.0% since 2020

See the insurance agencies around any address in Riverside County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Riverside County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 1,076 insurance agencies in Riverside County. Of those, 219 are chain locations, or 20%, against 21% across the U.S. Per 10,000 households, that is 13.9, 11% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Riverside County comes to about $1.7B a year: $2,173 per household, 11% above the U.S. average. That works out to $1.6M per agency, 25% above the U.S. figure of $1.3M.

In 2023, official counts showed 603 businesses with payroll in Riverside County classed as insurance agencies and brokerages, up 2.9% from 2019. That is one for every 1,286 households, against one for every 966 across the U.S. Since fiscal 2022, 14 SBA-backed loans worth $4.5M have gone to businesses classed as insurance agencies and brokerages in Riverside County.

Population estimates show Riverside County grew 5.0% from 2020 to 2025, faster than the U.S. (+3.1%). For insurance agencies, Riverside County has a Groundwork market score of 62 (upper middle): #731 of 2,272 scored counties and #15 of 53 scored counties in California.

How Riverside County compares

The same measures for California and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Riverside County, CA compared with California and the U.S.
MeasureRiverside CountyCaliforniaU.S.
Listings per 10k households13.917.215.6
Spending per listing$1.6M$1.1M$1.3M
Households per official establishment1,286973966
Official establishment growth, 2019–2023+2.9%−4.0%−1.0%
Population growth, 2020–2025+5.0%−0.4%+3.1%
Spending per household on vehicle insurance$2,173$1,926$1,957
Median household income$93,074$99,122$80,734
Groundwork market score6234

Official counts and lending

Businesses

Official establishments, 2019 to 2023
586 → 603+2.9% over the period
Employees, 2023
2,760
Annual payroll, 2023
$179.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
1,076219 chain locations
Listings at the U.S. rate for this spending
1,342The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
14
Amount
$4.5M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Riverside County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Riverside County

Population, 2025 estimate
2,544,916+5.0% since 2020
Households
775,335
Median age
38.0
Homes lived in by their owners
69%
Vehicles per household
2.2
Land area
7,209 sq. mi.
People per square mile
344
Median household income
$93,074+38.9% vs. 2015–2019, before inflation
Average household income
$118,893
Median home value
$557,300
Jobs located here
814,658
Daytime population
2,232,472Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Riverside County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Riverside County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across California

Every California market ranked →

The highest-scoring counties in California for insurance agencies, numbered among those based in California, with Riverside County marked.

Top counties in California

Counties in California ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Yuba County, CA87103.5$5.9M+8.2%#92 of 2,272
2Calaveras County, CA81137.1$3.3M+2.8%#194 of 2,272
3San Benito County, CA732512.2$2M+8.6%#393 of 2,272
4Lake County, CA72176.3$3.3M−0.6%#407 of 2,272
5Merced County, CA718710.1$2M+5.1%#439 of 2,272
6Yolo County, CA69739.5$2M+3.1%#502 of 2,272
7Amador County, CA661811.2$1.9M+3.2%#590 of 2,272
8Inyo County, CA6556.2$3.1M−4.4%#605 of 2,272
9Colusa County, CA6568.0$2.7M−0.1%#609 of 2,272
10Tehama County, CA64208.1$2.5M−1.7%#643 of 2,272
15Riverside County, CA621,07613.9$1.6M+5.0%#731 of 2,272

Other business types in Riverside County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Riverside County, CA?

There are 1,076 insurance agencies on map listings in Riverside County as of September 2026. 219 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 603 businesses with payroll classed as insurance agencies and brokerages in 2023, up 2.9% from 2019.

How much do households in Riverside County, CA spend on vehicle insurance?

About $1.7B a year, or $2,173 per household. That is 11% above the U.S. average (an index of 111, where 100 is the U.S. average). Spread across the 1,076 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 775,335 households in Riverside County and national spending patterns by income.

How does Riverside County, CA compare with the U.S. for insurance agencies?

Riverside County has 13.9 insurance agencies per 10,000 households, 11% below the U.S. rate of 15.6. Spending per agency is $1.6M, 25% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Riverside County would have about 1,342, against 1,076 on map listings. There is one business with payroll in the industry for every 1,286 households, against one for every 966 across the U.S. The official count rose 2.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is Riverside County, CA growing?

Population estimates put Riverside County at 2,544,916 people in 2025, up 5.0% since 2020, faster than the U.S. (+3.1%). It has 775,335 households. The median household income in Riverside County is $93,074 a year, 15% above the U.S. median of $80,734. That rose 38.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Riverside County scores 62 for insurance agencies (upper middle), #731 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Riverside County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Riverside County

Screening a site or an acquisition in Riverside County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Riverside County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.