Groundwork

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Insurance agencies in Phillips County, AR

How Phillips County, AR compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 18 out of 100: Low

Ranked #2,113 of 2,272 scored counties
#59 of 59 scored counties in Arkansas

Listings
11
3 chain locations (27%)
Official establishments
9
Businesses with payroll, 2023
Household spending a year
$11.3M
On vehicle insurance · $1,881 a household
Spending per listing
$1M
18% below the U.S.
Listings per 10k households
18.3
17% above the U.S.
Population, 2025
14,255
−13.0% since 2020

See the insurance agencies around any address in Phillips County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Phillips County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Phillips County scores 18 (low) on the Groundwork market score for insurance agencies, ranking #2,113 of 2,272 scored counties and #59 of 59 scored counties in Arkansas. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 11 insurance agencies in Phillips County. Of those, 3 are chain locations, or 27%, against 21% across the U.S. That is 18.3 per 10,000 households, 17% above the U.S. rate of 15.6.

At $1,881 per household (4% below the U.S. average), households in Phillips County spend about $11.3M a year on vehicle insurance. That works out to $1M per agency, 18% below the U.S. figure of $1.3M.

In 2023, official counts showed 9 businesses with payroll in Phillips County classed as insurance agencies and brokerages. That is one for every 669 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Phillips County declined 13.0%, against +3.1% for the U.S.

How Phillips County compares

The same measures for Arkansas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Phillips County, AR compared with Arkansas and the U.S.
MeasurePhillips CountyArkansasU.S.
Listings per 10k households18.317.915.6
Spending per listing$1M$1.4M$1.3M
Households per official establishment669795966
Official establishment growth, 2019–2023n/a+0.7%−1.0%
Population growth, 2020–2025−13.0%+3.3%+3.1%
Spending per household on vehicle insurance$1,881$2,473$1,957
Median household income$40,134$60,773$80,734
Groundwork market score1856

Official counts and lending

Businesses

Official establishments, 2019 to 2023
7 → 9
Employees, 2023
15
Annual payroll, 2023
$740K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
113 chain locations
Listings at the U.S. rate for this spending
9The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Phillips County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Phillips County

Population, 2025 estimate
14,255−13.0% since 2020
Households
6,023
Median age
39.1
Homes lived in by their owners
51%
Vehicles per household
1.5
Land area
690 sq. mi.
People per square mile
22
Median household income
$40,134+36.9% vs. 2015–2019, before inflation
Average household income
$54,873
Median home value
$78,200
Jobs located here
4,448
Daytime population
14,386Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Phillips County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Phillips County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Arkansas

Every Arkansas market ranked →

The highest-scoring counties in Arkansas for insurance agencies, numbered among those based in Arkansas, with Phillips County marked.

Top counties in Arkansas

Counties in Arkansas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Madison County, AR9369.3$3.2M+11.2%#27 of 2,272
2Marion County, AR9156.5$4.2M+4.3%#43 of 2,272
3Logan County, AR761011.7$2.4M+2.5%#316 of 2,272
4Conway County, AR70910.9$2.4M+3.2%#459 of 2,272
5Sevier County, AR70712.5$2.1M−0.1%#467 of 2,272
6Johnson County, AR6998.7$3M+2.0%#489 of 2,272
7Carroll County, AR671614.1$2M+3.6%#560 of 2,272
8Lawrence County, AR67913.6$1.8M+0.3%#565 of 2,272
9Hot Spring County, AR66129.7$2.7M+1.1%#578 of 2,272
10Polk County, AR66911.4$2.2M+1.6%#585 of 2,272
59Phillips County, AR181118.3$1M−13.0%#2,113 of 2,272

Other business types in Phillips County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Phillips County, AR?

There are 11 insurance agencies on map listings in Phillips County as of September 2026. 3 of them (27%) are chain locations. The listings count insurance agencies. Official counts show 9 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Phillips County, AR spend on vehicle insurance?

About $11.3M a year, or $1,881 per household. That is 4% below the U.S. average (an index of 96, where 100 is the U.S. average). Spread across the 11 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 6,023 households in Phillips County and national spending patterns by income.

How does Phillips County, AR compare with the U.S. for insurance agencies?

Phillips County has 18.3 insurance agencies per 10,000 households, 17% above the U.S. rate of 15.6. Spending per agency is $1M, 18% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Phillips County would have about 9, against 11 on map listings. There is one business with payroll in the industry for every 669 households, against one for every 966 across the U.S.

How fast is Phillips County, AR growing?

Population estimates put Phillips County at 14,255 people in 2025, down 13.0% since 2020, against +3.1% for the U.S. It has 6,023 households. The median household income in Phillips County is $40,134 a year, 50% below the U.S. median of $80,734. That rose 36.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Phillips County scores 18 for insurance agencies (low), #2,113 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Phillips County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Phillips County

Screening a site or an acquisition in Phillips County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Phillips County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.