Groundwork

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Insurance agencies in DeKalb County, AL

Competitor counts, household spending and official business counts for insurance agencies in DeKalb County, AL, set against other counties and the U.S.

Groundwork market score · out of 100

Score 79 out of 100: High

Ranked #245 of 2,272 scored counties
#14 of 54 scored counties in Alabama

Listings
32
11 chain locations (34%)
Official establishments
19
Businesses with payroll, 2023
Household spending a year
$73.9M
On vehicle insurance · $2,823 a household
Spending per listing
$2.3M
84% above the U.S.
Listings per 10k households
12.2
22% below the U.S.
Population, 2025
74,085
+3.4% since 2020

See the insurance agencies around any address in DeKalb County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of DeKalb County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in DeKalb County comes to about $73.9M a year: $2,823 per household, 44% above the U.S. average. That is about $2.3M of household spending for each agency on map listings, 84% above the U.S. figure of $1.3M.

DeKalb County has 32 insurance agencies on map listings as of September 2026. Of those, 11 are chain locations, or 34%, against 21% across the U.S. That is 12.2 per 10,000 households, 22% below the U.S. rate of 15.6.

In 2023, official counts showed 19 businesses with payroll in DeKalb County classed as insurance agencies and brokerages. That is one for every 1,378 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of DeKalb County grew 3.4%, in step with the U.S. (+3.1%). For insurance agencies, DeKalb County has a Groundwork market score of 79 (high): #245 of 2,272 scored counties and #14 of 54 scored counties in Alabama. That puts it in the top quarter of counties.

How DeKalb County compares

The same measures for Alabama and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in DeKalb County, AL compared with Alabama and the U.S.
MeasureDeKalb CountyAlabamaU.S.
Listings per 10k households12.216.215.6
Spending per listing$2.3M$1.6M$1.3M
Households per official establishment1,3781,150966
Official establishment growth, 2019–2023n/a+1.4%−1.0%
Population growth, 2020–2025+3.4%+3.2%+3.1%
Spending per household on vehicle insurance$2,823$2,568$1,957
Median household income$51,204$63,999$80,734
Groundwork market score7974

Official counts and lending

Businesses

Official establishments, 2019 to 2023
16 → 19
Employees, 2023
50
Annual payroll, 2023
$1.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
3211 chain locations
Listings at the U.S. rate for this spending
59The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in DeKalb County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in DeKalb County

Population, 2025 estimate
74,085+3.4% since 2020
Households
26,181
Median age
40.0
Homes lived in by their owners
78%
Vehicles per household
2.1
Land area
777 sq. mi.
People per square mile
93
Median household income
$51,204+26.6% vs. 2015–2019, before inflation
Average household income
$68,235
Median home value
$152,700
Jobs located here
22,918
Daytime population
67,317Residents who don’t work, plus everyone whose job is here

Looking at a specific site in DeKalb County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of DeKalb County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Alabama

Every Alabama market ranked →

The highest-scoring counties in Alabama for insurance agencies, numbered among those based in Alabama, with DeKalb County marked.

Top counties in Alabama

Counties in Alabama ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Chilton County, AL92169.0$3.2M+5.9%#33 of 2,272
2St. Clair County, AL914111.7$2.5M+7.1%#51 of 2,272
3Lawrence County, AL90118.1$3.8M+2.3%#54 of 2,272
4Randolph County, AL9077.6$3.7M+4.8%#55 of 2,272
5Elmore County, AL89298.8$3.2M+4.2%#69 of 2,272
6Cherokee County, AL861211.8$2.4M+5.8%#117 of 2,272
7Bibb County, AL8556.5$4.4M+0.4%#122 of 2,272
8Blount County, AL852410.8$2.7M+1.8%#131 of 2,272
9Limestone County, AL855312.9$2.2M+18.0%#135 of 2,272
10Jackson County, AL842411.0$2.5M+3.3%#146 of 2,272
14DeKalb County, AL793212.2$2.3M+3.4%#245 of 2,272

Other business types in DeKalb County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in DeKalb County, AL?

Map listings as of September 2026 show 32 insurance agencies in DeKalb County. 11 of them (34%) are chain locations. The listings count insurance agencies. Official counts show 19 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in DeKalb County, AL spend on vehicle insurance?

About $73.9M a year, or $2,823 per household. That is 44% above the U.S. average (an index of 144, where 100 is the U.S. average). Spread across the 32 insurance agencies on map listings, it comes to $2.3M per agency. It is estimated from the incomes of the 26,181 households in DeKalb County and national spending patterns by income.

How does DeKalb County, AL compare with the U.S. for insurance agencies?

DeKalb County has 12.2 insurance agencies per 10,000 households, 22% below the U.S. rate of 15.6. Spending per agency is $2.3M, 84% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, DeKalb County would have about 59, against 32 on map listings. There is one business with payroll in the industry for every 1,378 households, against one for every 966 across the U.S.

How fast is DeKalb County, AL growing?

Population estimates put DeKalb County at 74,085 people in 2025, up 3.4% since 2020, in step with the U.S. (+3.1%). It has 26,181 households. Median household income in DeKalb County is $51,204, 37% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 26.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. DeKalb County scores 79 for insurance agencies (high), #245 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in DeKalb County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in DeKalb County

Screening a site or an acquisition in DeKalb County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of DeKalb County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.