Auto · County · Alabama
Insurance agencies in Clarke County, AL
The insurance agencies in Clarke County, AL, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 25 out of 100: Lower middle
Ranked #1,943 of 2,272 scored counties
#54 of 54 scored counties in Alabama
- Listings
- 19
- 6 chain locations (32%)
- Official establishments
- 13
- Businesses with payroll, 2023
- Household spending a year
- $20.2M
- On vehicle insurance · $2,402 a household
- Spending per listing
- $1.1M
- 15% below the U.S.
- Listings per 10k households
- 22.6
- 45% above the U.S.
- Population, 2025
- 22,014
- −4.2% since 2020
See the insurance agencies around any address in Clarke County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Clarke County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For insurance agencies, Clarke County has a Groundwork market score of 25 (lower middle): #1,943 of 2,272 scored counties and #54 of 54 scored counties in Alabama. That puts it in the bottom quarter of counties.
Households in Clarke County spend about $20.2M a year on vehicle insurance, or $2,402 per household, 23% above the U.S. average. That works out to $1.1M per agency, 15% below the U.S. figure of $1.3M.
There are 19 insurance agencies on map listings in Clarke County as of September 2026. Of those, 6 are chain locations, or 32%, against 21% across the U.S. Per 10,000 households, that is 22.6, 45% above the U.S. rate of 15.6.
The official count of businesses with payroll classed as insurance agencies and brokerages in Clarke County was 13 in 2023. That is one for every 648 households, against one for every 966 across the U.S. Population estimates show Clarke County declined 4.2% from 2020 to 2025, against +3.1% for the U.S.
How Clarke County compares
The same measures for Alabama and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Clarke County | Alabama | U.S. |
|---|---|---|---|
| Listings per 10k households | 22.6 | 16.2 | 15.6 |
| Spending per listing | $1.1M | $1.6M | $1.3M |
| Households per official establishment | 648 | 1,150 | 966 |
| Official establishment growth, 2019–2023 | n/a | +1.4% | −1.0% |
| Population growth, 2020–2025 | −4.2% | +3.2% | +3.1% |
| Spending per household on vehicle insurance | $2,402 | $2,568 | $1,957 |
| Median household income | $49,249 | $63,999 | $80,734 |
| Groundwork market score | 25 | 74 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 14 → 13
- Employees, 2023
- 56
- Annual payroll, 2023
- $2.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 196 chain locations
- Listings at the U.S. rate for this spending
- 16The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Clarke County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Clarke County
- Population, 2025 estimate
- 22,014−4.2% since 2020
- Households
- 8,423
- Median age
- 41.6
- Homes lived in by their owners
- 71%
- Vehicles per household
- 1.9
- Land area
- 1,238 sq. mi.
- People per square mile
- 18
- Median household income
- $49,249+31.7% vs. 2015–2019, before inflation
- Average household income
- $75,047
- Median home value
- $121,700
- Jobs located here
- 7,813
- Daytime population
- 20,445Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Clarke County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Clarke County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Alabama
Every Alabama market ranked →The highest-scoring counties in Alabama for insurance agencies, numbered among those based in Alabama, with Clarke County marked.
Top counties in Alabama
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Chilton County, AL | 92 | 16 | 9.0 | $3.2M | +5.9% | #33 of 2,272 |
| 2St. Clair County, AL | 91 | 41 | 11.7 | $2.5M | +7.1% | #51 of 2,272 |
| 3Lawrence County, AL | 90 | 11 | 8.1 | $3.8M | +2.3% | #54 of 2,272 |
| 4Randolph County, AL | 90 | 7 | 7.6 | $3.7M | +4.8% | #55 of 2,272 |
| 5Elmore County, AL | 89 | 29 | 8.8 | $3.2M | +4.2% | #69 of 2,272 |
| 6Cherokee County, AL | 86 | 12 | 11.8 | $2.4M | +5.8% | #117 of 2,272 |
| 7Bibb County, AL | 85 | 5 | 6.5 | $4.4M | +0.4% | #122 of 2,272 |
| 8Blount County, AL | 85 | 24 | 10.8 | $2.7M | +1.8% | #131 of 2,272 |
| 9Limestone County, AL | 85 | 53 | 12.9 | $2.2M | +18.0% | #135 of 2,272 |
| 10Jackson County, AL | 84 | 24 | 11.0 | $2.5M | +3.3% | #146 of 2,272 |
| 54Clarke County, AL | 25 | 19 | 22.6 | $1.1M | −4.2% | #1,943 of 2,272 |
Other business types in Clarke County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Clarke County, AL?
As of September 2026, map listings count 19 insurance agencies in Clarke County. 6 of them (32%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Clarke County, AL spend on vehicle insurance?
About $20.2M a year, or $2,402 per household. That is 23% above the U.S. average (an index of 123, where 100 is the U.S. average). Spread across the 19 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 8,423 households in Clarke County and national spending patterns by income.
How does Clarke County, AL compare with the U.S. for insurance agencies?
Clarke County has 22.6 insurance agencies per 10,000 households, 45% above the U.S. rate of 15.6. Spending per agency is $1.1M, 15% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Clarke County would have about 16, against 19 on map listings. There is one business with payroll in the industry for every 648 households, against one for every 966 across the U.S.
How fast is Clarke County, AL growing?
Population estimates put Clarke County at 22,014 people in 2025, down 4.2% since 2020, against +3.1% for the U.S. It has 8,423 households. Median household income in Clarke County is $49,249, 39% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 31.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Clarke County scores 25 for insurance agencies (lower middle), #1,943 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Clarke County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Clarke County
Screening a site or an acquisition in Clarke County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Clarke County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.